INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
DAIMLERCHRYSLER AG ORD ADR D1668R123 2 41 SH SOLE 41 0 0
DAIMLERCHRYSLER AG ORD ADR D1668R123 1 21 SH DEFINED 21 0 0
ACE LTD G0070K103 32 600 SH SOLE 600 0 0
ASPEN INSURANCE HOLDING USD G05384105 7 300 SH SOLE 300 0 0
BUNGE LTD G16962105 55 950 SH SOLE 950 0 0
COOPER INDUSTRIES LTD CLASS A G24182100 0 6 SH DEFINED 6 0 0
FOSTER WHEELER LTD G36535139 48 1256 SH SOLE 1256 0 0
GARMIN CORP G37260109 48 1000 SH DEFINED 1000 0 0
GLOBALSANTAFE CORPORATION G3930E101 1 35 SH DEFINED 35 0 0
INGERSOLL-RAND CO COM G4776G101 152 4010 SH SOLE 4010 0 0
NABORS INDUSTRIES LTD G6359F103 0 30 SH DEFINED 30 0 0
NOBLE CORP COM G65422100 0 4 SH DEFINED 4 0 0
SEAGATE TECHNOLOGY G7945J104 62 2700 SH DEFINED 0 0 2700
WEATHERFORD INTL LTD G95089101 99 2375 SH SOLE 2375 0 0
XL CAP LTD CL A G98255105 30 444 SH SOLE 444 0 0
XL CAP LTD CL A G98255105 1 25 SH DEFINED 25 0 0
ALCON INC. H01301102 2 20 SH DEFINED 20 0 0
UBS AG SHS NEW H89231338 1 26 SH DEFINED 26 0 0
FLEXTRONICS INTL LTD ORD Y2573F102 1 125 SH DEFINED 125 0 0
ACCO BRANDS CORP 00081T108 32 1481 SH SOLE 1481 0 0
AFLAC INC COM 001055102 458 10030 SH SOLE 7830 0 2200
AES CORP COM 00130H105 218 10700 SH DEFINED 0 0 10700
AT&T INC COM 00206R102 6604 202899 SH SOLE 188095 0 14804
AT&T INC COM 00206R102 291 8948 SH DEFINED 8948 0 0
ABBOTT LABS COM 002824100 4133 85122 SH SOLE 79287 0 5835
ABBOTT LABS COM 002824100 128 2650 SH DEFINED 1650 0 1000
ADOBE SYS INC COM 00724F101 86 2300 SH SOLE 2300 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1 70 SH DEFINED 70 0 0
AETNA INC NEW COM 00817Y108 135 3425 SH DEFINED 0 0 3425
1
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
AGERE SYS INC COM 00845V308 1 70 SH SOLE 70 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 145 4440 SH SOLE 4440 0 0
AIR PRODS & CHEMS INC COM 009158106 130 1966 SH SOLE 1911 0 55
ALBERTO CULVER CO CL B CONV 013068101 10 200 SH SOLE 200 0 0
ALCOA INC COM 013817101 1633 58261 SH SOLE 54111 0 4150
ALCOA INC COM 013817101 60 2140 SH DEFINED 2140 0 0
ALLEGHENY TECHNOLOGIES INC COM 01741R102 41 665 SH SOLE 665 0 0
ALLIANCE NY MUNI FUND 018714105 7 500 SOLE 500 0 0
ALLIANT ENERGY 018802108 7 200 SH SOLE 200 0 0
ALLIANCE FINL CORP 019205103 2016 64891 SH SOLE 64891 0 0
ALLIANCE FINL CORP 019205103 124 4000 SH DEFINED 4000 0 0
ALLSTATE CORP COM 020002101 81 1307 SH SOLE 1307 0 0
ALLSTATE CORP COM 020002101 12 200 SH DEFINED 200 0 0
ALLTEL CORP COM 020039103 214 3865 SH SOLE 3865 0 0
ALLTEL CORP COM 020039103 77 1400 SH DEFINED 0 0 1400
ALTRIA GROUP INC COM 02209S103 929 12139 SH SOLE 11439 0 700
ALTRIA GROUP INC COM 02209S103 114 1500 SH DEFINED 1500 0 0
AMAZON COM INC COM 023135106 160 5000 SH DEFINED 0 0 5000
AMBAC FINL GROUP INC COM 023139108 205 2485 SH SOLE 2485 0 0
AMEREN CORP COM 023608102 59 1128 SH SOLE 1128 0 0
AMERICA MOVIL S A DE C V SPON ADR L SHS 02364W105 0 15 SH DEFINED 15 0 0
AMERICAN EXPRESS CO COM 025816109 2071 36942 SH SOLE 34242 0 2700
AMERICAN EXPRESS CO COM 025816109 28 500 SH DEFINED 500 0 0
AMERICAN INTL GROUP INC COM 026874107 4263 64340 SH SOLE 60205 0 4135
AMERICAN INTL GROUP INC COM 026874107 519 7836 SH DEFINED 5369 0 2467
AMERISOURCEBERGEN CORP 03073E105 94 2090 SH SOLE 2090 0 0
AMERIPRISE FINL INC COM 03076C106 1 30 SH DEFINED 30 0 0
AMGEN INC COM 031162100 2120 29642 SH SOLE 26762 0 2880
AMGEN INC COM 031162100 18 255 SH DEFINED 255 0 0
AMSOUTH BANCORPORATION COM 032165102 7 270 SH SOLE 270 0 0
AMYLIN PHARMACEUTICALS INC 032346108 11 250 SH SOLE 250 0 0
ANADARKO PETE CORP COM 032511107 34 782 SH SOLE 782 0 0
ANADARKO PETE CORP COM 032511107 70 1600 SH DEFINED 0 0 1600
2
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
ANALOG DEVICES INC COM 032654105 5 203 SH SOLE 203 0 0
ANHEUSER BUSCH COS INC COM 035229103 305 6430 SH SOLE 5830 0 600
ANHEUSER BUSCH COS INC COM 035229103 95 2000 SH DEFINED 2000 0 0
AON CORP COM 037389103 160 4750 SH SOLE 4750 0 0
AON CORP COM 037389103 40 1200 SH DEFINED 0 0 1200
APACHE CORP 037411105 1810 28643 SH SOLE 26563 0 2080
APACHE CORP 037411105 27 428 SH DEFINED 428 0 0
APPLE COMPUTER INC COM 037833100 259 3375 SH SOLE 3375 0 0
APPLE COMPUTER INC COM 037833100 4 57 SH DEFINED 57 0 0
APPLERA CORP COM AP BIO GRP 038020103 296 8955 SH SOLE 8955 0 0
APPLIED MATLS INC COM 038222105 60 3432 SH SOLE 3432 0 0
AQUA AMER INC 03836W103 10 500 SH SOLE 500 0 0
ARBITRON INC 03875Q108 1 45 SH SOLE 45 0 0
ARCHER DANIELS MIDLAND CO COM 039483102 495 13075 SH SOLE 13075 0 0
AUTOMATIC DATA PROCESSING 053015103 340 7184 SH SOLE 7184 0 0
AUTOMATIC DATA PROCESSING 053015103 94 2000 SH DEFINED 2000 0 0
AVAYA INC COM 053499109 4 371 SH SOLE 371 0 0
AVERY DENNISON CORP COM 053611109 14 240 SH SOLE 240 0 0
AVERY DENNISON CORP COM 053611109 18 300 SH DEFINED 300 0 0
AXCELIS TECHNOLOGIES INC COM 054540109 3 471 SH SOLE 471 0 0
BCE INC COM NEW 05534B760 27 1033 SH SOLE 1033 0 0
BISYS GROUP INC COM 055472104 10 1000 SH SOLE 1000 0 0
BJ SVCS CO COM 055482103 69 2300 SH SOLE 2300 0 0
BP AMOCO P L C SPONSORED ADR 055622104 511 7807 SH SOLE 7807 0 0
BP AMOCO P L C SPONSORED ADR 055622104 191 2925 SH DEFINED 1613 0 1312
BAKER HUGHES INC COM 057224107 48 705 SH DEFINED 5 0 700
BANK OF AMERICA CORPORATION COM 060505104 6238 116482 SH SOLE 110124 0 6358
BANK OF AMERICA CORPORATION COM 060505104 317 5926 SH DEFINED 3616 0 2310
BANK NEW YORK INC COM 064057102 112 3200 SH SOLE 2200 0 1000
BANK NEW YORK INC COM 064057102 3 100 SH DEFINED 100 0 0
BARRICK GOLD CORP COM ADR 067901108 124 4053 SH SOLE 4053 0 0
BARR LABS INC COM 068306109 181 3495 SH SOLE 3495 0 0
BAXTER INTL INC COM 071813109 32 719 SH SOLE 719 0 0
3
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
BEAR STEARNS COS INC COM 073902108 90 645 SH SOLE 645 0 0
BEAZER HOMES USA INC COM 07556Q105 17 450 SH DEFINED 0 0 450
BECTON DICKINSON & CO COM 075887109 84 1200 SH SOLE 1200 0 0
BELLSOUTH CORP COM 079860102 2928 68498 SH SOLE 60533 0 7965
BELLSOUTH CORP COM 079860102 181 4250 SH DEFINED 2450 0 1800
BERKSHIRE HATHAWAY INC DEL CL A 084670108 95 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B 084670207 50 16 SH SOLE 16 0 0
BERKSHIRE HATHAWAY INC DEL CL B 084670207 9 3 SH DEFINED 3 0 0
BEST BUY INC COM 086516101 117 2193 SH SOLE 2193 0 0
BIOMET INC COM 090613100 3 100 SH SOLE 100 0 0
BIOGEN IDEC INC 09062X103 49 1100 SH SOLE 500 0 600
BLACK & DECKER CORP COM 091797100 102 1290 SH SOLE 1290 0 0
BLACK & DECKER CORP COM 091797100 55 700 SH DEFINED 0 0 700
BLACKROCK INSD MUN 2008 TERM 09247K109 19 1275 SOLE 1275 0 0
BLACKROCK MUN TARGET TERM TR INC 09247M105 41 4144 SOLE 4144 0 0
BLACKROCK INSD MUN INC TR 092479104 17 1178 SH SOLE 1178 0 0
BLAIR CORP 092828102 9 363 SH SOLE 363 0 0
BOEING CO COM 097023105 1083 13735 SH SOLE 13735 0 0
BOEING CO COM 097023105 4 61 SH DEFINED 61 0 0
BORG WARNER INC 099724106 1 25 SH DEFINED 25 0 0
BOSTON SCIENTIFIC CORP COM 101137107 15 1072 SH SOLE 1072 0 0
BRANDYWINE RLTY TR SH BEN INT NEW 105368203 11 350 SH SOLE 350 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 289 11603 SH SOLE 10503 0 1100
BRISTOL MYERS SQUIBB CO COM 110122108 89 3600 SH DEFINED 1600 0 2000
BROADCOM CORP CL A 111320107 2 70 SH DEFINED 70 0 0
BROWN FORMAN CORP CL B 115637209 153 2000 SH DEFINED 0 0 2000
BURLINGTON NORTHN SANTA FE CCOM 12189T104 244 3325 SH SOLE 3325 0 0
CBS CORP NEW CL B 124857202 1997 70941 SH SOLE 65919 0 5022
CBS CORP NEW CL B 124857202 46 1657 SH DEFINED 907 0 750
CH ENERGY GROUP INC 12541M102 30 600 SH SOLE 600 0 0
CIGNA CORP COM 125509109 3 33 SH SOLE 33 0 0
CSX CORP COM 126408103 66 2040 SH SOLE 2040 0 0
CSX CORP COM 126408103 0 10 SH DEFINED 10 0 0
4
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
CVS CORP COM 126650100 509 15875 SH SOLE 15875 0 0
CA INC COM 12673P105 42 1800 SH DEFINED 0 0 1800
CABLEVISION NY GROUP CL A 12686C109 2 130 SH SOLE 130 0 0
CAMPBELL SOUP CO COM 134429109 42 1156 SH SOLE 1156 0 0
CAMPBELL SOUP CO COM 134429109 47 1300 SH DEFINED 0 0 1300
CAPITAL ONE FINANCIAL CORP 14040H105 330 4200 SH SOLE 4200 0 0
CAPITAL ONE FINANCIAL CORP 14040H105 74 950 SH DEFINED 0 0 950
CAPSTON TURBINE CORP 14067D102 0 500 SH SOLE 500 0 0
CARDINAL HEALTH INC COM 14149Y108 154 2356 SH SOLE 2356 0 0
CARDINAL HEALTH INC COM 14149Y108 95 1450 SH DEFINED 1450 0 0
CAREMARK RX INC 141705103 3 60 SH SOLE 60 0 0
CAREMARK RX INC 141705103 1 35 SH DEFINED 35 0 0
CARNIVAL CORP 143658300 185 3940 SH SOLE 3940 0 0
CATERPILLAR INC DEL COM 149123101 746 11342 SH SOLE 11232 0 110
CATERPILLAR INC DEL COM 149123101 32 500 SH DEFINED 500 0 0
CENTEX CORP COM 152312104 67 1275 SH DEFINED 0 0 1275
CENTRAL SECS CORP COM 155123102 20 790 SH DEFINED 0 0 790
CHARMING SHOPPES INC 161133103 4 290 SH SOLE 290 0 0
CHEMED CORP INC 16359R103 5 170 SH SOLE 170 0 0
CHESAPEAKE ENERGY CORP 165167107 57 1975 SH SOLE 1975 0 0
CHEVRON CORPORATION NEW 166764100 4287 66097 SH SOLE 62807 0 3290
CHEVRON CORPORATION NEW 166764100 228 3516 SH DEFINED 1250 0 2266
CHICAGO MERCANTILE EXC 167760107 0 1 SH DEFINED 1 0 0
CHOICEPOINT INC COM 170388102 34 960 SH SOLE 960 0 0
CHUBB CORP COM 171232101 385 7420 SH SOLE 7420 0 0
CHUBB CORP COM 171232101 32 635 SH DEFINED 35 0 600
CINCINNATI FINL CORP COM 172062101 73 1525 SH SOLE 1525 0 0
CISCO SYS INC COM 17275R102 4095 178317 SH SOLE 166887 0 11430
CISCO SYS INC COM 17275R102 205 8940 SH DEFINED 5440 0 3500
CITIGROUP INC 172967101 6263 126134 SH SOLE 120380 0 5754
CITIGROUP INC 172967101 254 5129 SH DEFINED 2879 0 2250
CLOROX CO DEL COM 189054109 304 4838 SH SOLE 4738 0 100
CLOROX CO DEL COM 189054109 76 1220 SH DEFINED 20 0 1200
5
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
COCA COLA CO COM 191216100 1919 42971 SH SOLE 39816 0 3155
COCA COLA CO COM 191216100 122 2740 SH DEFINED 1240 0 1500
COHEN & STEERS REIT & PFD 19247X100 14 500 SH SOLE 500 0 0
COLGATE PALMOLIVE CO COM 194162103 998 16080 SH SOLE 16080 0 0
COLGATE PALMOLIVE CO COM 194162103 124 2000 SH DEFINED 0 0 2000
COLLEGIATE PACIFIC INC COM NEW 194589206 0 20 SH SOLE 20 0 0
COLONIAL PPTYS TR COM SH BEN INT 195872106 9 191 SH SOLE 191 0 0
COMCAST CORP NEW CL A 20030N101 666 18059 SH SOLE 18059 0 0
COMCAST CORP NEW CL A 20030N101 33 904 SH DEFINED 0 0 904
COMCAST CORP NEW 20030N200 39 1080 SH DEFINED 80 0 1000
COMERICA INC COM 200340107 12 215 SH SOLE 215 0 0
COMMERCIAL METALS CO COM 201723103 43 2140 SH SOLE 2140 0 0
COMPUTER SCIENCES CORP COM 205363104 98 2010 SH SOLE 2010 0 0
CONAGRA FOODS INC COM 205887102 115 4737 SH SOLE 4737 0 0
CONAGRA FOODS INC COM 205887102 36 1500 SH DEFINED 0 0 1500
CONEXANT SYSTEMS INC COM 207142100 1 600 SH SOLE 600 0 0
CONOCOPHILLIPS 20825C104 782 13148 SH SOLE 12464 0 684
CONSOLIDATED EDISON INC 209115104 78 1692 SH SOLE 1692 0 0
CONSTELLATION BRANDS INC 21036P108 11 400 SH SOLE 400 0 0
CONSTELLATION ENERGY CORP COM 210371100 88 1500 SH SOLE 1500 0 0
CONSTELLATION ENERGY CORP COM 210371100 69 1175 SH DEFINED 25 0 1150
CONVERGYS CORP COM 212485106 18 890 SH SOLE 890 0 0
CORN PRODS INTL INC COM 219023108 4 150 SH SOLE 150 0 0
CORNING INC COM 219350105 338 13855 SH SOLE 13855 0 0
CORNING INC COM 219350105 11 454 SH DEFINED 454 0 0
COSTCO WHSL CORP NEW COM 22160K105 1733 34903 SH SOLE 32373 0 2530
COSTCO WHSL CORP NEW COM 22160K105 139 2800 SH DEFINED 2800 0 0
COUNTRYWIDE FINANCIAL CORP 222372104 125 3575 SH DEFINED 0 0 3575
CROWN CASTLE INTL CORP COM 228227104 0 25 SH DEFINED 25 0 0
CUMMINS INC COM 231021106 295 2480 SH SOLE 2480 0 0
DNP SELECT INC FD INC COM 23325P104 24 2300 SH SOLE 2300 0 0
DTE ENERGY CO 233331107 21 518 SH SOLE 518 0 0
DANAHER CORP DEL COM 235851102 126 1840 SH SOLE 1840 0 0
6
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
DARDEN RESTAURANTS INC COM 237194105 48 1135 SH SOLE 1135 0 0
DEL MONTE FOODS 24522P103 6 580 SH SOLE 580 0 0
DELL INC 24702R101 22 985 SH SOLE 985 0 0
DELL INC 24702R101 71 3150 SH DEFINED 250 0 2900
DENTSPLY INTL INC NEW COM 249030107 36 1220 SH SOLE 1220 0 0
DEUTSCHE TELEKOM AG 251566105 26 1643 SH SOLE 1643 0 0
DIAGEO PLC SPN ADR NEW 25243Q205 58 818 SH SOLE 818 0 0
THE DIRECTV GROUP INC. 25459L106 6 306 SH SOLE 306 0 0
THE DIRECTV GROUP INC. 25459L106 120 6100 SH DEFINED 0 0 6100
DISNEY WALT CO COM DISNEY 254687106 70 2285 SH SOLE 2285 0 0
DISNEY WALT CO COM DISNEY 254687106 61 2000 SH DEFINED 0 0 2000
DOMINION RES INC VA NEW COM 25746U109 478 6252 SH SOLE 6252 0 0
DONEGAL GROUP INC 257701201 32 1626 SH SOLE 1626 0 0
DOVER CORP COM 260003108 185 3905 SH SOLE 3905 0 0
DOW JONES & CO INC COM 260561105 43 1300 SH DEFINED 0 0 1300
DU PONT E I DE NEMOURS & CO COM 263534109 449 10499 SH SOLE 10399 0 100
DU PONT E I DE NEMOURS & CO COM 263534109 74 1750 SH DEFINED 350 0 1400
DUKE ENERGY HOLDING CORP COM 26441C105 270 8961 SH SOLE 8761 0 200
DUKE ENERGY HOLDING CORP COM 26441C105 75 2500 SH DEFINED 0 0 2500
DUKE REALTY CORP 264411505 19 511 SH SOLE 511 0 0
E M C CORP MASS COM 268648102 91 7663 SH SOLE 7663 0 0
E M C CORP MASS COM 268648102 2 200 SH DEFINED 200 0 0
EMC INS GROUP INC COM 268664109 21 750 SH SOLE 750 0 0
EOG RES INC COM 26875P101 87 1340 SH SOLE 1340 0 0
EASTMAN CHEM CO COM 277432100 25 478 SH SOLE 478 0 0
EASTMAN KODAK CO COM 277461109 48 2174 SH SOLE 2174 0 0
EASTMAN KODAK CO COM 277461109 136 6100 SH DEFINED 0 0 6100
EATON VANCE CORP COM 278058102 55 800 SH SOLE 800 0 0
EATON VANCE CORP COM 278058102 89 1300 SH DEFINED 0 0 1300
EBAY INC COM 278642103 110 3900 SH DEFINED 0 0 3900
ECOLAB INC COM 278865100 59 1400 SH SOLE 1400 0 0
ECOLAB INC COM 278865100 17 400 SH DEFINED 400 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 1 40 SH SOLE 40 0 0
7
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
EDWARDS AG INC COM 281760108 162 3050 SH SOLE 3050 0 0
EL PASO ENERGY CORP DEL COM 28336L109 8 644 SH SOLE 644 0 0
ELECTRONIC ARTS INC COM 285512109 76 1375 SH DEFINED 0 0 1375
ELECTRONIC DATA SYS NEW COM 285661104 14 596 SH SOLE 596 0 0
ELECTRONIC DATA SYS NEW COM 285661104 1 50 SH DEFINED 50 0 0
EMBARQ CORP SER 1 29078E105 4 87 SH SOLE 87 0 0
EMBARQ CORP SER 1 29078E105 2 60 SH DEFINED 0 0 60
EMERSON ELEC CO COM 291011104 2159 25752 SH SOLE 23872 0 1880
EMERSON ELEC CO COM 291011104 130 1553 SH DEFINED 1553 0 0
EMPIRE DIST ELEC CO COM 291641108 2 100 SH SOLE 0 0 100
ENBRIDGE ENERGY PART LP COM 29250R106 6 150 SH SOLE 150 0 0
ADR ENEL SOCIETA AZION 29265W108 17 389 SH SOLE 389 0 0
ENERGY CONVERSION DEV INC 292659109 3 100 SH SOLE 100 0 0
ENERGY EAST CORP COM 29266M109 117 4941 SH SOLE 4841 0 100
ENERGIZER HLDGS INC COM 29266R108 10 140 SH DEFINED 0 0 140
EQUIFAX INC COM 294429105 77 2100 SH SOLE 2100 0 0
EQUITY FUND 294700703 60 600 SH SOLE 600 0 0
ERICSSON TELEPHONE CO ADR 294821608 11 320 SH DEFINED 320 0 0
EXELON CORP COM 30161N101 4851 80136 SH SOLE 74601 0 5535
EXELON CORP COM 30161N101 81 1350 SH DEFINED 1350 0 0
EXPEDIA INC DEL 30212P105 64 4100 SH DEFINED 0 0 4100
EXPEDITORS INTL WASH INC COM 302130109 17 400 SH SOLE 400 0 0
EXPRESS SCRIPTS INC COM 302182100 285 3790 SH SOLE 3790 0 0
EXXON MOBIL CORP COM 30231G102 12326 183709 SH SOLE 170887 0 12822
EXXON MOBIL CORP COM 30231G102 1675 24974 SH DEFINED 21878 0 3096
FPL GROUP INC COM 302571104 18 400 SH SOLE 0 0 400
FPL GROUP INC COM 302571104 23 524 SH DEFINED 324 0 200
FEDERAL HOME LN MTGE COMPANY 313400301 3 53 SH DEFINED 53 0 0
FEDERAL NATIONAL MTGE ASSOC COM 313586109 89 1600 SH SOLE 1600 0 0
FEDERAL NATIONAL MTGE ASSOC COM 313586109 1 35 SH DEFINED 35 0 0
FEDERATED DEPT STORES INC DE COM 31410H101 34 808 SH DEFINED 0 0 808
FEDEX CORP 31428X106 210 1939 SH SOLE 1939 0 0
FIDELITY NATL INFORMATION SVCS INC COM 31620M106 44 1200 SH SOLE 1200 0 0
8
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
FIFTH THIRD BANCORP COM 316773100 137 3612 SH SOLE 3612 0 0
FIRST DATA CORP COM 319963104 115 2750 SH SOLE 2750 0 0
FIRST HORIZON NATL CORP 320517105 31 841 SH SOLE 841 0 0
FIRST INDUSTRIAL REALTY TRUS COM 32054K103 16 376 SH SOLE 376 0 0
FIRST NIAGARA FINL INC 33582V108 14 1011 SH SOLE 1011 0 0
FIRST NIAGARA FINL INC 33582V108 9 655 SH DEFINED 655 0 0
FISERV INC COM 337738108 0 200 SH SOLE 200 0 0
FIRSTENERGY CORP COM 337932107 232 4156 SH SOLE 4076 0 80
FLUOR CORP NEW COM 343412102 30 395 SH SOLE 395 0 0
FORD MOTOR CO 345370860 0 100 SH SOLE 0 0 100
FOREST LABS INC COM 345838106 48 955 SH SOLE 955 0 0
FRANKLIN RESOURCES INC. 354613101 123 1165 SH SOLE 1165 0 0
FRANKLIN RESOURCES INC. 354613101 1 15 SH DEFINED 15 0 0
GALLAGHER ARTHUR J & CO COM 363576109 21 821 SH SOLE 821 0 0
GANNETT INC COM 364730101 218 3843 SH SOLE 3843 0 0
GANNETT INC COM 364730101 79 1400 SH DEFINED 0 0 1400
GENENTECH INC COM NEW 368710406 44 535 SH SOLE 535 0 0
GENENTECH INC COM NEW 368710406 2 35 SH DEFINED 35 0 0
GENERAL DYNAMICS CORP COM 369550108 10 150 SH SOLE 150 0 0
GENERAL ELECTRIC CO COM 369604103 11975 339356 SH SOLE 318811 0 20545
GENERAL ELECTRIC CO COM 369604103 536 15189 SH DEFINED 10989 0 4200
GENERAL MLS INC COM 370334104 69 1225 SH SOLE 1225 0 0
GENERAL MLS INC COM 370334104 84 1500 SH DEFINED 0 0 1500
GENERAL MTRS CORP COM 370442105 99 2980 SH SOLE 2880 0 100
GENUINE PARTS CO COM 372460105 43 1000 SH SOLE 1000 0 0
GENUINE PARTS CO COM 372460105 64 1500 SH DEFINED 0 0 1500
GENWORTH FINANCIAL INC 37247D106 1 30 SH DEFINED 30 0 0
GENZYME CORP COM 372917104 14 215 SH SOLE 215 0 0
GILEAD SCIENCES INC COM 375558103 244 3555 SH SOLE 3555 0 0
GILEAD SCIENCES INC COM 375558103 1 28 SH DEFINED 28 0 0
GLAXO HOLDINGS PLC SPONSORED ADR 37733W105 167 3150 SH SOLE 3150 0 0
GOLDEN WEST FINL CORP DEL COM 381317106 100 1300 SH SOLE 1300 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 4028 23813 SH SOLE 22708 0 1105
GOLDMAN SACHS GROUP INC COM 38141G104 19 113 SH DEFINED 113 0 0
9
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
GOODYEAR TIRE & RUBR CO COM 382550101 0 60 SH SOLE 60 0 0
GOOGLE INC 38259P508 16 40 SH SOLE 40 0 0
GOOGLE INC 38259P508 184 458 SH DEFINED 8 0 450
GRAINGER W W INC COM 384802104 147 2200 SH SOLE 2200 0 0
GREAT PLAINS ENERGY INC COM 391164100 71 2300 SH SOLE 2100 0 200
HRPT PPTYS TR COM SH BEN INT 40426W101 22 1859 SH SOLE 1859 0 0
HSBC HLDGS PLC SPON ADR NEW 404280406 45 500 SH SOLE 500 0 0
HALLIBURTON CO COM 406216101 25 910 SH SOLE 910 0 0
HALLIBURTON CO COM 406216101 2 96 SH DEFINED 96 0 0
JOHN HANCOCK PFD INC FD II 41013X106 24 1000 SH SOLE 0 0 1000
HANESBRANDS INC 410345102 6 298 SH SOLE 298 0 0
HARDINGE INC COM 412324303 11 900 SH SOLE 900 0 0
HARLEY DAVIDSON INC COM 412822108 1952 31120 SH SOLE 28630 0 2490
HARLEY DAVIDSON INC COM 412822108 94 1500 SH DEFINED 1500 0 0
HASBRO INC COM 418056107 56 2500 SH DEFINED 0 0 2500
HAWAIIAN ELEC INDUSTRIES COM 419870100 10 400 SH SOLE 400 0 0
HEALTH CARE PPTY INVS 421915109 35 1134 SH SOLE 1134 0 0
HEALTHCARE RLTY TR COM 421946104 14 375 SH SOLE 375 0 0
HEALTH CARE REIT INC COM 42217K106 18 471 SH SOLE 471 0 0
HEALTH NET INC A 42222G108 89 2050 SH DEFINED 0 0 2050
HEINZ H J CO COM 423074103 122 2933 SH SOLE 1383 0 1550
HERCULES INC COM 427056106 7 500 SH DEFINED 0 0 500
THE HERSHEY CO COM 427866108 181 3400 SH SOLE 3400 0 0
HESS CORP COM 42809H107 149 3600 SH DEFINED 0 0 3600
HEWLETT PACKARD CO COM 428236103 3080 83981 SH SOLE 79596 0 4385
HEWLETT PACKARD CO COM 428236103 208 5684 SH DEFINED 1930 0 3754
HILLENBRAND INDS INC 431573104 56 1000 SH SOLE 1000 0 0
HILTON HOTELS CORP COM 432848109 0 15 SH DEFINED 15 0 0
HOME DEPOT INC COM 437076102 4267 117665 SH SOLE 111060 0 6605
HOME DEPOT INC COM 437076102 370 10225 SH DEFINED 5675 0 4550
HONEYWELL INTL INC COM 438516106 128 3150 SH SOLE 3020 0 130
HOSPITALITY PROPERTIES TRUST 44106M102 35 748 SH SOLE 748 0 0
HUMANA INC COM 444859102 195 2955 SH SOLE 2955 0 0
10
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
IAC/INTERACTIVE CORP 44919P300 110 3850 SH DEFINED 0 0 3850
ING CLARION GL REAL ESTATE 44982G104 14 700 SH SOLE 700 0 0
ITT INDS INC IND COM 450911102 12 239 SH SOLE 239 0 0
ILLINOIS TOOL WKS INC COM 452308109 1799 40071 SH SOLE 37361 0 2710
ILLINOIS TOOL WKS INC COM 452308109 107 2400 SH DEFINED 2400 0 0
INTEL CORP COM 458140100 5109 248504 SH SOLE 233229 0 15275
INTEL CORP COM 458140100 222 10840 SH DEFINED 10240 0 600
INTERNATIONAL BUSINESS MACHS COM 459200101 4469 54542 SH SOLE 51680 0 2862
INTERNATIONAL BUSINESS MACHS COM 459200101 217 2650 SH DEFINED 2000 0 650
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 11 300 SH SOLE 300 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101 39 1000 SH DEFINED 0 0 1000
INTERNATIONAL GAME TECHNOLOG COM 459902102 124 2995 SH SOLE 2995 0 0
INTL PAPER CO COM 460146103 44 1277 SH SOLE 1277 0 0
INTL PAPER CO COM 460146103 73 2110 SH DEFINED 0 0 2110
INTERPUBLIC GROUP COS INC COM 460690100 0 60 SH DEFINED 60 0 0
ISHARES TR MSCI EAFE INDX FD ADR 464287465 7851 115885 SH SOLE 115735 0 150
ISHS TR S & P MIDCAP 400 IND 464287507 6663 88326 SH SOLE 88026 0 300
ISHS TR S & P MIDCAP 400 IND 464287507 26 350 SH DEFINED 350 0 0
ISHARES NASDAQ BIOTECH 464287556 7 100 SH SOLE 100 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FD 464287648 3534 48839 SH SOLE 48639 0 200
ISHARES TR SMALLCAP FD 464287804 61 1005 SH SOLE 1005 0 0
JDS UNIPHASE CORP COM 46612J101 0 100 SH SOLE 100 0 0
JPMORGAN CHASE & CO COM 46625H100 2485 52942 SH SOLE 49352 0 3590
JPMORGAN CHASE & CO COM 46625H100 376 8015 SH DEFINED 820 0 7195
JACUZZI BRANDS INC. 469865109 6 640 SH SOLE 640 0 0
JOHNSON & JOHNSON COM 478160104 5710 87938 SH SOLE 81518 0 6420
JOHNSON & JOHNSON COM 478160104 492 7585 SH DEFINED 5335 0 2250
JOHNSON CTLS INC COM 478366107 145 2025 SH SOLE 2025 0 0
JONES APPAREL GROUP INC COM 480074103 15 465 SH SOLE 465 0 0
JUNIPER NETWORKS INC COM 48203R104 0 20 SH DEFINED 20 0 0
KELLOGG CO COM 487836108 225 4548 SH SOLE 4548 0 0
KEYCORP NEW COM 493267108 148 3980 SH SOLE 3980 0 0
KEYSPAN CORP COM 49337W100 4 100 SH SOLE 100 0 0
11
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
KIMBERLY CLARK CORP COM 494368103 28 439 SH SOLE 439 0 0
KIMBERLY CLARK CORP COM 494368103 65 1000 SH DEFINED 0 0 1000
KINDER MORGAN INC KANS COM 49455P101 18 175 SH SOLE 175 0 0
KINDER MORGAN ENERGY
PARTNER LTD PARTNER 494550106 80 1826 SH SOLE 1826 0 0
KING PHARMACEUTICALS INC 495582108 87 5160 SH SOLE 5160 0 0
KOHLS CORP COM 500255104 0 6 SH DEFINED 6 0 0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR 500472303 38 1101 SH SOLE 1101 0 0
KROGER CO COM 501044101 49 2150 SH SOLE 2150 0 0
KROGER CO COM 501044101 1 50 SH DEFINED 50 0 0
LSI LOGIC CORP 502161102 59 7240 SH SOLE 7240 0 0
L-3 COMMUNICATIONS HLDGS INC COM 502424104 423 5403 SH SOLE 5403 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 533 8140 SH SOLE 8140 0 0
LANCASTER COLONY CORP COM 513847103 46 1050 SH SOLE 1050 0 0
LAS VEGAS SANDS CORP COM 517834107 0 10 SH DEFINED 10 0 0
LEGGETT & PLATT INC COM 524660107 40 1600 SH SOLE 1600 0 0
LEGG MASON INC COM 524901105 7 75 SH SOLE 75 0 0
LEGG MASON INC COM 524901105 2 20 SH DEFINED 20 0 0
LEHMAN BROTHERS HOLDING INC 524908100 492 6662 SH SOLE 6662 0 0
LEXINGTON CORPORATE PROPERTY 529043101 16 782 SH SOLE 782 0 0
LIBERTY PPTY TR SH BEN INT 531172104 18 378 SH SOLE 378 0 0
LILLY ELI & CO COM 532457108 210 3696 SH SOLE 3696 0 0
LILLY ELI & CO COM 532457108 1 25 SH DEFINED 25 0 0
LIMITED BRANDS INC COM 532716107 135 5125 SH SOLE 5125 0 0
LLOYDS TSB GROUP PLC SPONSORED ADR 539439109 47 1167 SH SOLE 1167 0 0
LOCKHEED MARTIN CORP COM 539830109 285 3322 SH SOLE 3322 0 0
LOEWS CORP CAROLNA GP STK 540424207 16 299 SH SOLE 299 0 0
LOWES COS INC COM 548661107 173 6175 SH SOLE 5975 0 200
LOWES COS INC COM 548661107 11 425 SH DEFINED 425 0 0
LUCENT TECHNOLOGIES INC COM 549463107 22 9460 SH SOLE 9460 0 0
MFS MULTIMARKET INC TR 552737108 2 500 SH SOLE 500 0 0
MGIC INVT CORP WIS COM 552848103 2 40 SH SOLE 40 0 0
MACK CALI RLTY CORP COM 554489104 23 462 SH SOLE 462 0 0
MANOR CARE INC 564055101 122 2340 SH SOLE 2340 0 0
12
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
MANULIFE FINL CORP COM 56501R106 57 1774 SH SOLE 1774 0 0
MANULIFE FINL CORP COM 56501R106 114 3554 SH DEFINED 0 0 3554
MARATHON OIL CORP 565849106 130 1700 SH DEFINED 0 0 1700
MARSH & MCLENNAN COS INC COM 571748102 42 1500 SH DEFINED 0 0 1500
MARSHALL & ILSLEY CORP COM 571834100 173 3600 SH SOLE 3600 0 0
MARRIOTT INTL INC NEW CLA 571903202 30 800 SH SOLE 800 0 0
MARRIOTT INTL INC NEW CLA 571903202 46 1200 SH DEFINED 0 0 1200
MASCO CORPORATION 574599106 23 850 SH DEFINED 0 0 850
MCCORMICK & CO INC COM NON VTG 579780206 7 200 SH SOLE 200 0 0
MCCORMICK & CO INC COM NON VTG 579780206 113 3000 SH DEFINED 0 0 3000
MCDERMOTT INTL INC COM 580037109 10 258 SH SOLE 258 0 0
MCDONALDS CORP COM 580135101 4711 120469 SH SOLE 112653 0 7816
MCDONALDS CORP COM 580135101 117 3000 SH DEFINED 1900 0 1100
MCKESSON CORPORATION COM 58155Q103 51 975 SH SOLE 975 0 0
MEADWESTVACO CORP 583334107 29 1109 SH SOLE 1109 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 91 1519 SH SOLE 1519 0 0
MEDCO HEALTH SOLUTIONS INC 58405U102 0 5 SH DEFINED 5 0 0
MEDIS TECHNOLOGIES 58500P107 2 100 SH SOLE 100 0 0
MEDTRONIC INC COM 585055106 3212 69192 SH SOLE 64727 0 4465
MEDTRONIC INC COM 585055106 83 1800 SH DEFINED 1800 0 0
MELLON FINL CORP COM 58551A108 78 2000 SH DEFINED 0 0 2000
MERCK & CO INC COM 589331107 385 9195 SH SOLE 5495 0 3700
MERCK & CO INC COM 589331107 63 1525 SH DEFINED 25 0 1500
MERRILL LYNCH & CO INC COM 590188108 215 2760 SH SOLE 2760 0 0
MERRILL LYNCH & CO INC COM 590188108 4 61 SH DEFINED 61 0 0
METLIFE INC COM 59156R108 3829 67565 SH SOLE 64070 0 3495
METLIFE INC COM 59156R108 37 655 SH DEFINED 655 0 0
MICROSOFT CORP COM 594918104 5589 204438 SH SOLE 193908 0 10530
MICROSOFT CORP COM 594918104 263 9625 SH DEFINED 8425 0 1200
MILLIPORE CORP 601073109 12 200 SH SOLE 200 0 0
MINDSPEED TECHNOLOGIES INC 602682106 0 200 SH SOLE 200 0 0
MONSANTO CO (NEW) 61166W101 2 50 SH SOLE 50 0 0
MONSANTO CO (NEW) 61166W101 1 31 SH DEFINED 31 0 0
13
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
MORGAN STANLEY ASIA PACIFIC
FUND INC 61744U106 84 5000 SH SOLE 5000 0 0
MORGAN STANLEY DISCOVER & CO 617446448 4312 59161 SH SOLE 55341 0 3820
MORGAN STANLEY DISCOVER & CO 617446448 157 2156 SH DEFINED 956 0 1200
MOTOROLA INC COM 620076109 224 8995 SH SOLE 8995 0 0
MOTOROLA INC COM 620076109 50 2000 SH DEFINED 0 0 2000
MUNIHOLDINGS NEW YORK INSURED FUND INC 625931100 33 2300 SOLE 2300 0 0
MURPHY OIL CORP COM 626717102 1 40 SH SOLE 40 0 0
MYLAN LABS INC COM 628530107 9 450 SH SOLE 450 0 0
NBT BANCORP INC COM 628778102 379 16309 SH SOLE 16309 0 0
NCR CORP NEW COM 62886E108 9 250 SH SOLE 250 0 0
NYSE GROUP INC COM 62949W103 0 6 SH DEFINED 6 0 0
NASDAQ STOCK MARKET INC COM 631103108 0 10 SH DEFINED 10 0 0
NATIONAL CITY CORP COM 635405103 39 1069 SH SOLE 1069 0 0
NATIONAL CITY CORP COM 635405103 103 2835 SH DEFINED 35 0 2800
NATIONAL OILWELL VARCO INC 637071101 5 100 SH SOLE 100 0 0
NATIONWIDE HEALTH PPTYS INC COM 638620104 14 555 SH SOLE 555 0 0
NATURAL RESOURCE PARTNERS LP 63900P103 30 600 SH SOLE 600 0 0
NEWORK APPLIANCE INC. 64120L104 1 30 SH DEFINED 30 0 0
NEW YORK TIMES CO CL A 650111107 1403 61100 SH SOLE 61100 0 0
NEW YORK TIMES CO CL A 650111107 36 1600 SH DEFINED 0 0 1600
NEWELL RUBBERMAID INC COM 651229106 15 550 SH SOLE 550 0 0
NEWELL RUBBERMAID INC COM 651229106 107 3800 SH DEFINED 0 0 3800
NEWMONT MIN CO (HOLD CO) COM 651639106 85 2008 SH SOLE 2008 0 0
NEWS CORP CL A 65248E104 1 68 SH SOLE 68 0 0
NICOR INC 654086107 36 858 SH SOLE 858 0 0
NIKE INC CL B 654106103 10 123 SH SOLE 123 0 0
NIKE INC CL B 654106103 37 425 SH DEFINED 0 0 425
NISOURCE INC COM 65473P105 59 2742 SH SOLE 2742 0 0
NOKIA CORP PFD SPONS ADR 654902204 6 350 SH SOLE 200 0 150
NOKIA CORP PFD SPONS ADR 654902204 50 2545 SH DEFINED 45 0 2500
NORDSTROM INC COM 655664100 184 4360 SH SOLE 4360 0 0
NORFOLK SOUTHERN CORP COM 655844108 154 3510 SH SOLE 3510 0 0
NORTHERN TR CORP COM 665859104 0 10 SH DEFINED 10 0 0
14
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
NORTHROP GRUMMAN CORP COM 666807102 130 1912 SH SOLE 1912 0 0
NORTHROP GRUMMAN CORP COM 666807102 1 20 SH DEFINED 20 0 0
NOVARTIS AG 66987V109 56 970 SH SOLE 970 0 0
NUCOR CORP COM 670346105 269 5450 SH SOLE 5450 0 0
CEF NUVEEN EQUITY PREM OPPORTUNITY FUND 6706EM102 13 700 SH SOLE 700 0 0
NUVEEN EQUITY PREM ADV FD COM 6706ET107 13 700 SH SOLE 700 0 0
NVIDIA CORP 67066G104 150 5100 SH SOLE 5100 0 0
OGE ENERGY CORP COM 670837103 36 1000 SH SOLE 1000 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 191 3980 SH SOLE 3980 0 0
OFFICE DEPOT INC COM 676220106 169 4280 SH SOLE 4280 0 0
OFFICE DEPOT INC COM 676220106 1 35 SH DEFINED 35 0 0
ORACLE CORP COM 68389X105 225 12692 SH SOLE 12692 0 0
ORACLE CORP COM 68389X105 15 900 SH DEFINED 900 0 0
OWENS ILL INC COM NEW 690768403 0 30 SH DEFINED 30 0 0
PG&E CORP COM 69331C108 27 655 SH SOLE 655 0 0
PNC FINL SVCS GROUP INC COM 693475105 1763 24343 SH SOLE 22503 0 1840
PNC FINL SVCS GROUP INC COM 693475105 115 1600 SH DEFINED 150 0 1450
PPG INDS INC COM 693506107 83 1240 SH SOLE 1240 0 0
PPL CORP 69351T106 81 2484 SH SOLE 2484 0 0
PACCAR INC COM 693718108 467 8195 SH SOLE 8195 0 0
PACKAGING CORP AMER COM 695156109 23 995 SH SOLE 995 0 0
PACTIV CORP COM 695257105 106 3736 SH SOLE 3736 0 0
PALL CORP COM 696429307 92 3000 SH SOLE 3000 0 0
PALL CORP COM 696429307 30 1000 SH DEFINED 0 0 1000
PANACOS PHARMACEUTICALS INC 69811Q106 0 20 SH SOLE 0 0 20
PAYCHEX INC COM 704326107 3 100 SH SOLE 100 0 0
PENGROWTH ENERGY TR UNIT NEW 706902509 9 500 SH DEFINED 500 0 0
PENNEY J C INC COM 708160106 131 1920 SH SOLE 1920 0 0
PEOPLES ENERGY CORP COM 711030106 20 515 SH SOLE 415 0 100
PEPCO HOLDINGS INC 713291102 23 952 SH SOLE 952 0 0
PEPSICO INC COM 713448108 5038 77201 SH SOLE 73216 0 3985
PEPSICO INC COM 713448108 314 4813 SH DEFINED 4813 0 0
PFIZER INC COM 717081103 4162 146773 SH SOLE 125343 0 21430
PFIZER INC COM 717081103 226 7991 SH DEFINED 5191 0 2800
15
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
PHELPS DODGE CORP COM 717265102 39 465 SH SOLE 465 0 0
PHOENIX COS INC NEW COM 71902E109 7 517 SH SOLE 517 0 0
PIMCO MUNI INC FUND III 72201E105 8 500 SOLE 500 0 0
PINNACLE WEST CAP CORP COM 723484101 85 1891 SH SOLE 1891 0 0
PITNEY BOWES INC COM 724479100 341 7695 SH SOLE 7695 0 0
PLAINS ALL AMERICAN PIPELINE LP 726503105 4 100 SH SOLE 0 0 100
PLUM CREEK TIMBER CO INC COM 729251108 8 250 SH SOLE 250 0 0
PRAXAIR INC COM 74005P104 31 538 SH SOLE 188 0 350
PROCTER & GAMBLE CO COM 742718109 5836 94183 SH SOLE 87949 0 6234
PROCTER & GAMBLE CO COM 742718109 284 4587 SH DEFINED 3322 0 1265
PROGRESS ENERGY INC COM 743263105 26 577 SH SOLE 577 0 0
PROGRESSIVE CORP 743315103 403 16445 SH SOLE 16445 0 0
PRUDENTIAL FINL, INC. COM 744320102 121 1592 SH SOLE 1592 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 41 681 SH SOLE 681 0 0
PUGET SOUND ENERGY INC COM 745310102 75 3311 SH SOLE 3311 0 0
PULTE CORP COM 745867101 72 2275 SH DEFINED 0 0 2275
PUTNAM HIGH YIELD MUN TR C/C 746781103 14 2022 SOLE 2022 0 0
QUALCOMM INC COM 747525103 1710 47060 SH SOLE 43680 0 3380
QUALCOMM INC COM 747525103 27 765 SH DEFINED 765 0 0
QUEST DIAGNOSTICS INC COM 74834L100 63 1038 SH SOLE 1038 0 0
QUESTAR CORP COM 748356102 141 1725 SH SOLE 1725 0 0
QWEST COMM INTL INC 749121109 22 2622 SH SOLE 2622 0 0
QWEST COMM INTL INC 749121109 286 32850 SH DEFINED 0 0 32850
RAYTHEON CO CLASS B COM 755111507 110 2312 SH SOLE 2312 0 0
REGENCY CTRS CORP 758849103 5 75 SH SOLE 75 0 0
RELIANT ENERGY INC 75952B105 3 279 SH DEFINED 279 0 0
REYNOLDS AMERN INC 761713106 82 1330 SH SOLE 930 0 400
RITE AID CORP COM 767754104 22 5000 SH SOLE 5000 0 0
ROBERT HALF INTL INC COM 770323103 39 1150 SH SOLE 1150 0 0
ROCKWELL INTL CORP NEW COM 773903109 34 600 SH SOLE 600 0 0
ROCKWELL INTL CORP NEW COM 773903109 29 500 SH DEFINED 0 0 500
ROCKWELL COLLINS INC COM 774341101 32 600 SH SOLE 600 0 0
ROCKWELL COLLINS INC COM 774341101 0 7 SH DEFINED 7 0 0
16
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
ROHM & HAAS CO COM 775371107 60 1273 SH SOLE 1273 0 0
ROYAL DUTCH PETE CO 780259206 381 5775 SH SOLE 5775 0 0
RYLAND GROUP INC. 783764103 21 500 SH DEFINED 0 0 500
SLM CORPORATION SECURITIES COM 78442P106 11 227 SH SOLE 227 0 0
SAFEWAY INC (FORMERLY SAFEWAY STORES INC) 786514208 1 35 SH DEFINED 35 0 0
ST JUDE MED INC 790849103 45 1280 SH SOLE 1280 0 0
THE ST PAULS TRAVELERS COMPANIES INC-COM 792860108 6 136 SH SOLE 136 0 0
THE ST PAULS TRAVELERS COMPANIES INC-COM 792860108 79 1698 SH DEFINED 25 0 1673
SARA LEE CORP COM 803111103 38 2388 SH SOLE 2388 0 0
SARA LEE CORP COM 803111103 0 55 SH DEFINED 55 0 0
SCHEIN HENRY INC. 806407102 31 620 SH SOLE 620 0 0
SCHERING PLOUGH CORP COM 806605101 277 12550 SH SOLE 11750 0 800
SCHLUMBERGER LTD COM 806857108 4488 72369 SH SOLE 68059 0 4310
SCHLUMBERGER LTD COM 806857108 270 4360 SH DEFINED 4360 0 0
SCOTTISH PWR PLC NEW 81013T804 131 2716 SH SOLE 2716 0 0
SEARS HLDGS CORP COM 812350106 165 1050 SH DEFINED 0 0 1050
SELECTIVE INS GRP INC C/C 816300107 37 719 SH SOLE 719 0 0
SEMPRA ENERGY COM 816851109 62 1250 SH SOLE 1250 0 0
SENECA FOODS CORP NEW CL B 817070105 38 1400 SH SOLE 1400 0 0
SENECA FOODS CORP NEW CL A 817070501 37 1400 SH SOLE 1400 0 0
SENIOR HSG PPTYS TR SH BEN INT 81721M109 13 621 SH SOLE 621 0 0
SIGMA ALDRICH CORP COM 826552101 4108 54300 SH SOLE 50955 0 3345
SIGMA ALDRICH CORP COM 826552101 56 750 SH DEFINED 750 0 0
SIMON PPTY GROUP INC NEW 828806109 41 455 SH SOLE 455 0 0
SIMON PPTY GROUP INC NEW 828806109 101 1122 SH DEFINED 0 0 1122
SIRIUS SATELLITE RADIO INC 82966U103 11 3000 SH SOLE 3000 0 0
SKY FINL GROUP INC COM 83080P103 130 5237 SH SOLE 5237 0 0
SKYWORKS SOLUTIONS INC 83088M102 1 210 SH SOLE 210 0 0
SMURFIT-STONE CONTAINER CORP COM 832727101 1 100 SH SOLE 100 0 0
SNAP-ON INC (FORMERLY SNAP-ON TOOLS CORP) 833034101 16 365 SH SOLE 365 0 0
SOLECTRON CORP COM 834182107 0 200 SH DEFINED 200 0 0
SOUTHERN CO COM 842587107 66 1926 SH SOLE 1836 0 90
SOUTHWEST AIRLS CO COM 844741108 3 200 SH DEFINED 200 0 0
17
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
SPRINT NEXTEL CORP 852061100 40 2350 SH SOLE 2350 0 0
SPRINT NEXTEL CORP 852061100 234 13700 SH DEFINED 100 0 13600
STAPLES INC COM 855030102 1910 78576 SH SOLE 73039 0 5537
STAPLES INC COM 855030102 66 2735 SH DEFINED 2735 0 0
STARBUCKS CORP COM 855244109 27 800 SH DEFINED 800 0 0
STARWOOD HOTELS & RESORTS WORLDWIDE INC COM 85590A401 0 6 SH DEFINED 6 0 0
STATE STR CORP COM 857477103 2 40 SH SOLE 40 0 0
STORA ENSO OYJ 86210M106 5 357 SH DEFINED 357 0 0
STRYKER CORP 863667101 49 1000 SH DEFINED 1000 0 0
SUFFOLK BANCORP COM 864739107 103 3244 SH SOLE 3244 0 0
SUN MICROSYSTEMS INC COM 866810104 24 4850 SH SOLE 3400 0 1450
SUN MICROSYSTEMS INC COM 866810104 1 250 SH DEFINED 0 0 250
SUNTRUST BKS INC COM 867914103 244 3160 SH SOLE 3160 0 0
SUNTRUST BKS INC COM 867914103 85 1100 SH DEFINED 0 0 1100
SUPERVALU INC COM 868536103 4 163 SH SOLE 163 0 0
SYMANTEC CORP COM 871503108 7 368 SH SOLE 368 0 0
SYMANTEC CORP COM 871503108 12 600 SH DEFINED 0 0 600
SYNOVUS FINL CORP COM 87161C105 19 675 SH SOLE 0 0 675
SYSCO CORP COM 871829107 14 428 SH SOLE 428 0 0
TD BANKNORTH INC COM 87235A101 4 163 SH SOLE 163 0 0
TECO ENERGY INC 872375100 56 3624 SH SOLE 2924 0 700
TEPPCO PARTNERS LP 872384102 18 500 SH SOLE 500 0 0
TXU CORP COM 873168108 129 2065 SH SOLE 2065 0 0
TARGET CORP COM 87612E106 4258 77073 SH SOLE 72313 0 4760
TARGET CORP COM 87612E106 98 1776 SH DEFINED 1776 0 0
TELECOM CORP NEW ZEALAND LTD SPONSORED ADR 879278208 23 1052 SH SOLE 1052 0 0
TELLABS INC COM 879664100 0 55 SH DEFINED 55 0 0
TEMPLETON GLOBAL INC FD C/C 880198106 8 900 SH SOLE 900 0 0
TENNECO INC COM 880349105 8 352 SH SOLE 352 0 0
TEVA PHARMA INDS ADR 881624209 10 300 SH SOLE 300 0 0
TEVA PHARMA INDS ADR 881624209 2 65 SH DEFINED 65 0 0
TEXAS INSTRS INC COM 882508104 2073 62376 SH SOLE 58191 0 4185
TEXAS INSTRS INC COM 882508104 66 2000 SH DEFINED 800 0 1200
18
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
TEXTRON INC COM 883203101 0 4 SH DEFINED 4 0 0
THERMO ELECTRON CORP COM 883556102 7 200 SH SOLE 200 0 0
THORNBURG MORTGAGE INC 885218107 2 100 SH DEFINED 100 0 0
3COM CORP COM 885535104 3 800 SH SOLE 800 0 0
3M COMPANY COM 88579Y101 3778 50772 SH SOLE 47557 0 3215
3M COMPANY COM 88579Y101 254 3425 SH DEFINED 2425 0 1000
TIME WARNER INC COM 887317105 327 17990 SH SOLE 17660 0 330
TIME WARNER INC COM 887317105 149 8225 SH DEFINED 125 0 8100
TOMPKINS TRUSTCO INC 890110109 43269 952036 SH SOLE 933930 0 18106
TOMPKINS TRUSTCO INC 890110109 2683 59051 SH DEFINED 59051 0 0
TORCHMARK CORP COM 891027104 89 1420 SH SOLE 1420 0 0
TORONTO DOMINION BK ONT COM NEW ADR 891160509 4 70 SH SOLE 70 0 0
TOYOTA MOTOR CORP ADR 2 COM 892331307 1 10 SH DEFINED 10 0 0
TRONOX INC COMMON STOCK CL B 897051207 0 47 SH SOLE 47 0 0
TYCO INTL LTD NEW COM 902124106 142 5100 SH SOLE 5100 0 0
TYCO INTL LTD NEW COM 902124106 218 7800 SH DEFINED 0 0 7800
U S B HLDG INC COM 902910108 6 292 SH SOLE 292 0 0
UST INC COM 902911106 28 511 SH SOLE 411 0 100
US BANCORP DEL COM NEW 902973304 9 300 SH SOLE 300 0 0
UNILEVER PLC AMER SHS ADR 904767704 35 1434 SH SOLE 1434 0 0
UNILEVER N V N Y SHS NEW 904784709 88 3621 SH SOLE 3621 0 0
UNION PAC CORP COM 907818108 61 700 SH SOLE 700 0 0
UNION PAC CORP COM 907818108 88 1000 SH DEFINED 0 0 1000
UNITED PARCEL SERVICE INC CL B 911312106 3190 44346 SH SOLE 41741 0 2605
UNITED PARCEL SERVICE INC CL B 911312106 53 750 SH DEFINED 750 0 0
USX-U S STL COM 912909108 10 174 SH SOLE 174 0 0
UNITED TECHNOLOGIES CORP COM 913017109 4479 70715 SH SOLE 67775 0 2940
UNITED TECHNOLOGIES CORP COM 913017109 54 856 SH DEFINED 856 0 0
UNITED UTILS PLC SPONSORED ADR 91311Q105 30 1158 SH SOLE 1158 0 0
UNITEDHEALTH GROUP INC 91324P102 4438 90213 SH SOLE 85511 0 4702
UNITEDHEALTH GROUP INC 91324P102 254 5175 SH DEFINED 1300 0 3875
V F CORP COM 918204108 58 800 SH SOLE 800 0 0
VALERO ENERGY CORP NEW COM 91913Y100 95 1860 SH SOLE 1860 0 0
19
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
VAN KAMPEN AMERICAN CAPITAL
MUNICIPAL TRUST 920919107 20 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE MUN COM 920929106 20 1400 SOLE 1400 0 0
VAN KAMPEN TR INVT GRADE N J COM 920933108 39 2400 SOLE 2400 0 0
VAN KAMPEN MUNICIPAL OPPORTUNITY TR 920935103 20 1393 SOLE 1393 0 0
VECTREN CORP COM 92240G101 31 1170 SH SOLE 1170 0 0
VERIZON COMMUNICATIONS COM 92343V104 859 23153 SH SOLE 21153 0 2000
VERIZON COMMUNICATIONS COM 92343V104 5 150 SH DEFINED 150 0 0
VIACOM INC NEW CL B 92553P201 24 667 SH SOLE 667 0 0
VIACOM INC NEW CL B 92553P201 32 887 SH DEFINED 137 0 750
VODAFONE GROUP PLC NEW 92857W209 56 2486 SH SOLE 2486 0 0
VOLTERRA SEMICONDUCTER CORP 928708106 16 1000 SH SOLE 1000 0 0
WGL HLDGS INC 92924F106 31 1000 SH SOLE 1000 0 0
WPP GROUP PLC SPONSORED ADR NEW 9/05 929309409 55 900 SH DEFINED 0 0 900
WPS RESOURCES CORP COM 92931B106 14 300 SH SOLE 300 0 0
WACHOVIA CORP 2ND NEW COM 929903102 88 1578 SH SOLE 1578 0 0
WACHOVIA CORP 2ND NEW COM 929903102 62 1125 SH DEFINED 25 0 1100
WAL-MART STORES INC COM 931142103 2118 42954 SH SOLE 39989 0 2965
WAL-MART STORES INC COM 931142103 263 5350 SH DEFINED 5350 0 0
WALGREEN CO COM 931422109 204 4609 SH SOLE 4609 0 0
WALGREEN CO COM 931422109 0 20 SH DEFINED 20 0 0
WASHINGTON MUT INC COM 939322103 13 302 SH SOLE 302 0 0
WASTE MGMT INC DEL COM 94106L109 236 6456 SH SOLE 6456 0 0
WASTE MGMT INC DEL COM 94106L109 70 1925 SH DEFINED 0 0 1925
WELLPOINT INC COM 94973V107 493 6400 SH SOLE 6310 0 90
WELLPOINT INC COM 94973V107 3 47 SH DEFINED 47 0 0
WELLS FARGO & CO NEW COM 949746101 2933 81094 SH SOLE 76814 0 4280
WELLS FARGO & CO NEW COM 949746101 48 1350 SH DEFINED 1350 0 0
WESTAR ENERGY INC COM 95709T100 25 1100 SH SOLE 1100 0 0
WEYERHAEUSER CO 962166104 25 409 SH SOLE 409 0 0
WHIRLPOOL CORP COM 963320106 92 1095 SH SOLE 1095 0 0
WHOLE FOODS MARKET INC 966837106 0 10 SH DEFINED 10 0 0
WINDSTREAM CORP 97381W104 5 413 SH SOLE 413 0 0
WINDSTREAM CORP 97381W104 19 1447 SH DEFINED 0 0 1447
20
INFORMATION TABLE
FORM 13F ----------------------- VOTING AUTHORITY
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER --------------------------
NAME OF ISSUER TITLE OF CLASS CUSIP (X$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
---------------------------- ---------------- ------------ -------- -------- --- ---- ------- ---------- -------- -------- --------
WISCONSIN ENERGY CORP COM 976657106 14 325 SH SOLE 325 0 0
WRIGLEY WM JR CO COM 982526105 0 10 SH SOLE 10 0 0
WRIGLEY WM JR CO COM 982526105 4 87 SH DEFINED 87 0 0
WYETH COM 983024100 479 9429 SH SOLE 9429 0 0
WYETH COM 983024100 177 3500 SH DEFINED 1500 0 2000
XM SATELLITE RADIO HLDGS INC CL A 983759101 2 200 SH SOLE 200 0 0
XCEL ENERGY INC 98389B100 33 1611 SH SOLE 1011 0 600
XEROX CORP COM 984121103 24 1556 SH SOLE 1556 0 0
YAHOO INC COM 984332106 104 4145 SH DEFINED 95 0 4050
GRAND TOTALS 317361 6979475 6379380 0 600095
21