FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
DAIMLERCHRYSLER AG ORD ADR D1668R123 2 41 SH SOLE 41 0 0
ACE LTD G0070K103 0 10 SH DEFINED 10 0 0
ASPEN INSURANCE HOLDING USD G05384105 7 300 SH SOLE 300 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 1 15 SH DEFINED 15 0 0
GLOBALSANTAFE CORPORATION G3930E101 2 35 SH DEFINED 35 0 0
INGERSOLL-RAND CO COM G4776G101 181 4340 SH SOLE 4340 0 0
MARVELL TECHNOLOGY GROUP LTD G5876H105 1 35 SH DEFINED 35 0 0
NABORS INDUSTRIES LTD G6359F103 1 15 SH DEFINED 15 0 0
NOBLE CORP COM G65422100 2 25 SH DEFINED 25 0 0
SEAGATE TECHNOLOGY G7945J104 68 2600 SH DEFINED 0 0 2600
TRANSOCEAN INC ORD G90078109 6 77 SH SOLE 77 0 0
WEATHERFORD INTL LTD G95089101 77 1695 SH SOLE 1695 0 0
XL CAP LTD CL A G98255105 28 444 SH SOLE 444 0 0
XL CAP LTD CL A G98255105 1 25 SH DEFINED 25 0 0
ALCON INC. H01301102 2 20 SH DEFINED 20 0 0
UBS AG ADR H8920M855 0 5 SH DEFINED 5 0 0
CNH GLOBAL NV N20935206 1 40 SH SOLE 40 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 1 125 SH DEFINED 125 0 0
ACCO BRANDS CORP 00081T108 33 1512 SH SOLE 1512 0 0
AFLAC INC COM 001055102 379 8410 SH SOLE 6210 0 2200
AFLAC INC COM 001055102 0 10 SH DEFINED 10 0 0
AES CORP COM 00130H105 182 10700 SH DEFINED 0 0 10700
AT&T INC COM 00206R102 5594 206904 SH SOLE 189946 0 16958
AT&T INC COM 00206R102 431 15965 SH DEFINED 15965 0 0
ABBOTT LABS COM 002824100 4017 94601 SH SOLE 88746 0 5855
ABBOTT LABS COM 002824100 138 3250 SH DEFINED 2250 0 1000
ADOBE SYS INC COM 00724F101 83 2400 SH SOLE 2400 0 0
ADVANCED MICRO DEVICES INC COM 007903107 43 1315 SH SOLE 1315 0 0
ADVANCED MICRO DEVICES INC COM 007903107 0 20 SH DEFINED 20 0 0
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
AETNA INC NEW COM 00817Y108 93 1910 SH SOLE 1910 0 0
AETNA INC NEW COM 00817Y108 141 2875 SH DEFINED 0 0 2875
AGERE SYS INC COM 00845V308 1 78 SH SOLE 78 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 180 4810 SH SOLE 4810 0 0
AIR PRODS & CHEMS INC COM 009158106 150 2241 SH SOLE 2186 0 55
AKZO NOBEL NV SPONSORED ADR 010199305 22 420 SH SOLE 420 0 0
ALBERTSONS INC COM 013104104 41 1600 SH SOLE 1600 0 0
ALCOA INC COM 013817101 1720 56303 SH SOLE 52193 0 4110
ALCOA INC COM 013817101 57 1890 SH DEFINED 1890 0 0
ALLIANCE NY MUNI FUND 018714105 7 500 SOLE 500 0 0
ALLIANT ENERGY 018802108 6 200 SH SOLE 200 0 0
ALLIANCE FINL CORP 019205103 1944 63681 SH SOLE 63681 0 0
ALLIANCE FINL CORP 019205103 122 4000 SH DEFINED 4000 0 0
ALLSTATE CORP COM 020002101 135 2607 SH SOLE 2607 0 0
ALLSTATE CORP COM 020002101 10 200 SH DEFINED 200 0 0
ALLTEL CORP COM 020039103 310 4795 SH SOLE 4795 0 0
ALLTEL CORP COM 020039103 90 1400 SH DEFINED 0 0 1400
ALTRIA GROUP INC COM 02209S103 821 11589 SH SOLE 10889 0 700
ALTRIA GROUP INC COM 02209S103 106 1500 SH DEFINED 1500 0 0
AMAZON COM INC COM 023135106 64 1760 SH SOLE 1760 0 0
AMAZON COM INC COM 023135106 182 5000 SH DEFINED 0 0 5000
AMBAC FINL GROUP INC COM 023139108 171 2160 SH SOLE 2160 0 0
AMERADA HESS CORP COM 023551104 170 1200 SH DEFINED 0 0 1200
AMEREN CORP COM 023608102 48 978 SH SOLE 978 0 0
AMERICA MOVIL S A DE C V SPON ADR L SHS 02364W105 0 15 SH DEFINED 15 0 0
AMERICAN ELEC PWR INC COM 025537101 30 900 SH SOLE 900 0 0
AMERICAN EXPRESS CO COM 025816109 1832 34876 SH SOLE 31801 0 3075
AMERICAN EXPRESS CO COM 025816109 15 300 SH DEFINED 300 0 0
AMERICAN INTL GROUP INC COM 026874107 4547 68806 SH SOLE 64726 0 4080
AMERICAN INTL GROUP INC COM 026874107 618 9357 SH DEFINED 8315 0 1042
AMERISOURCEBERGEN CORP 03073E105 44 930 SH SOLE 930 0 0
AMERIPRISE FINL INC COM 03076C106 1 30 SH DEFINED 30 0 0
AMGEN INC COM 031162100 2079 28579 SH SOLE 25884 0 2695
AMGEN INC COM 031162100 19 270 SH DEFINED 270 0 0
2
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
AMSOUTH BANCORPORATION COM 032165102 30 1127 SH SOLE 1127 0 0
AMYLIN PHARMACEUTICALS INC 032346108 12 250 SH SOLE 250 0 0
ANADARKO PETE CORP COM 032511107 309 3065 SH SOLE 3065 0 0
ANADARKO PETE CORP COM 032511107 80 800 SH DEFINED 0 0 800
ANALOG DEVICES INC COM 032654105 11 300 SH SOLE 300 0 0
ANHEUSER BUSCH COS INC COM 035229103 249 5830 SH SOLE 5030 0 800
ANHEUSER BUSCH COS INC COM 035229103 136 3200 SH DEFINED 3200 0 0
AON CORP COM 037389103 49 1200 SH DEFINED 0 0 1200
APACHE CORP 037411105 1706 26052 SH SOLE 24252 0 1800
APACHE CORP 037411105 18 278 SH DEFINED 278 0 0
APPLE COMPUTER INC COM 037833100 357 5705 SH SOLE 5705 0 0
APPLE COMPUTER INC COM 037833100 2 45 SH DEFINED 45 0 0
APPLERA CORP COM AP BIO GRP 038020103 86 3175 SH SOLE 3175 0 0
APPLIED MATLS INC COM 038222105 77 4438 SH SOLE 4438 0 0
AQUA AMER INC 03836W103 13 500 SH SOLE 500 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 568 16913 SH SOLE 16913 0 0
ARIBA INC 04033V203 0 33 SH SOLE 33 0 0
AUTODESK INC COM 052769106 68 1785 SH SOLE 1785 0 0
AUTOMATIC DATA PROCESSING 053015103 319 7000 SH SOLE 7000 0 0
AUTOMATIC DATA PROCESSING 053015103 91 2000 SH DEFINED 2000 0 0
AVAYA INC COM 053499109 4 398 SH SOLE 398 0 0
AVERY DENNISON CORP COM 053611109 14 240 SH SOLE 240 0 0
AVERY DENNISON CORP COM 053611109 17 300 SH DEFINED 300 0 0
AXCELIS TECHNOLOGIES INC COM 054540109 2 471 SH SOLE 471 0 0
BCE INC COM ADR 05534B109 27 1129 SH SOLE 1129 0 0
BISYS GROUP INC COM 055472104 13 1000 SH SOLE 1000 0 0
BP AMOCO P L C SPONSORED ADR 055622104 772 11201 SH SOLE 11201 0 0
BP AMOCO P L C SPONSORED ADR 055622104 203 2950 SH DEFINED 1638 0 1312
BMC SOFTWARE INC 055921100 46 2135 SH SOLE 2135 0 0
BAKER HUGHES INC COM 057224107 47 700 SH DEFINED 0 0 700
BANK OF AMERICA CORPORATION COM 060505104 6426 141120 SH SOLE 134252 0 6868
BANK OF AMERICA CORPORATION COM 060505104 305 6701 SH DEFINED 4391 0 2310
BANK NEW YORK INC COM 064057102 43 1200 SH SOLE 200 0 1000
BANK NEW YORK INC COM 064057102 3 100 SH DEFINED 100 0 0
3
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
BARRICK GOLD CORP COM ADR 067901108 28 1050 SH SOLE 1050 0 0
BAXTER INTL INC COM 071813109 35 919 SH SOLE 919 0 0
BAXTER INTL INC COM 071813109 3 100 SH DEFINED 100 0 0
BAYER AG SPONSORED ADR'S 072730302 4 100 SH SOLE 0 0 100
BEAZER HOMES USA INC COM 07556Q105 26 400 SH DEFINED 0 0 400
BECTON DICKINSON & CO COM 075887109 83 1350 SH SOLE 1350 0 0
BELLSOUTH CORP COM 079860102 2612 75405 SH SOLE 65713 0 9692
BELLSOUTH CORP COM 079860102 145 4200 SH DEFINED 2400 0 1800
BERKSHIRE HATHAWAY INC DEL CL A 084670108 90 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B 084670207 48 16 SH SOLE 16 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 9 3 SH DEFINED 3 0 0
BEST BUY INC COM 086516101 12 225 SH SOLE 225 0 0
BEST BUY INC COM 086516101 16 288 SH DEFINED 288 0 0
BIOMET INC COM 090613100 3 100 SH SOLE 100 0 0
BIOGEN IDEC INC 09062X103 51 1100 SH SOLE 200 0 900
BLACK & DECKER CORP COM 091797100 271 3130 SH SOLE 3130 0 0
BLACK & DECKER CORP COM 091797100 60 700 SH DEFINED 0 0 700
BLACKROCK INSD MUN 2008 TERM 09247K109 19 1275 SOLE 1275 0 0
BLACKROCK MUN TARGET TERM TR INC 09247M105 41 4144 SOLE 4144 0 0
BLACKROCK INSD MUN INC TR 092479104 16 1178 SH SOLE 1178 0 0
BLAIR CORP 092828102 15 363 SH SOLE 363 0 0
H & R BLOCK INC COM 093671105 188 8705 SH SOLE 8705 0 0
BOEING CO COM 097023105 1245 15985 SH SOLE 15985 0 0
BOEING CO COM 097023105 3 50 SH DEFINED 50 0 0
BORG WARNER INC 099724106 1 25 SH DEFINED 25 0 0
BRANDYWINE RLTY TR SH BEN INT NEW 105368203 11 350 SH SOLE 350 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 227 9229 SH SOLE 8129 0 1100
BRISTOL MYERS SQUIBB CO COM 110122108 88 3600 SH DEFINED 1600 0 2000
BROADCOM CORP CL A 111320107 37 869 SH SOLE 869 0 0
BROADCOM CORP CL A 111320107 3 82 SH DEFINED 82 0 0
BROWN FORMAN CORP CL B 115637209 153 2000 SH DEFINED 0 0 2000
BURLINGTON NORTHN SANTA FE CCOM 12189T104 332 3985 SH SOLE 3985 0 0
BURLINGTON RES INC COM 122014103 294 3204 SH SOLE 3204 0 0
4
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CBS CORP NEW CL B 124857202 1600 66754 SH SOLE 61537 0 5217
CBS CORP NEW CL B 124857202 25 1057 SH DEFINED 307 0 750
CH ENERGY GROUP INC 12541M102 28 600 SH SOLE 600 0 0
CIGNA CORP COM 125509109 235 1803 SH SOLE 1803 0 0
CIT GROUP INC COM 125581108 77 1455 SH SOLE 1455 0 0
CSX CORP COM 126408103 394 6600 SH SOLE 6600 0 0
CSX CORP COM 126408103 1 30 SH DEFINED 30 0 0
CVS CORP COM 126650100 458 15350 SH SOLE 15350 0 0
CA INC COM 12673P105 32 1200 SH DEFINED 0 0 1200
CABLEVISION NY GROUP CL A 12686C109 3 130 SH SOLE 130 0 0
CAMPBELL SOUP CO COM 134429109 37 1156 SH SOLE 1156 0 0
CAMPBELL SOUP CO COM 134429109 42 1300 SH DEFINED 0 0 1300
CANADIAN NATL RY CO COM 136375102 9 200 SH SOLE 200 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 371 4610 SH SOLE 4610 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 76 950 SH DEFINED 0 0 950
CAPSTON TURBINE CORP 14067D102 1 500 SH SOLE 500 0 0
CARDINAL HEALTH INC COM 14149Y108 175 2356 SH SOLE 2356 0 0
CARDINAL HEALTH INC COM 14149Y108 178 2400 SH DEFINED 2400 0 0
CAREMARK RX INC 141705103 56 1140 SH SOLE 1140 0 0
CAREMARK RX INC 141705103 0 10 SH DEFINED 10 0 0
CARNIVAL CORP 143658300 180 3820 SH SOLE 3820 0 0
CATERPILLAR INC DEL COM 149123101 777 10832 SH SOLE 10747 0 85
CELGENE CORP 151020104 19 450 SH SOLE 450 0 0
CENTEX CORP COM 152312104 65 1055 SH SOLE 1055 0 0
CENTEX CORP COM 152312104 71 1150 SH DEFINED 0 0 1150
CENTRAL SECS CORP COM 155123102 19 790 SH DEFINED 0 0 790
CHAMPION ENTERPRISES 158496109 0 15 SH SOLE 15 0 0
CHARMING SHOPPES INC 161133103 4 290 SH SOLE 290 0 0
CHEESECAKE FACTORY INC 163072101 3 100 SH SOLE 100 0 0
CHEMED CORP INC 16359R103 10 170 SH SOLE 170 0 0
CHEVRON CORPORATION NEW 166764100 3807 65676 SH SOLE 62316 0 3360
CHEVRON CORPORATION NEW 166764100 195 3366 SH DEFINED 1100 0 2266
CHIRON CORP COM 170040109 4 105 SH SOLE 105 0 0
5
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CHOICEPOINT INC COM 170388102 42 960 SH SOLE 960 0 0
CHUBB CORP COM 171232101 360 3780 SH SOLE 3780 0 0
CHUBB CORP COM 171232101 31 325 SH DEFINED 25 0 300
CINERGY CORP COM 172474108 14 330 SH SOLE 330 0 0
CISCO SYS INC COM 17275R102 4059 187402 SH SOLE 176567 0 10835
CISCO SYS INC COM 17275R102 219 10130 SH DEFINED 6630 0 3500
CITIGROUP INC 172967101 6774 143460 SH SOLE 137381 0 6079
CITIGROUP INC 172967101 279 5929 SH DEFINED 3679 0 2250
CLOROX CO DEL COM 189054109 292 4888 SH SOLE 4788 0 100
CLOROX CO DEL COM 189054109 73 1220 SH DEFINED 20 0 1200
COCA COLA CO COM 191216100 1869 44666 SH SOLE 41321 0 3345
COCA COLA CO COM 191216100 106 2540 SH DEFINED 1040 0 1500
COHEN & STEERS REIT & PFD 19247X100 36 1300 SH SOLE 1300 0 0
COLGATE PALMOLIVE CO COM 194162103 913 16000 SH SOLE 16000 0 0
COLGATE PALMOLIVE CO COM 194162103 114 2000 SH DEFINED 0 0 2000
COLLEGIATE PACIFIC INC COM NEW 194589206 0 20 SH SOLE 20 0 0
COLONIAL PPTYS TR COM SH BEN INT 195872106 9 191 SH SOLE 191 0 0
COMCAST CORP NEW CL A 20030N101 479 18343 SH SOLE 18343 0 0
COMCAST CORP NEW CL A 20030N101 23 904 SH DEFINED 0 0 904
COMCAST CORP NEW 20030N200 28 1100 SH DEFINED 100 0 1000
COMERICA INC COM 200340107 12 215 SH SOLE 215 0 0
COMMERCIAL METALS CO COM 201723103 156 2920 SH SOLE 2920 0 0
COMPUTER SCIENCES CORP COM 205363104 121 2190 SH SOLE 2190 0 0
COMPUWARE CORP 205638109 29 3785 SH SOLE 3785 0 0
CONAGRA FOODS INC COM 205887102 65 3062 SH SOLE 3062 0 0
CONAGRA FOODS INC COM 205887102 32 1500 SH DEFINED 0 0 1500
CONEXANT SYSTEMS INC COM 207142100 2 600 SH SOLE 600 0 0
CONOCOPHILLIPS 20825C104 764 12109 SH SOLE 11425 0 684
CONSOLIDATED EDISON INC 209115104 72 1658 SH SOLE 1658 0 0
CONSTELLATION BRANDS INC 21036P108 210 8405 SH SOLE 8405 0 0
CONSTELLATION ENERGY CORP COM 210371100 64 1175 SH DEFINED 25 0 1150
CONVERGYS CORP COM 212485106 16 890 SH SOLE 890 0 0
CORN PRODS INTL INC COM 219023108 4 150 SH SOLE 150 0 0
6
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
CORNING INC COM 219350105 408 15180 SH SOLE 15080 0 100
CORNING INC COM 219350105 12 479 SH DEFINED 479 0 0
COSTCO WHSL CORP NEW COM 22160K105 1837 33927 SH SOLE 31462 0 2465
COSTCO WHSL CORP NEW COM 22160K105 143 2650 SH DEFINED 2650 0 0
COUNTRYWIDE FINANCIAL CORP 222372104 115 3150 SH DEFINED 0 0 3150
COVENTRY HEALTH CARE INC 222862104 211 3914 SH SOLE 3914 0 0
CROWN CASTLE INTL CORP COM 228227104 0 25 SH DEFINED 25 0 0
CUMMINS INC COM 231021106 318 3030 SH SOLE 3030 0 0
DNP SELECT INC FD INC COM 23325P104 31 3000 SH SOLE 3000 0 0
DR HORTON INC 23331A109 86 2605 SH SOLE 2605 0 0
DARDEN RESTAURANTS INC COM 237194105 70 1715 SH SOLE 1715 0 0
DEERE & CO COM 244199105 246 3125 SH SOLE 3125 0 0
DEL MONTE FOODS 24522P103 1 89 SH SOLE 89 0 0
DELL INC 24702R101 1795 60363 SH SOLE 55838 0 4525
DELL INC 24702R101 121 4100 SH DEFINED 1800 0 2300
DENTSPLY INTL INC NEW COM 249030107 5 100 SH SOLE 100 0 0
THE DIRECTV GROUP INC. 25459L106 5 306 SH SOLE 306 0 0
THE DIRECTV GROUP INC. 25459L106 99 6100 SH DEFINED 0 0 6100
DISNEY WALT CO COM DISNEY 254687106 146 5247 SH SOLE 5247 0 0
DISNEY WALT CO COM DISNEY 254687106 55 2000 SH DEFINED 0 0 2000
DOMINION RES INC VA NEW COM 25746U109 326 4724 SH SOLE 4724 0 0
DOVER CORP COM 260003108 174 3600 SH SOLE 3600 0 0
DOW JONES & CO INC COM 260561105 51 1300 SH DEFINED 0 0 1300
DU PONT E I DE NEMOURS & CO COM 263534109 796 18881 SH SOLE 18531 0 350
DU PONT E I DE NEMOURS & CO COM 263534109 87 2075 SH DEFINED 675 0 1400
DUKE ENERGY CORP COM 264399106 122 4188 SH SOLE 3988 0 200
DUKE ENERGY CORP COM 264399106 72 2500 SH DEFINED 0 0 2500
DUKE REALTY CORP 264411505 19 511 SH SOLE 511 0 0
E M C CORP MASS COM 268648102 17 1300 SH SOLE 1300 0 0
E M C CORP MASS COM 268648102 2 200 SH DEFINED 200 0 0
EOG RES INC COM 26875P101 37 525 SH SOLE 525 0 0
EASTMAN CHEM CO COM 277432100 24 478 SH SOLE 478 0 0
EASTMAN KODAK CO COM 277461109 110 3899 SH SOLE 3899 0 0
EASTMAN KODAK CO COM 277461109 176 6200 SH DEFINED 0 0 6200
7
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
EATON VANCE CORP COM 278058102 58 800 SH SOLE 800 0 0
EATON VANCE CORP COM 278058102 94 1300 SH DEFINED 0 0 1300
EBAY INC COM 278642103 132 3390 SH DEFINED 65 0 3325
ECOLAB INC COM 278865100 53 1400 SH SOLE 1400 0 0
ECOLAB INC COM 278865100 22 600 SH DEFINED 600 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1 40 SH SOLE 40 0 0
EDWARDS AG INC COM 281760108 164 3300 SH SOLE 3300 0 0
EL PASO ENERGY CORP DEL COM 28336L109 36 3064 SH SOLE 3064 0 0
ELECTRONIC ARTS INC COM 285512109 95 1740 SH DEFINED 15 0 1725
ELECTRONIC DATA SYS NEW COM 285661104 73 2746 SH SOLE 2746 0 0
ELECTRONIC DATA SYS NEW COM 285661104 1 50 SH DEFINED 50 0 0
EMERSON ELEC CO COM 291011104 2123 25397 SH SOLE 23597 0 1800
EMERSON ELEC CO COM 291011104 155 1860 SH DEFINED 1860 0 0
EMPIRE DIST ELEC CO COM 291641108 2 100 SH SOLE 0 0 100
EMULEX CORP 292475209 7 420 SH SOLE 420 0 0
ENBRIDGE ENERGY PART LP COM 29250R106 6 150 SH SOLE 150 0 0
ENERGY CONVERSION DEV INC 292659109 4 100 SH SOLE 100 0 0
ENERGY EAST CORP COM 29266M109 120 4959 SH SOLE 4859 0 100
ENERGIZER HLDGS INC COM 29266R108 7 140 SH DEFINED 0 0 140
EQUIFAX INC COM 294429105 78 2100 SH SOLE 2100 0 0
EQUITABLE RES INC COM 294549100 55 1514 SH SOLE 1514 0 0
EQUITY FUND 294700703 51 600 SH SOLE 600 0 0
ERICSSON TELEPHONE CO ADR 294821608 12 320 SH DEFINED 320 0 0
EXELON CORP COM 30161N101 5119 96774 SH SOLE 91039 0 5735
EXELON CORP COM 30161N101 87 1650 SH DEFINED 1650 0 0
EXPEDIA INC DEL 30212P105 83 4100 SH DEFINED 0 0 4100
EXPEDITORS INTL WASH INC COM 302130109 17 200 SH SOLE 200 0 0
EXPRESS SCRIPTS INC COM 302182100 225 2565 SH SOLE 2565 0 0
EXXON MOBIL CORP COM 30231G102 11905 195624 SH SOLE 182618 0 13006
EXXON MOBIL CORP COM 30231G102 1854 30477 SH DEFINED 27381 0 3096
FPL GROUP INC COM 302571104 16 400 SH SOLE 0 0 400
FPL GROUP INC COM 302571104 21 524 SH DEFINED 324 0 200
FEDERAL HOME LN MTGE COMPANY 313400301 1 25 SH DEFINED 25 0 0
8
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
FEDERAL NATL MTG ASSN COM 313586109 82 1600 SH SOLE 1600 0 0
FEDERAL NATL MTG ASSN COM 313586109 1 35 SH DEFINED 35 0 0
FEDERATED DEPT STORES INC DECOM 31410H101 29 404 SH DEFINED 0 0 404
FEDEX CORP 31428X106 109 970 SH SOLE 970 0 0
FIDELITY NATL INFORMATION SVCS INC COM 31620M106 48 1200 SH SOLE 1200 0 0
FIFTH THIRD BANCORP COM 316773100 142 3612 SH SOLE 3612 0 0
FIRST DATA CORP COM 319963104 37 800 SH SOLE 800 0 0
FIRST DATA CORP COM 319963104 9 200 SH DEFINED 200 0 0
FIRST HORIZON NATL CORP 320517105 28 686 SH SOLE 686 0 0
FIRST INDUSTRIAL REALTY TRUSCOM 32054K103 16 376 SH SOLE 376 0 0
FIRST NIAGARA FINL INC 33582V108 14 1011 SH SOLE 1011 0 0
FIRST NIAGARA FINL INC 33582V108 9 655 SH DEFINED 655 0 0
FIRSTENERGY CORP COM 337932107 97 1996 SH SOLE 1941 0 55
FORD MOTOR CO 345370860 0 100 SH SOLE 0 0 100
FOREST LABS INC COM 345838106 72 1630 SH SOLE 1630 0 0
FORTUNE BRANDS INC COM 349631101 519 6437 SH SOLE 6437 0 0
FRANKLIN RESOURCES INC. 354613101 144 1535 SH SOLE 1535 0 0
FRANKLIN RESOURCES INC. 354613101 1 15 SH DEFINED 15 0 0
FREEPORT MCMORAN COPPER & GOLD INC CL B 35671D857 17 300 SH SOLE 300 0 0
FREESCALE SEMICONDUCTOR INC 35687M206 47 1700 SH SOLE 1700 0 0
FREESCALE SEMICONDUCTOR INC 35687M206 18 662 SH DEFINED 662 0 0
GALLAHER GROUP PLC SPONSORED ADR 363595109 375 6455 SH SOLE 6455 0 0
GANNETT INC COM 364730101 265 4428 SH SOLE 4428 0 0
GANNETT INC COM 364730101 92 1550 SH DEFINED 150 0 1400
GAP INC DEL COM 364760108 3 177 SH SOLE 177 0 0
GENENTECH INC COM NEW 368710406 24 285 SH SOLE 285 0 0
GENENTECH INC COM NEW 368710406 2 35 SH DEFINED 35 0 0
GENERAL ELECTRIC CO COM 369604103 10375 298417 SH SOLE 276977 0 21440
GENERAL ELECTRIC CO COM 369604103 659 18979 SH DEFINED 17779 0 1200
GENERAL MLS INC COM 370334104 76 1500 SH DEFINED 0 0 1500
GENERAL MTRS CORP COM 370442105 10 488 SH SOLE 388 0 100
GENUINE PARTS CO COM 372460105 43 1000 SH SOLE 1000 0 0
GENUINE PARTS CO COM 372460105 65 1500 SH DEFINED 0 0 1500
9
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
GENWORTH FINANCIAL INC 37247D106 0 20 SH DEFINED 20 0 0
GENZYME CORP COM 372917104 14 215 SH SOLE 215 0 0
GETTY IMAGES INC COM 374276103 0 5 SH DEFINED 5 0 0
GILEAD SCIENCES INC COM 375558103 114 1840 SH SOLE 1840 0 0
GILEAD SCIENCES INC COM 375558103 0 10 SH DEFINED 10 0 0
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 117 2250 SH SOLE 2250 0 0
GOLDEN WEST FINL CORP DEL COM 381317106 77 1145 SH SOLE 1145 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2188 13940 SH SOLE 13115 0 825
GOLDMAN SACHS GROUP INC COM 38141G104 3 25 SH DEFINED 25 0 0
GOODRICH CORP 382388106 1 25 SH DEFINED 25 0 0
GOODYEAR TIRE & RUBR CO COM 382550101 0 60 SH SOLE 60 0 0
GOOGLE INC 38259P508 35 90 SH SOLE 90 0 0
GOOGLE INC 38259P508 180 462 SH DEFINED 12 0 450
GRAINGER W W INC COM 384802104 165 2200 SH SOLE 2200 0 0
GREAT PLAINS ENERGY INC COM 391164100 64 2300 SH SOLE 2100 0 200
GUIDANT CORP COM 401698105 356 4562 SH SOLE 4562 0 0
HCA INC 404119109 125 2750 SH SOLE 2750 0 0
HRPT PPTYS TR COM SH BEN INT 40426W101 21 1859 SH SOLE 1859 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 41 500 SH SOLE 500 0 0
HALLIBURTON CO COM 406216101 33 455 SH SOLE 455 0 0
HALLIBURTON CO COM 406216101 2 40 SH DEFINED 40 0 0
JOHN HANCOCK PFD INC FD II 41013X106 22 1000 SH SOLE 0 0 1000
HARDINGE INC COM 412324303 14 900 SH SOLE 900 0 0
HARLEY DAVIDSON INC COM 412822108 1635 31523 SH SOLE 29073 0 2450
HARLEY DAVIDSON INC COM 412822108 70 1350 SH DEFINED 1350 0 0
HARTFORD FINL SVCS GROUP INCCOM 416515104 4 58 SH SOLE 58 0 0
HASBRO INC COM 418056107 2 100 SH SOLE 100 0 0
HASBRO INC COM 418056107 52 2500 SH DEFINED 0 0 2500
HAWAIIAN ELEC INDUSTRIES COM 419870100 10 400 SH SOLE 400 0 0
HEALTH CARE PPTY INVS 421915109 32 1134 SH SOLE 1134 0 0
HEALTHCARE RLTY TR COM 421946104 14 375 SH SOLE 375 0 0
HEALTH CARE REIT INC COM 42217K106 8 235 SH SOLE 235 0 0
HEALTH NET INC A 42222G108 104 2050 SH DEFINED 0 0 2050
10
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
HEINZ H J CO COM 423074103 106 2806 SH SOLE 1156 0 1650
HERCULES INC COM 427056106 6 500 SH DEFINED 0 0 500
THE HERSHEY CO COM 427866108 198 3800 SH SOLE 3800 0 0
HEWLETT PACKARD CO COM 428236103 2988 90875 SH SOLE 86860 0 4015
HEWLETT PACKARD CO COM 428236103 144 4379 SH DEFINED 725 0 3654
HOME DEPOT INC COM 437076102 5596 132343 SH SOLE 126223 0 6120
HOME DEPOT INC COM 437076102 352 8325 SH DEFINED 6175 0 2150
HONEYWELL INTL INC COM 438516106 122 2875 SH SOLE 2775 0 100
HOSPITALITY PROPERTIES TRUST 44106M102 20 478 SH SOLE 478 0 0
HOSPIRA INC 441060100 3 100 SH DEFINED 0 0 100
HUMANA INC COM 444859102 349 6630 SH SOLE 6630 0 0
IAC/INTERACTIVE CORP 44919P300 111 3800 SH DEFINED 0 0 3800
ING CLARION GL REAL ESTATE 44982G104 12 700 SH SOLE 700 0 0
ITT INDS INC IND COM 450911102 99 1778 SH SOLE 1778 0 0
ILLINOIS TOOL WKS INC COM 452308109 1861 19332 SH SOLE 17877 0 1455
ILLINOIS TOOL WKS INC COM 452308109 110 1150 SH DEFINED 1150 0 0
INTEL CORP COM 458140100 4789 246247 SH SOLE 231562 0 14685
INTEL CORP COM 458140100 432 22240 SH DEFINED 21640 0 600
INTERNATIONAL BUSINESS MACHS COM 459200101 4840 58698 SH SOLE 55866 0 2832
INTERNATIONAL BUSINESS MACHS COM 459200101 250 3034 SH DEFINED 2384 0 650
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 10 300 SH SOLE 300 0 0
INTERNATIONAL FLAVORS&FRAGRACOM 459506101 34 1000 SH DEFINED 0 0 1000
INTL PAPER CO COM 460146103 1 52 SH SOLE 52 0 0
INTL PAPER CO COM 460146103 72 2110 SH DEFINED 0 0 2110
INTERPUBLIC GROUP COS INC COM 460690100 0 60 SH DEFINED 60 0 0
INTUIT COM 461202103 31 600 SH DEFINED 0 0 600
ISHS TR S & P MIDCAP 400 IND 464287507 4837 61016 SH SOLE 60776 0 240
ISHS TR S & P MIDCAP 400 IND 464287507 27 350 SH DEFINED 350 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FD 464287648 2765 34699 SH SOLE 34534 0 165
JDS UNIPHASE CORP COM 46612J101 1 315 SH SOLE 315 0 0
JPMORGAN CHASE & CO COM 46625H100 2403 57733 SH SOLE 54163 0 3570
JPMORGAN CHASE & CO COM 46625H100 323 7760 SH DEFINED 565 0 7195
JACUZZI BRANDS INC. 469865109 6 640 SH SOLE 640 0 0
11
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
JOHNSON & JOHNSON COM 478160104 5502 92919 SH SOLE 86239 0 6680
JOHNSON & JOHNSON COM 478160104 827 13970 SH DEFINED 11720 0 2250
JOHNSON CTLS INC COM 478366107 169 2230 SH SOLE 2230 0 0
JONES APPAREL GROUP INC COM 480074103 16 465 SH SOLE 465 0 0
JONES APPAREL GROUP INC COM 480074103 0 25 SH DEFINED 25 0 0
JUNIPER NETWORKS INC COM 48203R104 1 65 SH DEFINED 65 0 0
KB HOME COM 48666K109 23 365 SH SOLE 365 0 0
KELLOGG CO COM 487836108 206 4698 SH SOLE 4698 0 0
KERR MCGEE CORP COM 492386107 22 238 SH SOLE 238 0 0
KEYCORP NEW COM 493267108 134 3665 SH SOLE 3665 0 0
KEYSPAN CORP COM 49337W100 4 100 SH SOLE 100 0 0
KIMBERLY CLARK CORP COM 494368103 392 6800 SH SOLE 6800 0 0
KIMBERLY CLARK CORP COM 494368103 57 1000 SH DEFINED 0 0 1000
KINDER MORGAN INC KANS COM 49455P101 4 45 SH SOLE 45 0 0
KINDER MORGAN ENERGY PARTNER LTD PARTNER 494550106 87 1826 SH SOLE 1826 0 0
KING PHARMACEUTICALS INC 495582108 126 7360 SH SOLE 7360 0 0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR 500472303 37 1101 SH SOLE 1101 0 0
KROGER CO COM 501044101 4 231 SH SOLE 231 0 0
KROGER CO COM 501044101 1 50 SH DEFINED 50 0 0
LSI LOGIC CORP 502161102 42 3640 SH SOLE 3640 0 0
L-3 COMMUNICATIONS HLDGS INCCOM 502424104 500 5838 SH SOLE 5838 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 544 9305 SH SOLE 9305 0 0
LANCASTER COLONY CORP COM 513847103 44 1050 SH SOLE 1050 0 0
LEAR CORP COM 521865105 0 25 SH DEFINED 25 0 0
LEGGETT & PLATT INC COM 524660107 38 1600 SH SOLE 1600 0 0
LEGG MASON INC COM 524901105 18 150 SH SOLE 150 0 0
LEGG MASON INC COM 524901105 1 10 SH DEFINED 10 0 0
LEHMAN BROTHERS HOLDING INC 524908100 557 3856 SH SOLE 3856 0 0
LENNAR CORP COM 526057104 64 1075 SH SOLE 1075 0 0
LIBERTY PPTY TR SH BEN INT 531172104 17 378 SH SOLE 378 0 0
LILLY ELI & CO COM 532457108 161 2920 SH SOLE 2920 0 0
LILLY ELI & CO COM 532457108 1 25 SH DEFINED 25 0 0
LINCOLN NATL CORP IND COM 534187109 342 6272 SH SOLE 6272 0 0
12
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
LLOYDS TSB GROUP PLC SPONSORED ADR 539439109 4 125 SH SOLE 125 0 0
LOCKHEED MARTIN CORP COM 539830109 251 3342 SH SOLE 3342 0 0
LOEWS CORP CAROLNA GP STK 540424207 32 694 SH SOLE 694 0 0
LOWES COS INC COM 548661107 137 2130 SH SOLE 2030 0 100
LOWES COS INC COM 548661107 14 230 SH DEFINED 230 0 0
LUCENT TECHNOLOGIES INC COM 549463107 30 9995 SH SOLE 9995 0 0
MBIA INC COM 55262C100 9 150 SH SOLE 150 0 0
MGIC INVT CORP WIS COM 552848103 102 1535 SH SOLE 1535 0 0
MGIC INVT CORP WIS COM 552848103 63 950 SH DEFINED 0 0 950
MACK CALI RLTY CORP COM 554489104 22 462 SH SOLE 462 0 0
MAGNA INTL INC CL A ADR 559222401 0 10 SH DEFINED 10 0 0
MANOR CARE INC 564055101 81 1835 SH SOLE 1835 0 0
MANULIFE FINL CORP COM 56501R106 55 887 SH SOLE 887 0 0
MANULIFE FINL CORP COM 56501R106 111 1777 SH DEFINED 0 0 1777
MARATHON OIL CORP 565849106 150 1974 SH SOLE 1974 0 0
MARATHON OIL CORP 565849106 129 1700 SH DEFINED 0 0 1700
MARSH & MCLENNAN COS INC COM 571748102 44 1500 SH DEFINED 0 0 1500
MARSHALL & ILSLEY CORP COM 571834100 156 3600 SH SOLE 3600 0 0
MARRIOTT INTL INC NEW CLA 571903202 96 1400 SH SOLE 1400 0 0
MARRIOTT INTL INC NEW CLA 571903202 41 600 SH DEFINED 0 0 600
MASCO CORPORATION 574599106 25 800 SH DEFINED 0 0 800
MCCORMICK & CO INC COM NON VTG 579780206 72 2150 SH SOLE 2150 0 0
MCCORMICK & CO INC COM NON VTG 579780206 101 3000 SH DEFINED 0 0 3000
MCDATA CORP CL A 580031201 0 14 SH SOLE 14 0 0
MCDONALDS CORP COM 580135101 4917 143106 SH SOLE 135256 0 7850
MCDONALDS CORP COM 580135101 120 3515 SH DEFINED 2415 0 1100
MCGRAW HILL COS INC COM 580645109 150 2605 SH SOLE 2605 0 0
MCKESSON CORPORATION COM 58155Q103 390 7485 SH SOLE 7485 0 0
MCKESSON CORPORATION COM 58155Q103 88 1700 SH DEFINED 0 0 1700
MEADOW VY CORP 583185103 23 1900 SH SOLE 1900 0 0
MEADWESTVACO CORP 583334107 30 1109 SH SOLE 1109 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 330 5769 SH SOLE 5769 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 0 10 SH DEFINED 10 0 0
13
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
MEDIS TECHNOLOGIES 58500P107 2 100 SH SOLE 100 0 0
MEDTRONIC INC COM 585055106 3545 69857 SH SOLE 65637 0 4220
MEDTRONIC INC COM 585055106 114 2250 SH DEFINED 2250 0 0
MELLON FINL CORP COM 58551A108 71 2000 SH DEFINED 0 0 2000
MERCK & CO INC COM 589331107 657 18680 SH SOLE 14980 0 3700
MERCK & CO INC COM 589331107 54 1550 SH DEFINED 50 0 1500
MERRILL LYNCH & CO INC COM 590188108 46 590 SH SOLE 590 0 0
MERRILL LYNCH & CO INC COM 590188108 2 35 SH DEFINED 35 0 0
METLIFE INC COM 59156R108 1777 36751 SH SOLE 34096 0 2655
METLIFE INC COM 59156R108 2 45 SH DEFINED 45 0 0
MICROSOFT CORP COM 594918104 5360 197080 SH SOLE 188305 0 8775
MICROSOFT CORP COM 594918104 282 10390 SH DEFINED 9190 0 1200
MICRON TECHNOLOGY INC 595112103 62 4260 SH SOLE 4260 0 0
MILLIPORE CORP 601073109 14 200 SH SOLE 200 0 0
MINDSPEED TECHNOLOGIES INC 602682106 0 200 SH SOLE 200 0 0
MONSANTO CO (NEW) 61166W101 2 25 SH SOLE 25 0 0
MORGAN STANLEY ASIA PACIFIC FUND INC 61744U106 84 5000 SH SOLE 5000 0 0
MORGAN STANLEY DISCOVER & CO 617446448 4241 67525 SH SOLE 63765 0 3760
MORGAN STANLEY DISCOVER & CO 617446448 169 2706 SH DEFINED 1506 0 1200
MOTOROLA INC COM 620076109 248 10855 SH SOLE 10855 0 0
MOTOROLA INC COM 620076109 183 8000 SH DEFINED 6000 0 2000
MUNIHOLDINGS NEW YORK INSURED FUND INC 625931100 78 5300 SOLE 5300 0 0
MUNI ASSETS FUND INC 62618Q106 11 850 SOLE 850 0 0
MUNIYIELD NY INSD FD INC 626301105 10 735 SOLE 735 0 0
MURPHY OIL CORP COM 626717102 1 40 SH SOLE 40 0 0
MYLAN LABS INC COM 628530107 10 450 SH SOLE 450 0 0
NBT BANCORP INC COM 628778102 379 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 50 1215 SH SOLE 1215 0 0
NATIONAL CITY CORP COM 635405103 32 919 SH SOLE 919 0 0
NATIONAL CITY CORP COM 635405103 98 2835 SH DEFINED 35 0 2800
NATIONAL SEMICONDUCTOR CORP COM 637640103 64 2320 SH SOLE 2320 0 0
NATIONWIDE HEALTH PPTYS INC COM 638620104 11 555 SH SOLE 555 0 0
NATURAL RESOURCE PARTNERS LP 63900P103 31 600 SH SOLE 600 0 0
14
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
NEENAH PAPER INC 640079109 0 30 SH DEFINED 0 0 30
NEWORK APPLIANCE INC. 64120L104 54 1525 SH SOLE 1525 0 0
NEWORK APPLIANCE INC. 64120L104 1 30 SH DEFINED 30 0 0
NEW YORK TIMES CO CL A 650111107 1545 61100 SH SOLE 61100 0 0
NEW YORK TIMES CO CL A 650111107 40 1600 SH DEFINED 0 0 1600
NEWELL RUBBERMAID INC COM 651229106 3 155 SH SOLE 155 0 0
NEWELL RUBBERMAID INC COM 651229106 95 3800 SH DEFINED 0 0 3800
NEWMONT MIN CO (HOLD CO) COM 651639106 0 8 SH SOLE 8 0 0
NEWPARK RESOURCES INC 651718504 1 200 SH SOLE 200 0 0
NEWS CORP CL A 65248E104 1 68 SH SOLE 68 0 0
NICOR INC 654086107 17 453 SH SOLE 453 0 0
NIKE INC CL B 654106103 21 248 SH SOLE 248 0 0
NISOURCE INC COM 65473P105 63 3122 SH SOLE 3122 0 0
NOKIA CORP PFD SPONS ADR 654902204 7 350 SH SOLE 200 0 150
NOKIA CORP PFD SPONS ADR 654902204 52 2545 SH DEFINED 45 0 2500
NORDSTROM INC COM 655664100 164 4200 SH SOLE 4200 0 0
NORFOLK SOUTHERN CORP COM 655844108 315 5840 SH SOLE 5840 0 0
NORTEL NETWORKS CORP NEW COM ADR 656568102 3 1102 SH SOLE 1102 0 0
NORTHERN TR CORP COM 665859104 0 10 SH DEFINED 10 0 0
NORTHROP GRUMMAN CORP COM 666807102 130 1912 SH SOLE 1912 0 0
NORTHROP GRUMMAN CORP COM 666807102 1 20 SH DEFINED 20 0 0
NUCOR CORP COM 670346105 438 4185 SH SOLE 4185 0 0
CEF NUVEEN EQUITY PREM OPPORTUNITY FUND 6706EM102 13 700 SH SOLE 700 0 0
NUVEEN EQUITY PREM ADV FD COM 6706ET107 13 700 SH SOLE 700 0 0
NVIDIA CORP 67066G104 286 5010 SH SOLE 5010 0 0
OGE ENERGY CORP COM 670837103 49 1723 SH SOLE 1723 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 272 2945 SH SOLE 2945 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 1 15 SH DEFINED 15 0 0
OFFICE DEPOT INC COM 676220106 129 3485 SH SOLE 3485 0 0
OFFICE DEPOT INC COM 676220106 1 35 SH DEFINED 35 0 0
ORACLE CORP COM 68389X105 41 3060 SH SOLE 3060 0 0
ORACLE CORP COM 68389X105 12 900 SH DEFINED 900 0 0
OWENS ILL INC COM NEW 690768403 0 30 SH DEFINED 30 0 0
15
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PG&E CORP COM 69331C108 25 655 SH SOLE 655 0 0
PNC FINL SVCS GROUP INC COM 693475105 1590 23628 SH SOLE 21828 0 1800
PNC FINL SVCS GROUP INC COM 693475105 97 1450 SH DEFINED 0 0 1450
PPG INDS INC COM 693506107 72 1140 SH SOLE 1140 0 0
PPL CORP 69351T106 58 2000 SH SOLE 2000 0 0
PACCAR INC COM 693718108 417 5924 SH SOLE 5924 0 0
PACIFIC SUNWEAR OF CALIFORNIA INC 694873100 11 500 SH DEFINED 500 0 0
PACKAGING CORP AMER COM 695156109 22 995 SH SOLE 995 0 0
PACTIV CORP COM 695257105 77 3159 SH SOLE 3159 0 0
PALL CORP COM 696429307 31 1000 SH DEFINED 0 0 1000
PANACOS PHARMACEUTICALS INC 69811Q106 0 20 SH SOLE 0 0 20
PAYCHEX INC COM 704326107 5 122 SH SOLE 122 0 0
PENGROWTH ENERGY TRUST 706902301 11 500 SH DEFINED 500 0 0
PENNEY J C INC COM 708160106 144 2390 SH SOLE 2390 0 0
PEOPLES ENERGY CORP COM 711030106 18 515 SH SOLE 415 0 100
PEPCO HOLDINGS INC 713291102 21 952 SH SOLE 952 0 0
PEPSICO INC COM 713448108 5094 88165 SH SOLE 84165 0 4000
PEPSICO INC COM 713448108 302 5235 SH DEFINED 5235 0 0
PERFORMANCE TECHNOLOGIES INCCOM 71376K102 0 50 SH SOLE 50 0 0
PERKINELMER INC COM 714046109 21 935 SH SOLE 935 0 0
PFIZER INC COM 717081103 3385 135920 SH SOLE 114485 0 21435
PFIZER INC COM 717081103 354 14240 SH DEFINED 11740 0 2500
PHELPS DODGE CORP COM 717265102 62 780 SH SOLE 780 0 0
PHOENIX COS INC NEW COM 71902E109 16 1006 SH SOLE 1006 0 0
PIMCO MUNI INC FUND III 72201E105 7 500 SOLE 500 0 0
PINNACLE WEST CAP CORP COM 723484101 58 1486 SH SOLE 1486 0 0
PITNEY BOWES INC COM 724479100 327 7620 SH SOLE 7620 0 0
PLAINS ALL AMERICAN PIPELINE LP 726503105 4 100 SH SOLE 0 0 100
PLUM CREEK TIMBER CO INC COM 729251108 10 274 SH SOLE 274 0 0
PRAXAIR INC COM 74005P104 25 469 SH SOLE 119 0 350
PRICELINE COM INC 741503403 0 4 SH SOLE 4 0 0
PRINCIPAL FINANCIAL GROUP INC 74251V102 57 1170 SH SOLE 1170 0 0
PROCTER & GAMBLE CO COM 742718109 5962 103465 SH SOLE 97421 0 6044
PROCTER & GAMBLE CO COM 742718109 287 4988 SH DEFINED 3723 0 1265
16
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
PROGRESS ENERGY INC COM 743263105 19 447 SH SOLE 447 0 0
PROGRESSIVE CORP 743315103 464 4455 SH SOLE 4455 0 0
PRUDENTIAL FINL INC COM 744320102 312 4119 SH SOLE 4119 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 32 500 SH SOLE 500 0 0
PUGET SOUND ENERGY INC COM 745310102 70 3311 SH SOLE 3311 0 0
PULTE CORP COM 745867101 80 2100 SH DEFINED 0 0 2100
PUTNAM HIGH YIELD MUN TR C/C 746781103 14 2022 SOLE 2022 0 0
QUALCOMM INC COM 747525103 2006 39644 SH SOLE 36674 0 2970
QUALCOMM INC COM 747525103 26 530 SH DEFINED 530 0 0
QUEST DIAGNOSTICS INC COM 74834L100 2 48 SH SOLE 48 0 0
QUESTAR CORP COM 748356102 112 1600 SH SOLE 1600 0 0
QWEST COMM INTL INC 749121109 17 2622 SH SOLE 2622 0 0
QWEST COMM INTL INC 749121109 232 34150 SH DEFINED 0 0 34150
RAYTHEON CO CLASS B COM 755111507 112 2444 SH SOLE 2444 0 0
RED HAT INC COM 756577102 4 172 SH SOLE 172 0 0
RELIANT ENERGY INC 75952B105 2 279 SH DEFINED 279 0 0
REYNOLDS AMERN INC 761713106 49 465 SH SOLE 365 0 100
RITE AID CORP COM 767754104 20 5000 SH SOLE 5000 0 0
ROCKWELL INTL CORP NEW COM 773903109 43 600 SH SOLE 600 0 0
ROCKWELL INTL CORP NEW COM 773903109 35 500 SH DEFINED 0 0 500
ROCKWELL COLLINS INC COM 774341101 33 600 SH SOLE 600 0 0
ROHM & HAAS CO COM 775371107 62 1273 SH SOLE 1273 0 0
ROWAN COS INC. 779382100 30 705 SH SOLE 705 0 0
ROYAL DUTCH PETE CO 780259206 334 5378 SH SOLE 5378 0 0
RYLAND GROUP INC. 783764103 27 400 SH DEFINED 0 0 400
SLM CORPORATION SECURITIES COM 78442P106 11 227 SH SOLE 227 0 0
SAFEWAY INC (FORMERLY SAFEWAY STORES INC) 786514208 1 50 SH DEFINED 50 0 0
ST JUDE MED INC 790849103 352 8604 SH SOLE 8604 0 0
ST JUDE MED INC 790849103 1 35 SH DEFINED 35 0 0
THE ST PAULS TRAVELERS COMPANIES INC-COM 792860108 99 2376 SH SOLE 2376 0 0
THE ST PAULS TRAVELERS COMPANIES INC-COM 792860108 130 3123 SH DEFINED 25 0 3098
SARA LEE CORP COM 803111103 14 800 SH SOLE 800 0 0
SARA LEE CORP COM 803111103 1 100 SH DEFINED 100 0 0
17
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
SCHEIN HENRY INC. 806407102 29 620 SH SOLE 620 0 0
SCHERING PLOUGH CORP COM 806605101 238 12550 SH SOLE 11750 0 800
SCHLUMBERGER LTD COM 806857108 4852 38337 SH SOLE 36272 0 2065
SCHLUMBERGER LTD COM 806857108 487 3851 SH DEFINED 3851 0 0
SCOTTISH PWR PLC SPON ADR FINAL 81013T705 94 2336 SH SOLE 2336 0 0
E.W. SCRIPPS COMPANY (NEW) 811054204 0 20 SH DEFINED 20 0 0
SEARS HLDGS CORP COM 812350106 133 1015 SH DEFINED 0 0 1015
SELECTIVE INS GRP INC C/C 816300107 38 719 SH SOLE 719 0 0
SEMPRA ENERGY COM 816851109 122 2645 SH SOLE 2645 0 0
SENECA FOODS CORP NEW CL B 817070105 27 1400 SH SOLE 1400 0 0
SENECA FOODS CORP NEW CL A 817070501 27 1400 SH SOLE 1400 0 0
SENIOR HSG PPTYS TR SH BEN INT 81721M109 11 621 SH SOLE 621 0 0
SIGMA ALDRICH CORP COM 826552101 4120 62637 SH SOLE 59262 0 3375
SIGMA ALDRICH CORP COM 826552101 65 1000 SH DEFINED 1000 0 0
SIMON PPTY GROUP INC NEW 828806109 29 350 SH SOLE 350 0 0
SIMON PPTY GROUP INC NEW 828806109 94 1122 SH DEFINED 0 0 1122
SIRIUS SATELLITE RADIO INC 82966U103 15 3151 SH SOLE 3151 0 0
SKY FINL GROUP INC COM 83080P103 210 7937 SH SOLE 7937 0 0
SKYWORKS SOLUTIONS INC 83088M102 1 210 SH SOLE 210 0 0
SMURFIT-STONE CONTAINER CORPCOM 832727101 1 100 SH SOLE 100 0 0
SNAP-ON INC (FORMERLY SNAP-ON TOOLS CORP) 833034101 4 110 SH SOLE 110 0 0
SOLECTRON CORP COM 834182107 0 200 SH DEFINED 200 0 0
SOUTHERN CO COM 842587107 63 1926 SH SOLE 1861 0 65
SOUTHWEST AIRLS CO COM 844741108 3 200 SH DEFINED 200 0 0
SPRINT NEXTEL CORP 852061100 205 7960 SH SOLE 7960 0 0
SPRINT NEXTEL CORP 852061100 328 12700 SH DEFINED 100 0 12600
STAPLES INC COM 855030102 1892 74171 SH SOLE 68869 0 5302
STAPLES INC COM 855030102 62 2435 SH DEFINED 2435 0 0
STARBUCKS CORP COM 855244109 31 830 SH DEFINED 830 0 0
STARWOOD HOTELS&RESORTS WRLDPAIRED CTF 85590A203 3 51 SH SOLE 51 0 0
STATE STR CORP COM 857477103 2 40 SH SOLE 40 0 0
STATE STR CORP COM 857477103 6 100 SH DEFINED 100 0 0
STORA ENSO OYJ 86210M106 5 357 SH DEFINED 357 0 0
18
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
STRYKER CORP 863667101 44 1000 SH DEFINED 1000 0 0
SUFFOLK BANCORP COM 864739107 112 3244 SH SOLE 3244 0 0
SUN MICROSYSTEMS INC COM 866810104 37 7250 SH SOLE 4200 0 3050
SUN MICROSYSTEMS INC COM 866810104 1 250 SH DEFINED 0 0 250
SUNCOR ENERGY INC 867229106 7 100 SH SOLE 100 0 0
SUNTRUST BKS INC COM 867914103 160 2200 SH SOLE 2200 0 0
SUNTRUST BKS INC COM 867914103 80 1100 SH DEFINED 0 0 1100
SUPERVALU INC COM 868536103 0 15 SH SOLE 15 0 0
SYCAMORE NETWORKS INC 871206108 0 50 SH SOLE 50 0 0
SYNOVUS FINL CORP COM 87161C105 18 675 SH SOLE 0 0 675
SYSCO CORP COM 871829107 6 200 SH SOLE 200 0 0
TD BANKNORTH INC COM 87235A101 4 147 SH SOLE 147 0 0
TD AMERITRADE HLDG CORP COM 87236Y108 16 786 SH SOLE 786 0 0
TECO ENERGY INC 872375100 24 1520 SH SOLE 820 0 700
TEPPCO PARTNERS LP 872384102 18 500 SH SOLE 500 0 0
TXU CORP COM 873168108 74 1670 SH SOLE 1670 0 0
TARGET CORP COM 87612E106 3610 69434 SH SOLE 65314 0 4120
TARGET CORP COM 87612E106 105 2025 SH DEFINED 2025 0 0
TELECOM CORP NEW ZEALAND LTDSPONSORED ADR 879278208 21 791 SH SOLE 791 0 0
TELEFONICA S A SPONSORED ADR 879382208 0 23 SH SOLE 23 0 0
TELLABS INC COM 879664100 0 55 SH DEFINED 55 0 0
TEMPLETON GLOBAL INC FD 880198106 7 900 SH SOLE 900 0 0
TENNECO INC COM 880349105 5 250 SH SOLE 250 0 0
TERAYON COMMUNICATION SYS COM 880775101 0 40 SH SOLE 0 0 40
TEVA PHARMA INDS ADR 881624209 118 2885 SH SOLE 2885 0 0
TEVA PHARMA INDS ADR 881624209 1 45 SH DEFINED 45 0 0
TEXAS INDS INC COM 882491103 18 300 SH SOLE 300 0 0
TEXAS INSTRS INC COM 882508104 1982 61068 SH SOLE 57243 0 3825
TEXAS INSTRS INC COM 882508104 53 1650 SH DEFINED 450 0 1200
THERMO ELECTRON CORP COM 883556102 37 1020 SH SOLE 1020 0 0
THORNBURG MORTGAGE INC 885218107 2 100 SH DEFINED 100 0 0
3COM CORP COM 885535104 4 800 SH SOLE 800 0 0
3M COMPANY COM 88579Y101 4205 55562 SH SOLE 51952 0 3610
3M COMPANY COM 88579Y101 569 7519 SH DEFINED 6519 0 1000
19
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
TIME WARNER INC COM 887317105 345 20609 SH SOLE 20354 0 255
TIME WARNER INC COM 887317105 129 7725 SH DEFINED 125 0 7600
TOMPKINS TRUSTCO INC 890110109 43082 894763 SH SOLE 878289 0 16474
TOMPKINS TRUSTCO INC 890110109 2584 53684 SH DEFINED 53684 0 0
TORCHMARK CORP COM 891027104 88 1550 SH SOLE 1550 0 0
TORONTO DOMINION BK ONT COM NEW ADR 891160509 3 70 SH SOLE 70 0 0
TOYOTA MOTOR CORP ADR 2 COM 892331307 1 10 SH DEFINED 10 0 0
TYCO INTL LTD NEW COM 902124106 209 7800 SH DEFINED 0 0 7800
UST INC COM 902911106 17 411 SH SOLE 411 0 0
US BANCORP DEL COM NEW 902973304 51 1700 SH SOLE 1700 0 0
UNILEVER N V N Y SHS NEW 904784709 24 357 SH SOLE 357 0 0
UNION PAC CORP COM 907818108 737 7900 SH SOLE 7900 0 0
UNION PAC CORP COM 907818108 93 1000 SH DEFINED 0 0 1000
UNITED PARCEL SERVICE INC CL B 911312106 3753 47282 SH SOLE 44802 0 2480
UNITED PARCEL SERVICE INC CL B 911312106 95 1200 SH DEFINED 1200 0 0
USX-U S STL COM 912909108 10 174 SH SOLE 174 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2095 36151 SH SOLE 33866 0 2285
UNITED TECHNOLOGIES CORP COM 913017109 23 400 SH DEFINED 400 0 0
UNITED UTILS PLC SPONSORED ADR 91311Q105 19 794 SH SOLE 794 0 0
UNITEDHEALTH GROUP INC 91324P102 4787 85698 SH SOLE 81833 0 3865
UNITEDHEALTH GROUP INC 91324P102 293 5250 SH DEFINED 1450 0 3800
UPM KYMMENE CORP SPONSORED ADR 915436109 19 806 SH SOLE 806 0 0
V F CORP COM 918204108 45 800 SH SOLE 800 0 0
VALERO ENERGY CORP NEW COM 91913Y100 81 1370 SH SOLE 1370 0 0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST 920919107 20 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE MUNCOM 920929106 20 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE N JCOM 920933108 41 2400 SOLE 2400 0 0
VAN KAMPEN MUNICIPAL OPPORTUNITY TR 920935103 21 1393 SOLE 1393 0 0
VECTREN CORP COM 92240G101 30 1170 SH SOLE 1170 0 0
VERIZON COMMUNICATIONS COM 92343V104 814 23924 SH SOLE 21064 0 2860
VERIZON COMMUNICATIONS COM 92343V104 5 150 SH DEFINED 150 0 0
VIACOM INC NEW CL B 92553P201 52 1343 SH SOLE 1343 0 0
VIACOM INC NEW CL B 92553P201 39 1012 SH DEFINED 262 0 750
20
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W100 41 2000 SH SOLE 2000 0 0
VOLTERRA SEMICONDUCTER CORP 928708106 19 1000 SH SOLE 1000 0 0
WPP GROUP PLC SPONSORED ADR NEW 9/05 929309409 72 1200 SH DEFINED 0 0 1200
WPS RESOURCES CORP COM 92931B106 14 300 SH SOLE 300 0 0
WACHOVIA CORP 2ND NEW COM 929903102 88 1578 SH SOLE 1578 0 0
WACHOVIA CORP 2ND NEW COM 929903102 63 1125 SH DEFINED 25 0 1100
WAL MART STORES INC COM 931142103 2128 45065 SH SOLE 41680 0 3385
WAL MART STORES INC COM 931142103 448 9500 SH DEFINED 9500 0 0
WALGREEN CO COM 931422109 194 4500 SH SOLE 4500 0 0
WALGREEN CO COM 931422109 0 10 SH DEFINED 10 0 0
WASTE MGMT INC DEL COM 94106L109 44 1256 SH SOLE 1256 0 0
WASTE MGMT INC DEL COM 94106L109 124 3525 SH DEFINED 0 0 3525
WELLPOINT INC COM 94973V107 494 6385 SH SOLE 6385 0 0
WELLPOINT INC COM 94973V107 2 30 SH DEFINED 30 0 0
WELLS FARGO & CO NEW COM 949746101 2729 42743 SH SOLE 40628 0 2115
WELLS FARGO & CO NEW COM 949746101 43 675 SH DEFINED 675 0 0
WESTAR ENERGY INC COM 95709T100 22 1100 SH SOLE 1100 0 0
WEYERHAEUSER CO 962166104 6 85 SH SOLE 85 0 0
WHIRLPOOL CORP COM 963320106 97 1070 SH SOLE 1070 0 0
WHOLE FOODS MARKET INC 966837106 0 10 SH DEFINED 10 0 0
WIRELESS TELECOM GP INC 976524108 6 2350 SH SOLE 2350 0 0
WISCONSIN ENERGY CORP COM 976657106 12 325 SH SOLE 325 0 0
WORLD WRESTLING ENT INC 98156Q108 0 50 SH SOLE 50 0 0
WRIGLEY WM JR CO COM 982526105 0 10 SH SOLE 10 0 0
WRIGLEY WM JR CO COM 982526105 51 797 SH DEFINED 797 0 0
WYETH COM 983024100 660 13609 SH SOLE 13609 0 0
WYETH COM 983024100 169 3500 SH DEFINED 1500 0 2000
XM SATELLITE RADIO HLDGS INCCL A 983759101 4 200 SH SOLE 200 0 0
XTO ENERGY CORP COM 98385X106 47 1080 SH SOLE 1080 0 0
XCEL ENERGY INC 98389B100 29 1611 SH SOLE 1011 0 600
XEROX CORP COM 984121103 23 1556 SH SOLE 1556 0 0
YAHOO INC COM 984332106 50 1560 SH SOLE 1560 0 0
YAHOO INC COM 984332106 111 3470 SH DEFINED 70 0 3400
21
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
ZIONS BANCORPORATION COM 989701107 120 1460 SH SOLE 1460 0 0
GRAND TOTALS 308329 6892920 6307808 0 585112
22