FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
DEUTSCHE BANK AG NAMEN      ORD                 D18190898        0        7 SH       DEFINED                     7        0        0
ACE LTD                                         G0070K103      112     1855 SH       SOLE                     1855        0        0
ASPEN INSURANCE HOLDING USD                     G05384105        8      300 SH       SOLE                      300        0        0
ACCENTURE LTD CL A                              G1150G111        7      195 SH       SOLE                      195        0        0
COOPER INDUSTRIES LTD       CLASS A             G24182100       67     1315 SH       SOLE                     1315        0        0
COVIDIEN LTD                                    G2552X108       16      396 SH       SOLE                      396        0        0
COVIDIEN LTD                                    G2552X108       77     1863 SH       DEFINED                    13        0     1850
GARMIN CORP                                     G37260109      119     1000 SH       DEFINED                  1000        0        0
INGERSOLL-RAND CO           COM                 G4776G101        1       25 SH       DEFINED                    25        0        0
NOBLE CORP                  COM                 G65422100     2170    44260 SH       SOLE                    41360        0     2900
NOBLE CORP                  COM                 G65422100       14      300 SH       DEFINED                   300        0        0
SEAGATE TECHNOLOGY                              G7945J104       71     2800 SH       DEFINED                     0        0     2800
TYCO INT'L LTD W/I                              G9143X208       17      396 SH       SOLE                      396        0        0
TYCO INT'L LTD W/I                              G9143X208       77     1738 SH       DEFINED                    13        0     1725
TYCO ELECTRONICS LTD                            G9144P105       14      396 SH       SOLE                      396        0        0
TYCO ELECTRONICS LTD                            G9144P105        4      138 SH       DEFINED                    13        0      125
WEATHERFORD INTL LTD                            G95089101       75     1120 SH       SOLE                     1120        0        0
XL CAP LTD                  CL A                G98255105       35      444 SH       SOLE                      444        0        0
XL CAP LTD                  CL A                G98255105        1       21 SH       DEFINED                    21        0        0
ALCON INC.                                      H01301102        2       14 SH       DEFINED                    14        0        0
UBS AG                      SHS NEW             H89231338        9      178 SH       SOLE                      178        0        0
FLEXTRONICS INTL LTD        ORD                 Y2573F102        1       95 SH       DEFINED                    95        0        0
VERIGY LTD                                      Y93691106        0       37 SH       SOLE                       37        0        0
AFLAC INC                   COM                 001055102      395     6940 SH       SOLE                     4940        0     2000
AES CORP                    COM                 00130H105      228    11400 SH       DEFINED                     0        0    11400
AT&T INC                    COM                 00206R102     7567   178859 SH       SOLE                   159533        0    19326
AT&T INC                    COM                 00206R102      487    11511 SH       DEFINED                  9126        0     2385
ABBOTT LABS                 COM                 002824100     2841    53004 SH       SOLE                    49179        0     3825
ABBOTT LABS                 COM                 002824100       83     1560 SH       DEFINED                   560        0     1000


                                       1




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
ADOBE SYS INC               COM                 00724F101      100     2300 SH       SOLE                     2300        0        0
ADOBE SYS INC               COM                 00724F101        0       15 SH       DEFINED                    15        0        0
AETNA INC NEW               COM                 00817Y108      190     3510 SH       SOLE                     3510        0        0
AETNA INC NEW               COM                 00817Y108      199     3675 SH       DEFINED                     0        0     3675
AGILENT TECHNOLOGIES INC    COM                 00846U101       11      305 SH       SOLE                      305        0        0
AIR PRODS & CHEMS INC       COM                 009158106      133     1368 SH       SOLE                     1313        0       55
AIR PRODS & CHEMS INC       COM                 009158106        0       10 SH       DEFINED                    10        0        0
AKAMAI TECHNOLOGIES                             00971T101        0        9 SH       DEFINED                     9        0        0
ALCOA INC                   COM                 013817101     2388    61083 SH       SOLE                    57583        0     3500
ALCOA INC                   COM                 013817101       58     1490 SH       DEFINED                  1490        0        0
ALCATEL-LUCENT ADR                              013904305       14     1378 SH       SOLE                     1378        0        0
ALLEGHENY TECHNOLOGIES INC  COM                 01741R102       67      615 SH       SOLE                      615        0        0
ALLIANCE NY MUNI FUND                           018714105        6      500          SOLE                      500        0        0
ALLIANT ENERGY                                  018802108        7      200 SH       SOLE                      200        0        0
ALLIED CAPITAL CORP                             01903Q108       11      375 SH       SOLE                      375        0        0
ALLIANCE FINL CORP                              019205103     1455    58201 SH       SOLE                    58201        0        0
ALLIANCE FINL CORP                              019205103      100     4000 SH       DEFINED                  4000        0        0
ALLSTATE CORP               COM                 020002101       13      244 SH       SOLE                      244        0        0
ALLSTATE CORP               COM                 020002101        9      172 SH       DEFINED                   172        0        0
ALLTEL CORP                 COM                 020039103      146     2100 SH       SOLE                     2100        0        0
ALLTEL CORP                 COM                 020039103       97     1400 SH       DEFINED                     0        0     1400
ALTRIA GROUP INC            COM                 02209S103      899    12941 SH       SOLE                    12441        0      500
ALTRIA GROUP INC            COM                 02209S103      104     1500 SH       DEFINED                  1500        0        0
AMAZON COM INC              COM                 023135106      419     4500 SH       DEFINED                     0        0     4500
AMBAC FINL GROUP INC        COM                 023139108      129     2055 SH       SOLE                     2055        0        0
AMEREN CORP                 COM                 023608102       63     1202 SH       SOLE                     1202        0        0
AMERICA MOVIL S A B DE C V  SPON ADR L SHS      02364W105        0       15 SH       DEFINED                    15        0        0
AMERICAN ELEC PWR INC       COM                 025537101        1       25 SH       DEFINED                    25        0        0
AMERICAN EXPRESS CO         COM                 025816109     2346    39536 SH       SOLE                    36886        0     2650
AMERICAN EXPRESS CO         COM                 025816109       23      400 SH       DEFINED                   400        0        0
AMERICAN INTL GROUP INC     COM                 026874107     3961    58557 SH       SOLE                    55247        0     3310
AMERICAN INTL GROUP INC     COM                 026874107      485     7177 SH       DEFINED                  4435        0     2742
AMERISOURCEBERGEN CORP                          03073E105      120     2665 SH       SOLE                     2665        0        0
AMERISOURCEBERGEN CORP                          03073E105        0       15 SH       DEFINED                    15        0        0



                                       2




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
AMERIPRISE FINL INC         COM                 03076C106       13      211 SH       SOLE                      211        0        0
AMERIPRISE FINL INC         COM                 03076C106        1       30 SH       DEFINED                    30        0        0
AMGEN INC                   COM                 031162100      214     3785 SH       SOLE                     2750        0     1035
AMGEN INC                   COM                 031162100       28      500 SH       DEFINED                   125        0      375
AMYLIN PHARMACEUTICALS INC                      032346108       12      250 SH       SOLE                      250        0        0
ANADARKO PETE CORP          COM                 032511107       23      430 SH       SOLE                      430        0        0
ANADARKO PETE CORP          COM                 032511107       86     1600 SH       DEFINED                     0        0     1600
ANHEUSER-BUSCH COMPANIES    COM                 035229103      271     5423 SH       SOLE                     4823        0      600
AON CORP                    COM                 037389103        7      175 SH       SOLE                      175        0        0
AON CORP                    COM                 037389103       53     1200 SH       DEFINED                     0        0     1200
APACHE CORP                                     037411105     3834    42575 SH       SOLE                    40295        0     2280
APACHE CORP                                     037411105       27      300 SH       DEFINED                   300        0        0
APPLE INC COM               COM                 037833100      280     1825 SH       SOLE                     1825        0        0
APPLE INC COM               COM                 037833100        6       40 SH       DEFINED                    40        0        0
APPLIED MATLS INC           COM                 038222105      259    12520 SH       SOLE                    12520        0        0
AQUA AMER INC                                   03836W103       11      500 SH       SOLE                      500        0        0
ARCELOR MITTAL CL A         N Y REGISTRY SH     03937E101        2       35 SH       DEFINED                    35        0        0
AUTOLIV INC                 COM                 052800109        0       10 SH       DEFINED                    10        0        0
AUTOMATIC DATA PROCESSING                       053015103      297     6468 SH       SOLE                     6468        0        0
AUTOMATIC DATA PROCESSING                       053015103       91     2000 SH       DEFINED                  2000        0        0
AUTOZONE INC                                    053332102      130     1125 SH       SOLE                     1125        0        0
AVALONBAY CMNTYS INC                            053484101       29      250 SH       SOLE                      250        0        0
AVAYA INC                   COM                 053499109        2      155 SH       SOLE                      155        0        0
AXCELIS TECHNOLOGIES INC    COM                 054540109        2      471 SH       SOLE                      471        0        0
BB&T CORP                   COM                 054937107       27      681 SH       SOLE                      681        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      500     7211 SH       SOLE                     7211        0        0
BP AMOCO P L C              SPONSORED ADR       055622104      202     2918 SH       DEFINED                  1606        0     1312
BMC SOFTWARE INC                                055921100      105     3365 SH       SOLE                     3365        0        0
BAKER HUGHES INC            COM                 057224107       65      722 SH       DEFINED                    22        0      700
BALL CORP                   COM                 058498106      108     2025 SH       SOLE                     2025        0        0
BANK OF AMERICA CORPORATION COM                 060505104     4939    98264 SH       SOLE                    91971        0     6293
BANK OF AMERICA CORPORATION COM                 060505104      266     5301 SH       DEFINED                  2991        0     2310
BANK NEW YORK MELLON CORP   COM                 064058100      120     2731 SH       SOLE                     2260        0      471
BANK NEW YORK MELLON CORP   COM                 064058100       88     2000 SH       DEFINED                     0        0     2000


                                       3




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
BAXTER INTL INC             COM                 071813109        5      100 SH       SOLE                      100        0        0
BEAR STEARNS COS INC        COM                 073902108       33      270 SH       DEFINED                     0        0      270
BEAZER HOMES USA INC        COM                 07556Q105        5      625 SH       DEFINED                     0        0      625
BECTON DICKINSON & CO       COM                 075887109       77      950 SH       SOLE                      950        0        0
BERKSHIRE HATHAWAY INC DEL  CL A                084670108      118        1 SH       SOLE                        0        0        1
BERKSHIRE HATHAWAY INC DEL  CL B                084670207       86       22 SH       SOLE                       22        0        0
BIOGEN IDEC INC                                 09062X103       39      600 SH       SOLE                      350        0      250
BLACK & DECKER CORP         COM                 091797100       58      707 SH       DEFINED                     7        0      700
BLACKROCK INSD MUN 2008 TERM                    09247K109       19     1275          SOLE                     1275        0        0
BLACKROCK INSD MUN INC TR                       092479104       16     1178          SOLE                     1178        0        0
BLACKROCK ENHANCED DIVID    ACHIEVERS TR COM    09251A104        3      250 SH       SOLE                      250        0        0
BOEING CO                   COM                 097023105      615     5860 SH       SOLE                     5860        0        0
BOEING CO                   COM                 097023105        3       33 SH       DEFINED                    33        0        0
BORG WARNER INC                                 099724106        0        7 SH       DEFINED                     7        0        0
BRISTOL MYERS SQUIBB CO     COM                 110122108      311    10814 SH       SOLE                     9314        0     1500
BRISTOL MYERS SQUIBB CO     COM                 110122108      103     3600 SH       DEFINED                  1600        0     2000
BROADCOM CORP               CL A                111320107        1       52 SH       DEFINED                    52        0        0
BROADRIDGE FINL SOLUTIONS   INC                 11133T103       28     1499 SH       SOLE                     1499        0        0
BROADRIDGE FINL SOLUTIONS   INC                 11133T103        9      500 SH       DEFINED                   500        0        0
BROWN FORMAN CORP           CL B                115637209      149     2000 SH       DEFINED                     0        0     2000
BURLINGTON NORTHN SANTA FE CCOM                 12189T104       97     1200 SH       SOLE                     1200        0        0
CBS CORP NEW CL B                               124857202     2421    76882 SH       SOLE                    72100        0     4782
CBS CORP NEW CL B                               124857202       47     1507 SH       DEFINED                   757        0      750
CB RICHARD ELLIS GROUP                          12497T101      138     4965 SH       SOLE                     4965        0        0
CH ENERGY GROUP INC                             12541M102       28      600 SH       SOLE                      600        0        0
CIGNA CORP                  COM                 125509109      125     2355 SH       SOLE                     2355        0        0
CME GROUP INC COM                               12572Q105        2        5 SH       DEFINED                     5        0        0
CA INC COM                                      12673P105       62     2425 SH       DEFINED                     0        0     2425
CAMPBELL SOUP CO            COM                 134429109       31      850 SH       SOLE                      850        0        0
CAMPBELL SOUP CO            COM                 134429109       48     1300 SH       DEFINED                     0        0     1300
CAPITAL ONE FINANCIAL CORP                      14040H105      174     2620 SH       SOLE                     2620        0        0
CAPITAL ONE FINANCIAL CORP                      14040H105       71     1075 SH       DEFINED                     0        0     1075
CAPSTON TURBINE CORP                            14067D102        0      500 SH       SOLE                      500        0        0


                                       4




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
CARDINAL HEALTH INC         COM                 14149Y108      166     2662 SH       SOLE                     2662        0        0
CARNIVAL CORP                                   143658300      184     3800 SH       SOLE                     3800        0        0
CATERPILLAR INC DEL         COM                 149123101      498     6352 SH       SOLE                     6242        0      110
CATERPILLAR INC DEL         COM                 149123101       39      500 SH       DEFINED                   500        0        0
CELGENE CORP                                    151020104        1       18 SH       DEFINED                    18        0        0
CENTEX CORP                 COM                 152312104       38     1450 SH       DEFINED                     0        0     1450
CHARMING SHOPPES INC                            161133103        2      290 SH       SOLE                      290        0        0
CHEMED CORP INC                                 16359R103       10      170 SH       SOLE                      170        0        0
CHEVRON CORPORATION NEW                         166764100     4209    44980 SH       SOLE                    42235        0     2745
CHEVRON CORPORATION NEW                         166764100      290     3106 SH       DEFINED                   840        0     2266
CHUBB CORP                  COM                 171232101      391     7301 SH       SOLE                     7301        0        0
CHUBB CORP                  COM                 171232101       32      600 SH       DEFINED                     0        0      600
CISCO SYS INC               COM                 17275R102     5069   153069 SH       SOLE                   143529        0     9540
CISCO SYS INC               COM                 17275R102      240     7260 SH       DEFINED                  3635        0     3625
CITADEL BROADCASTING CORP                       17285T106        0      149 SH       SOLE                      149        0        0
CITADEL BROADCASTING CORP                       17285T106        0      153 SH       DEFINED                     0        0      153
CITIGROUP INC                                   172967101     4405    94408 SH       SOLE                    88914        0     5494
CITIGROUP INC                                   172967101      203     4354 SH       DEFINED                  1829        0     2525
CITIZENS COMMUNICATION CO                       17453B101       15     1076 SH       SOLE                     1076        0        0
CLOROX CO DEL               COM                 189054109      256     4210 SH       SOLE                     4210        0        0
CLOROX CO DEL               COM                 189054109       73     1210 SH       DEFINED                    10        0     1200
COCA COLA CO                COM                 191216100     2747    47807 SH       SOLE                    44827        0     2980
COCA COLA CO                COM                 191216100      135     2350 SH       DEFINED                   850        0     1500
COCA COLA ENTERPRISES INC   COM                 191219104       67     2775 SH       SOLE                     2775        0        0
COLGATE PALMOLIVE CO        COM                 194162103        5       80 SH       SOLE                       80        0        0
COLGATE PALMOLIVE CO        COM                 194162103      142     2005 SH       DEFINED                     5        0     2000
COMCAST CORP NEW CL A                           20030N101       43     1788 SH       SOLE                     1788        0        0
COMCAST CORP NEW CL A                           20030N101       32     1356 SH       DEFINED                     0        0     1356
COMCAST CORP NEW                                20030N200       24     1027 SH       SOLE                     1027        0        0
COMCAST CORP NEW                                20030N200       38     1600 SH       DEFINED                   100        0     1500
COMERICA INC                COM                 200340107        8      171 SH       SOLE                      171        0        0
COMMERCIAL METALS CO        COM                 201723103       67     2140 SH       SOLE                     2140        0        0
COMPUTER SCIENCES CORP      COM                 205363104      270     4835 SH       SOLE                     4650        0      185


                                       5




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
CONAGRA FOODS INC           COM                 205887102       49     1900 SH       SOLE                     1900        0        0
CONAGRA FOODS INC           COM                 205887102       39     1500 SH       DEFINED                     0        0     1500
CONEXANT SYSTEMS INC        COM                 207142100        0      600 SH       SOLE                      600        0        0
CONOCOPHILLIPS                                  20825C104      784     8943 SH       SOLE                     8259        0      684
CONSOLIDATED EDISON INC                         209115104       93     2024 SH       SOLE                     2024        0        0
CONSTELLATION ENERGY CORP   COM                 210371100        2       25 SH       DEFINED                    25        0        0
CONVERGYS CORP              COM                 212485106        9      540 SH       SOLE                      540        0        0
CORN PRODS INTL INC         COM                 219023108        6      150 SH       SOLE                      150        0        0
CORNING INC                 COM                 219350105      195     7922 SH       SOLE                     7922        0        0
CORNING INC                 COM                 219350105        9      384 SH       DEFINED                   384        0        0
COSTCO WHSL CORP NEW        COM                 22160K105     3805    62015 SH       SOLE                    58535        0     3480
COSTCO WHSL CORP NEW        COM                 22160K105      158     2575 SH       DEFINED                  2575        0        0
COUNTRYWIDE FINANCIAL CORP                      222372104       94     4975 SH       DEFINED                     0        0     4975
CREDIT SUISSE GROUP         SPONSORED ADR       225401108        0        5 SH       DEFINED                     5        0        0
CUMMINS INC                 COM                 231021106      406     3180 SH       SOLE                     3180        0        0
DEERE & CO                  COM                 244199105      142      960 SH       SOLE                      960        0        0
DEERE & CO                  COM                 244199105        1        8 SH       DEFINED                     8        0        0
DEL MONTE FOODS                                 24522P103        0       89 SH       SOLE                       89        0        0
DELL INC                                        24702R101       40     1454 SH       SOLE                     1454        0        0
DENTSPLY INTL INC NEW       COM                 249030107       22      530 SH       SOLE                      530        0        0
DEUTSCHE TELEKOM AG                             251566105       24     1252 SH       SOLE                     1252        0        0
DIAGEO PLC SPN ADR NEW                          25243Q205       35      403 SH       SOLE                      403        0        0
THE DIRECTV GROUP INC.                          25459L106      162     6685 SH       SOLE                     6685        0        0
THE DIRECTV GROUP INC.                          25459L106       94     3900 SH       DEFINED                     0        0     3900
DISNEY WALT CO              COM DISNEY          254687106     2515    73156 SH       SOLE                    72181        0      975
DISNEY WALT CO              COM DISNEY          254687106       75     2200 SH       DEFINED                   200        0     2000
DISCOVER FINANCIAL SERVICES                     254709108        3      192 SH       SOLE                      192        0        0
DISCOVER FINANCIAL SERVICES                     254709108       12      600 SH       DEFINED                     0        0      600
DOMINION RES INC VA NEW     COM                 25746U109      160     1903 SH       SOLE                     1903        0        0
DOVER CORP                  COM                 260003108      168     3300 SH       SOLE                     3300        0        0
DOW CHEM CO                 COM                 260543103       51     1195 SH       SOLE                     1195        0        0
DOW CHEM CO                 COM                 260543103        2       50 SH       DEFINED                    50        0        0
DOW JONES & CO INC          COM                 260561105       77     1300 SH       DEFINED                     0        0     1300


                                       6




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
DUPONT E I DE NEMOURS & CO  COM                 263534109      447     9023 SH       SOLE                     9023        0        0
DUPONT E I DE NEMOURS & CO  COM                 263534109       69     1400 SH       DEFINED                     0        0     1400
DUKE ENERGY HOLDING CORP    COM                 26441C105       86     4624 SH       SOLE                     4324        0      300
DUKE ENERGY HOLDING CORP    COM                 26441C105       46     2500 SH       DEFINED                     0        0     2500
DUKE REALTY CORP                                264411505       20      600 SH       SOLE                      600        0        0
DUN & BRADSTREET CORP
 DEL NE                     COM                 26483E100        0      105 SH       SOLE                      105        0        0
E M C CORP MASS             COM                 268648102      140     6754 SH       SOLE                     6754        0        0
ENSCO INTERNATIONAL                             26874Q100       60     1085 SH       SOLE                     1085        0        0
ENI SPA SPONSER ADR                             26874R108       27      376 SH       SOLE                      376        0        0
EOG RES INC                 COM                 26875P101       18      255 SH       SOLE                      255        0        0
EASTMAN CHEM CO             COM                 277432100       14      211 SH       SOLE                      211        0        0
EASTMAN KODAK CO            COM                 277461109       20      754 SH       SOLE                      754        0        0
EASTMAN KODAK CO            COM                 277461109      167     6250 SH       DEFINED                     0        0     6250
EATON VANCE CORP            COM                 278058102       79      800 SH       SOLE                      800        0        0
EATON VANCE CORP            COM                 278058102      128     1300 SH       DEFINED                     0        0     1300
EBAY INC                    COM                 278642103      166     4260 SH       DEFINED                    10        0     4250
ECOLAB INC                  COM                 278865100       51     1100 SH       SOLE                     1100        0        0
EDWARDS AG INC              COM                 281760108      221     2650 SH       SOLE                     2650        0        0
EL PASO ENERGY CORP DEL     COM                 28336L109       10      644 SH       SOLE                      644        0        0
ELECTRONIC ARTS INC         COM                 285512109       85     1525 SH       DEFINED                     0        0     1525
ELECTRONIC DATA SYS NEW     COM                 285661104        2      100 SH       SOLE                      100        0        0
EMBARQ CORP SER 1                               29078E105       13      239 SH       SOLE                      239        0        0
EMBARQ CORP SER 1                               29078E105        3       60 SH       DEFINED                     0        0       60
EMERSON ELEC CO             COM                 291011104     2870    53941 SH       SOLE                    50256        0     3685
EMERSON ELEC CO             COM                 291011104       66     1256 SH       DEFINED                  1256        0        0
EMISPHERE TECHNOLOGIES INC                      291345106        0      100 SH       SOLE                      100        0        0
ENBRIDGE ENERGY PART LP     COM                 29250R106        7      150 SH       SOLE                      150        0        0
ADR ENEL SOCIETA AZION                          29265W108       25      451 SH       SOLE                      451        0        0
ENERGY CONVERSION DEV INC                       292659109        2      100 SH       SOLE                      100        0        0
ENERGY EAST CORP            COM                 29266M109      134     4965 SH       SOLE                     4865        0      100
ENERGIZER HLDGS INC         COM                 29266R108       11      100 SH       DEFINED                     0        0      100
ENTERGY CORP NEW            COM                 29364G103      367     3398 SH       SOLE                     3398        0        0
ENTERPRISE PRODUCTS         PARTNERS LP         293792107       16      543 SH       SOLE                      543        0        0


                                       7




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
EQUITY FUND                                     294700703       77      600 SH       SOLE                      600        0        0
ERICSSON TELEPHONE CO       ADR                 294821608       56     1432 SH       SOLE                     1432        0        0
ERICSSON TELEPHONE CO       ADR                 294821608       12      320 SH       DEFINED                   320        0        0
EXELON CORP                 COM                 30161N101     4743    62940 SH       SOLE                    58190        0     4750
EXELON CORP                 COM                 30161N101       81     1075 SH       DEFINED                   825        0      250
EXPEDIA INC DEL                                 30212P105      137     4300 SH       DEFINED                     0        0     4300
EXPEDITORS INTL WASH INC    COM                 302130109       18      400 SH       SOLE                      400        0        0
EXXON MOBIL CORP            COM                 30231G102    13307   143776 SH       SOLE                   131009        0    12767
EXXON MOBIL CORP            COM                 30231G102     1946    21029 SH       DEFINED                 17983        0     3046
FPL GROUP INC               COM                 302571104       32      541 SH       SOLE                      141        0      400
FPL GROUP INC               COM                 302571104       12      200 SH       DEFINED                     0        0      200
FEDERAL HOME LN MTGE COMPANY                    313400301        3       53 SH       DEFINED                    53        0        0
FEDERAL NATIONAL MTGE ASSOC COM                 313586109       97     1600 SH       SOLE                     1600        0        0
FEDERAL NATIONAL MTGE ASSOC COM                 313586109        1       19 SH       DEFINED                    19        0        0
FIDELITY NATIONAL FINANCIAL                     31620R105        0       25 SH       DEFINED                    25        0        0
FIFTH THIRD BANCORP         COM                 316773100      138     4083 SH       SOLE                     4083        0        0
FIRST HORIZON NATL CORP                         320517105       26      991 SH       SOLE                      991        0        0
FIRST NIAGARA FINL INC                          33582V108       14     1011 SH       SOLE                     1011        0        0
FIRSTENERGY CORP            COM                 337932107      176     2789 SH       SOLE                     2709        0       80
FLUOR CORP NEW              COM                 343412102        0        5 SH       DEFINED                     5        0        0
FORD MOTOR CO                                   345370860        1      210 SH       SOLE                      110        0      100
FOREST LABS INC             COM                 345838106      145     3915 SH       SOLE                     3915        0        0
FORTUNE BRANDS INC          COM                 349631101       11      140 SH       SOLE                      140        0        0
FRANCE TELECOM              SPNSD ADR           35177Q105       13      404 SH       SOLE                      404        0        0
FRANKLIN RESOURCES INC.                         354613101      325     2550 SH       SOLE                     2550        0        0
FRANKLIN RESOURCES INC.                         354613101        2       20 SH       DEFINED                    20        0        0
GALLAGHER ARTHUR J & CO     COM                 363576109       18      639 SH       SOLE                      639        0        0
GANNETT INC                 COM                 364730101      136     3128 SH       SOLE                     3128        0        0
GANNETT INC                 COM                 364730101       61     1400 SH       DEFINED                     0        0     1400
GENENTECH INC               COM NEW             368710406       72      931 SH       SOLE                      931        0        0
GENENTECH INC               COM NEW             368710406        1       23 SH       DEFINED                    23        0        0
GENERAL ELECTRIC CO         COM                 369604103     9980   241077 SH       SOLE                   221832        0    19245
GENERAL ELECTRIC CO         COM                 369604103      483    11669 SH       DEFINED                  6219        0     5450


                                       8




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
GENERAL MLS INC             COM                 370334104      137     2370 SH       SOLE                     2370        0        0
GENERAL MLS INC             COM                 370334104       87     1500 SH       DEFINED                     0        0     1500
GENERAL MTRS CORP           COM                 370442105       17      488 SH       SOLE                      388        0      100
GENERAL MTRS CORP           COM                 370442105       33      920 SH       DEFINED                    20        0      900
GENUINE PARTS CO            COM                 372460105       50     1000 SH       SOLE                     1000        0        0
GENUINE PARTS CO            COM                 372460105       75     1500 SH       DEFINED                     0        0     1500
GENWORTH FINANCIAL INC                          37247D106        9      317 SH       SOLE                      317        0        0
GENWORTH FINANCIAL INC                          37247D106        1       40 SH       DEFINED                    40        0        0
GENZYME CORP COM                                372917104        1       30 SH       SOLE                       30        0        0
GILEAD SCIENCES INC         COM                 375558103      240     5890 SH       SOLE                     5890        0        0
GILEAD SCIENCES INC         COM                 375558103        2       60 SH       DEFINED                    60        0        0
GLAXO HOLDINGS PLC          SPONSORED ADR       37733W105      143     2700 SH       SOLE                     2700        0        0
GOLDMAN SACHS GROUP INC     COM                 38141G104     4445    20513 SH       SOLE                    19563        0      950
GOLDMAN SACHS GROUP INC     COM                 38141G104       51      237 SH       DEFINED                    62        0      175
GOOGLE INC                                      38259P508      104      185 SH       SOLE                      185        0        0
GOOGLE INC                                      38259P508      234      414 SH       DEFINED                     9        0      405
GRAINGER W W INC            COM                 384802104      200     2200 SH       SOLE                     2200        0        0
GREAT PLAINS ENERGY INC     COM                 391164100       60     2100 SH       SOLE                     2100        0        0
HCP INC                                         40414L109       13      400 SH       SOLE                      400        0        0
HSBC HLDGS PLC              SPON ADR NEW        404280406       36      390 SH       SOLE                      390        0        0
JOHN HANCOCK PFD INC FD II                      41013X106       22     1000 SH       SOLE                        0        0     1000
HARDINGE INC                COM                 412324303       31      900 SH       SOLE                      900        0        0
HARLEY DAVIDSON INC         COM                 412822108      111     2410 SH       SOLE                      900        0     1510
HARLEY DAVIDSON INC         COM                 412822108       53     1150 SH       DEFINED                  1150        0        0
HARTFORD FINL SVCS
 GROUP INC                  COM                 416515104      242     2617 SH       SOLE                     2617        0        0
HASBRO INC                  COM                 418056107       37     1330 SH       SOLE                     1330        0        0
HASBRO INC                  COM                 418056107       69     2500 SH       DEFINED                     0        0     2500
HEALTH NET INC              A                   42222G108       74     1375 SH       DEFINED                     0        0     1375
HEINZ H J CO                COM                 423074103       71     1550 SH       SOLE                      200        0     1350
HERCULES INC                COM                 427056106       10      500 SH       DEFINED                     0        0      500
THE HERSHEY CO COM                              427866108      152     3280 SH       SOLE                     3280        0        0
HESS CORP                   COM                 42809H107       18      278 SH       SOLE                      278        0        0
HESS CORP                   COM                 42809H107      239     3600 SH       DEFINED                     0        0     3600


                                       9




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
HEWLETT PACKARD CO          COM                 428236103     4974    99902 SH       SOLE                    94616        0     5286
HEWLETT PACKARD CO          COM                 428236103      299     6014 SH       DEFINED                  2060        0     3954
HILTON HOTELS CORP          COM                 432848109        4       90 SH       SOLE                       90        0        0
HILTON HOTELS CORP          COM                 432848109        0       10 SH       DEFINED                    10        0        0
HOME DEPOT INC              COM                 437076102     3437   105987 SH       SOLE                    99407        0     6580
HOME DEPOT INC              COM                 437076102      235     7275 SH       DEFINED                  5275        0     2000
HONEYWELL INTL INC          COM                 438516106      211     3558 SH       SOLE                     3428        0      130
HONEYWELL INTL INC          COM                 438516106        2       35 SH       DEFINED                    35        0        0
HOSPITALITY PROPERTIES      TRUST               44106M102       37      915 SH       SOLE                      915        0        0
HUMANA INC                  COM                 444859102       87     1255 SH       SOLE                     1255        0        0
HUNTINGTON BANCSHARES INC   COM                 446150104       97     5750 SH       SOLE                     5750        0        0
IAC/INTERACTIVE CORP                            44919P300      115     3900 SH       DEFINED                     0        0     3900
ING CLARION GL REAL ESTATE                      44982G104       13      700 SH       SOLE                      700        0        0
IDEARC INC                  COM                 451663108       10      318 SH       SOLE                      219        0       99
IDEARC INC                  COM                 451663108        0        2 SH       DEFINED                     2        0        0
ILLINOIS TOOL WKS INC       COM                 452308109     2634    44179 SH       SOLE                    41594        0     2585
ILLINOIS TOOL WKS INC       COM                 452308109      131     2200 SH       DEFINED                  2200        0        0
INTEL CORP                  COM                 458140100     4970   192197 SH       SOLE                   179512        0    12685
INTEL CORP                  COM                 458140100      193     7495 SH       DEFINED                  6895        0      600
INTEGRYS ENERGY GROUP INC   COM                 45822P105       44      865 SH       SOLE                      565        0      300
INTERNATIONAL BUSINESS
 MACHS                      COM                 459200101     5210    44231 SH       SOLE                    41894        0     2337
INTERNATIONAL BUSINESS
 MACHS                      COM                 459200101      222     1887 SH       DEFINED                  1187        0      700
INTERNATIONAL FLAVORS&
 FRAGRA                     COM                 459506101      149     2830 SH       SOLE                     2830        0        0
INTERNATIONAL FLAVORS&
 FRAGRA                     COM                 459506101       52     1000 SH       DEFINED                     0        0     1000
INTL PAPER CO               COM                 460146103       75     2110 SH       DEFINED                     0        0     2110
IRON MTN INC PA                                 462846106       12      397 SH       SOLE                      397        0        0
I SHARES MSCI EMERGING MKTS                     464287234       59      400 SH       SOLE                      400        0        0
ISHARES TR MSCI EAFE INDX FDADR                 464287465    22598   273628 SH       SOLE                   269053        0     4575
ISHARES TR MSCI EAFE INDX FDADR                 464287465      158     1925 SH       DEFINED                  1925        0        0
ISHARES TR S& P MIDCAP 400                      464287507    10813   122635 SH       SOLE                   121210        0     1425
ISHARES TR S& P MIDCAP 400                      464287507       79      900 SH       DEFINED                   900        0        0
ISHARES RUSSELL 2000        GROWTH INDEX FD     464287648     5605    65834 SH       SOLE                    64989        0      845
ISHARES RUSSELL 2000        GROWTH INDEX FD     464287648       46      550 SH       DEFINED                   550        0        0


                                       10




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
ISHARES TR RUSSELL 2000                         464287655      100     1250 SH       SOLE                     1250        0        0
ISHARES TR SMALLCAP FD                          464287804      147     2120 SH       SOLE                     2120        0        0
ISHS MSCI EAFE GRWTH INDEX                      464288885      166     2100 SH       SOLE                     2100        0        0
JDS UNIPHASE CORP COM                           46612J507       43     2880 SH       SOLE                     2880        0        0
J P MORGAN CHASE & CO                           46625H100     2672    58338 SH       SOLE                    55043        0     3295
J P MORGAN CHASE & CO                           46625H100      372     8127 SH       DEFINED                   657        0     7470
JOHNSON & JOHNSON           COM                 478160104     5683    86509 SH       SOLE                    80139        0     6370
JOHNSON & JOHNSON           COM                 478160104      453     6910 SH       DEFINED                  4660        0     2250
JOHNSON CTLS INC            COM                 478366107      222     1885 SH       SOLE                     1885        0        0
JONES APPAREL GROUP INC     COM                 480074103        9      465 SH       SOLE                      465        0        0
KB HOME                     COM                 48666K109        0       15 SH       DEFINED                    15        0        0
KELLOGG CO                  COM                 487836108       79     1418 SH       SOLE                     1418        0        0
KEYCORP NEW                 COM                 493267108      111     3465 SH       SOLE                     3465        0        0
KIMBERLY CLARK CORP         COM                 494368103       70     1000 SH       DEFINED                     0        0     1000
KINDER MORGAN ENERGY
 PARTNER LTD                PARTNER             494550106      100     2026 SH       SOLE                     2026        0        0
KING PHARMACEUTICALS INC                        495582108       53     4550 SH       SOLE                     4550        0        0
KOHLS CORP                  COM                 500255104        1       30 SH       DEFINED                    30        0        0
KONINKLIJKE PHILIPS ELECTRS NV SP ADR           500472303       49     1101 SH       SOLE                     1101        0        0
KRAFT FOODS INC             CL A                50075N104      222     6451 SH       SOLE                     6105        0      346
KRAFT FOODS INC             CL A                50075N104       35     1037 SH       DEFINED                  1037        0        0
KROGER CO                   COM                 501044101       70     2460 SH       SOLE                     2460        0        0
KROGER CO                   COM                 501044101        0       30 SH       DEFINED                    30        0        0
L-3 COMMUNICATIONS HLDGS
 INC                        COM                 502424104       90      885 SH       SOLE                      885        0        0
LABORATORY CORP AMER HLDGS  COM NEW             50540R409      127     1635 SH       SOLE                     1635        0        0
LANCASTER COLONY CORP       COM                 513847103       40     1050 SH       SOLE                     1050        0        0
LANDEC CORP                                     514766104        7      500 SH       SOLE                      500        0        0
LAUDER ESTEE COS INC        CL A                518439104        3       77 SH       SOLE                       77        0        0
LEGGETT & PLATT INC         COM                 524660107       30     1600 SH       SOLE                     1600        0        0
LEGG MASON INC              COM                 524901105        1       20 SH       DEFINED                    20        0        0
LEHMAN BROTHERS HLDGS INC                       524908100      363     5884 SH       SOLE                     5884        0        0
LEXINGTON REALTY TRUST      COM                 529043101       18      900 SH       SOLE                      900        0        0
LIBERTY MEDIA HLDG CORP                         53071M302       12       98 SH       SOLE                       98        0        0
LIBERTY PPTY TR             SH BEN INT          531172104       20      500 SH       SOLE                      500        0        0


                                       11




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
LILLY ELI & CO              COM                 532457108       57     1017 SH       SOLE                     1017        0        0
LINCOLN NATL CORP IND       COM                 534187109       91     1380 SH       SOLE                     1380        0        0
LLOYDS TSB GROUP PLC        SPONSORED ADR       539439109       71     1600 SH       SOLE                     1600        0        0
LOCKHEED MARTIN CORP        COM                 539830109      871     8036 SH       SOLE                     8036        0        0
LOEWS CORPORATION                               540424108       23      480 SH       SOLE                      480        0        0
LOWES COS INC               COM                 548661107       55     1975 SH       SOLE                     1775        0      200
MBIA INC                    COM                 55262C100        0        8 SH       DEFINED                     8        0        0
MEMC ELECTRONIC MATERIAL                        552715104       74     1270 SH       SOLE                     1270        0        0
MACK CALI RLTY CORP         COM                 554489104       20      500 SH       SOLE                      500        0        0
MACQUARIE INFRASTRUCTURE    LLC                 55608B105        7      191 SH       SOLE                      191        0        0
MACYS INC COM                                   55616P104       28      868 SH       DEFINED                    60        0      808
MANULIFE FINL CORP          COM                 56501R106       73     1774 SH       SOLE                     1774        0        0
MANULIFE FINL CORP          COM                 56501R106      146     3554 SH       DEFINED                     0        0     3554
MARATHON OIL CORP                               565849106      195     3430 SH       DEFINED                    30        0     3400
MARSH & MCLENNAN COS INC    COM                 571748102       38     1500 SH       DEFINED                     0        0     1500
MARSHALL & ILSLEY CORP      COM                 571834100      131     3000 SH       SOLE                     3000        0        0
MARRIOTT INTL INC NEW  CLA                      571903202      186     4280 SH       SOLE                     3055        0     1225
MARRIOTT INTL INC NEW  CLA                      571903202       52     1200 SH       DEFINED                     0        0     1200
MATTEL INC                  COM                 577081102      132     5655 SH       SOLE                     5655        0        0
MCCORMICK & CO INC          COM NON VTG         579780206      107     3000 SH       DEFINED                     0        0     3000
MCDONALDS CORP              COM                 580135101     5165    94837 SH       SOLE                    88842        0     5995
MCDONALDS CORP              COM                 580135101      119     2200 SH       DEFINED                  1100        0     1100
MCGRAW HILL COS INC         COM                 580645109       61     1200 SH       SOLE                     1200        0        0
MCKESSON CORPORATION        COM                 58155Q103       41      700 SH       SOLE                      700        0        0
MCKESSON CORPORATION        COM                 58155Q103        1       24 SH       DEFINED                    24        0        0
MEADWESTVACO CORP                               583334107       23      799 SH       SOLE                      799        0        0
MEDCO HEALTH SOLUTIONS      INC                 58405U102        4       48 SH       SOLE                        0        0       48
MEDCO HEALTH SOLUTIONS      INC                 58405U102        1       12 SH       DEFINED                    12        0        0
MEDIS TECHNOLOGIES                              58500P107        1      100 SH       SOLE                      100        0        0
MEDTRONIC INC               COM                 585055106     4057    71950 SH       SOLE                    67455        0     4495
MEDTRONIC INC               COM                 585055106       86     1525 SH       DEFINED                  1525        0        0
MERCK & CO INC              COM                 589331107      521    10086 SH       SOLE                     6486        0     3600
MERCK & CO INC              COM                 589331107       79     1542 SH       DEFINED                    42        0     1500


                                       12




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
MERRILL LYNCH & CO INC      COM                 590188108      142     2005 SH       SOLE                     2005        0        0
MERRILL LYNCH & CO INC      COM                 590188108        3       53 SH       DEFINED                    53        0        0
METLIFE INC                 COM                 59156R108     4346    62346 SH       SOLE                    59386        0     2960
METLIFE INC                 COM                 59156R108       27      395 SH       DEFINED                   245        0      150
MICROSOFT CORP              COM                 594918104     4307   146269 SH       SOLE                   137164        0     9105
MICROSOFT CORP              COM                 594918104      180     6115 SH       DEFINED                  4915        0     1200
MICROCHIP TECHNOLOGY INC    COM                 595017104     2083    57392 SH       SOLE                    53692        0     3700
MICROCHIP TECHNOLOGY INC    COM                 595017104        7      200 SH       DEFINED                   200        0        0
MILLIPORE CORP                                  601073109       15      200 SH       SOLE                      200        0        0
MINDSPEED TECHNOLOGIES INC                      602682106        0      200 SH       SOLE                      200        0        0
MOLSON COORS BREWING        CO CL B             60871R209      184     1855 SH       SOLE                     1765        0       90
MONSANTO CO (NEW)                               61166W101        4       50 SH       SOLE                       50        0        0
MONSANTO CO (NEW)                               61166W101        2       31 SH       DEFINED                    31        0        0
MOODYS CORP                 COM                 615369105       10      210 SH       SOLE                      210        0        0
MOODYS CORP                 COM                 615369105        0        8 SH       DEFINED                     8        0        0
MORGAN STANLEY              DISCOVER & CO       617446448     3697    58684 SH       SOLE                    55454        0     3230
MORGAN STANLEY              DISCOVER & CO       617446448      116     1849 SH       DEFINED                   649        0     1200
MOTOROLA INC                COM                 620076109       75     4100 SH       DEFINED                     0        0     4100
MURPHY OIL CORP             COM                 626717102        2       40 SH       SOLE                       40        0        0
MYLAN LABS INC              COM                 628530107        7      450 SH       SOLE                      450        0        0
NBT BANCORP INC             COM                 628778102      354    16309 SH       SOLE                    16309        0        0
NYSE EURONEXT COM                               629491101       10      137 SH       DEFINED                    12        0      125
NATIONAL CITY CORP          COM                 635405103       34     1380 SH       SOLE                     1380        0        0
NATIONAL CITY CORP          COM                 635405103       70     2800 SH       DEFINED                     0        0     2800
NATURAL RESOURCE PARTNERS LP                    63900P103       37     1200 SH       SOLE                     1200        0        0
NEENAH PAPER INC                                640079109        0        2 SH       SOLE                        2        0        0
NETWORK APPLIANCE INC.                          64120L104        0       10 SH       DEFINED                    10        0        0
NEW YORK COMMUNITY BANCORP  INC                 649445103       10      537 SH       SOLE                      537        0        0
NEW YORK TIMES CO           CL A                650111107       31     1600 SH       DEFINED                     0        0     1600
NEWELL RUBBERMAID INC       COM                 651229106       37     1290 SH       SOLE                     1290        0        0
NEWELL RUBBERMAID INC       COM                 651229106      109     3800 SH       DEFINED                     0        0     3800
NEWS CORP CL A                                  65248E104       18      858 SH       SOLE                      858        0        0
NICOR INC                                       654086107       55     1285 SH       SOLE                     1285        0        0


                                       13




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
NIKE INC                    CL B                654106103      161     2749 SH       SOLE                     2749        0        0
NOKIA CORP PFD              SPONS ADR           654902204        7      200 SH       SOLE                      200        0        0
NOKIA CORP PFD              SPONS ADR           654902204       95     2520 SH       DEFINED                    20        0     2500
NORDSTROM INC               COM                 655664100       51     1090 SH       SOLE                     1090        0        0
NORFOLK SOUTHERN CORP       COM                 655844108       22      425 SH       SOLE                      425        0        0
NORTHROP GRUMMAN CORP       COM                 666807102       97     1247 SH       SOLE                     1247        0        0
NORTHROP GRUMMAN CORP       COM                 666807102        1       23 SH       DEFINED                    23        0        0
NOVELLUS SYS INC            COM                 670008101      109     4035 SH       SOLE                     4035        0        0
NUCOR CORP                  COM                 670346105      279     4705 SH       SOLE                     4705        0        0
NUCOR CORP                  COM                 670346105       14      250 SH       DEFINED                     0        0      250
NVIDIA CORP                                     67066G104      295     8159 SH       SOLE                     8159        0        0
NVIDIA CORP                                     67066G104        1       37 SH       DEFINED                    37        0        0
OGE ENERGY CORP             COM                 670837103       33     1000 SH       SOLE                     1000        0        0
OCCIDENTAL PETE CORP DEL    COM                 674599105      354     5539 SH       SOLE                     5539        0        0
OFFICE DEPOT INC            COM                 676220106        0       25 SH       DEFINED                    25        0        0
OMNICOM GROUP INC           COM                 681919106       67     1400 SH       SOLE                     1400        0        0
ONEOK PARTNERS LP                               68268N103       21      365 SH       SOLE                      365        0        0
ORACLE CORP                 COM                 68389X105     2620   121091 SH       SOLE                   114141        0     6950
ORACLE CORP                 COM                 68389X105       23     1100 SH       DEFINED                  1100        0        0
PG&E CORP                   COM                 69331C108       31      655 SH       SOLE                      655        0        0
PNC FINL SVCS GROUP INC     COM                 693475105     2029    29803 SH       SOLE                    27863        0     1940
PNC FINL SVCS GROUP INC     COM                 693475105      105     1550 SH       DEFINED                   100        0     1450
PPG INDS INC                COM                 693506107       91     1213 SH       SOLE                     1213        0        0
PPL CORP                                        69351T106      114     2484 SH       SOLE                     2484        0        0
PACCAR INC                  COM                 693718108      467     5483 SH       SOLE                     5483        0        0
PACTIV CORP                 COM                 695257105      144     5030 SH       SOLE                     5030        0        0
PALL CORP                   COM                 696429307       38     1000 SH       DEFINED                     0        0     1000
PARKER HANNIFIN CORP        COM                 701094104       79      710 SH       SOLE                      710        0        0
PARKER HANNIFIN CORP        COM                 701094104        1       10 SH       DEFINED                    10        0        0
PAYCHEX INC                 COM                 704326107       38      935 SH       SOLE                      935        0        0
PEPSI BOTTLING GROUP INC    COM                 713409100       74     2005 SH       SOLE                     2005        0        0
PEPSICO INC                 COM                 713448108     5128    70007 SH       SOLE                    66072        0     3935
PEPSICO INC                 COM                 713448108      277     3794 SH       DEFINED                  3794        0        0


                                       14




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
PFIZER INC                  COM                 717081103     4095   167649 SH       SOLE                   145704        0    21945
PFIZER INC                  COM                 717081103      168     6891 SH       DEFINED                  4091        0     2800
PHARMERICA CORP COM                             71714F104        0        1 SH       DEFINED                     1        0        0
PHOENIX COS INC NEW         COM                 71902E109        9      669 SH       SOLE                      669        0        0
PIMCO NY MUNI INC FUND III                      72201E105        6      500          SOLE                      500        0        0
PINNACLE WEST CAP CORP      COM                 723484101       35      908 SH       SOLE                      908        0        0
PITNEY BOWES INC            COM                 724479100      324     7145 SH       SOLE                     7145        0        0
POLO RALPH LAUREN CORP      CL A                731572103       99     1285 SH       SOLE                     1285        0        0
PRAXAIR INC                 COM                 74005P104       70      847 SH       SOLE                      497        0      350
PRECISION CASTPARTS CORP                        740189105      301     2040 SH       SOLE                     2040        0        0
PROCTER & GAMBLE CO         COM                 742718109     5829    82880 SH       SOLE                    76911        0     5969
PROCTER & GAMBLE CO         COM                 742718109      302     4303 SH       DEFINED                  2788        0     1515
PROGRESS ENERGY INC         COM                 743263105       49     1062 SH       SOLE                     1062        0        0
PROGRESSIVE CORP                                743315103      294    15205 SH       SOLE                    15205        0        0
PRUDENTIAL FINL, INC.       COM                 744320102       64      663 SH       SOLE                      663        0        0
PUBLIC SVC ENTERPRISE GROUP COM                 744573106       48      549 SH       SOLE                      549        0        0
PUGET SOUND ENERGY INC      COM                 745310102       61     2500 SH       SOLE                     2500        0        0
PULTE CORP                  COM                 745867101       35     2575 SH       DEFINED                     0        0     2575
PUTNAM HIGH YIELD MUN TR    C/C                 746781103       14     2022          SOLE                     2022        0        0
PUTNAM MASTER INTER INC TR                      746909100        0        9 SH       SOLE                        9        0        0
QUALCOMM INC                COM                 747525103       39      945 SH       SOLE                      945        0        0
QUALCOMM INC                COM                 747525103        9      225 SH       DEFINED                   225        0        0
QUEST DIAGNOSTICS INC       COM                 74834L100        2       48 SH       SOLE                       48        0        0
QUESTAR CORP                COM                 748356102      140     2675 SH       SOLE                     2675        0        0
QWEST COMM INTL INC                             749121109       11     1203 SH       SOLE                     1203        0        0
QWEST COMM INTL INC                             749121109      299    32650 SH       DEFINED                     0        0    32650
RADIOSHACK CCORP                                750438103       21     1030 SH       SOLE                     1030        0        0
RAYTHEON CO CLASS B         COM                 755111507      155     2444 SH       SOLE                     2444        0        0
REGAL ENTERTAINMENT "A"                         758766109       15      698 SH       SOLE                      698        0        0
REGIONS FINL CORP NEW                           7591EP100       30     1042 SH       SOLE                     1042        0        0
REYNOLDS AMERN INC                              761713106      202     3188 SH       SOLE                     2788        0      400
RITE AID CORP               COM                 767754104       23     5000 SH       SOLE                     5000        0        0
ROCKWELL INTL CORP NEW      COM                 773903109       41      600 SH       SOLE                      600        0        0
ROCKWELL INTL CORP NEW      COM                 773903109       34      500 SH       DEFINED                     0        0      500


                                       15




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
ROCKWELL COLLINS INC        COM                 774341101       43      600 SH       SOLE                      600        0        0
ROHM & HAAS CO              COM                 775371107       66     1200 SH       SOLE                     1200        0        0
ROYAL DUTCH PETE CO                             780259206      434     5293 SH       SOLE                     5293        0        0
ROYAL DUTCH PETE CO                             780259206        1       22 SH       DEFINED                    22        0        0
RYLAND GROUP INC.                               783764103       10      500 SH       DEFINED                     0        0      500
SLM CORPORATION SECURITIES  COM                 78442P106       11      227 SH       SOLE                      227        0        0
SAFEWAY INC COM NEW                             786514208       33     1000 SH       SOLE                     1000        0        0
SAFEWAY INC COM NEW                             786514208        1       35 SH       DEFINED                    35        0        0
SARA LEE CORP               COM                 803111103        4      288 SH       SOLE                      288        0        0
SARA LEE CORP               COM                 803111103        1       90 SH       DEFINED                    90        0        0
SCHERING PLOUGH CORP        COM                 806605101      196     6201 SH       SOLE                     5401        0      800
SCHLUMBERGER LTD            COM                 806857108     5587    53215 SH       SOLE                    49790        0     3425
SCHLUMBERGER LTD            COM                 806857108      354     3372 SH       DEFINED                  3372        0        0
SCHWAB CHARLES CORP NEW     COM                 808513105        0       20 SH       DEFINED                    20        0        0
SEALED AIR CORP NEW         COM                 81211K100       14      570 SH       SOLE                      570        0        0
SEARS HLDGS CORP COM                            812350106      149     1175 SH       DEFINED                     0        0     1175
SELECTIVE INS GRP INC       C/C                 816300107       30     1438 SH       SOLE                     1438        0        0
SENECA FOODS CORP NEW       CL B                817070105       38     1400 SH       SOLE                     1400        0        0
SENECA FOODS CORP NEW       CL A                817070501       37     1400 SH       SOLE                     1400        0        0
SHAW GROUP INC.                                 820280105       62     1068 SH       SOLE                     1068        0        0
SHERWIN WILLIAMS CO         COM                 824348106      124     1900 SH       SOLE                     1900        0        0
SHIRE PLC                                       82481R106       26      362 SH       SOLE                      362        0        0
SIGMA ALDRICH CORP          COM                 826552101     4472    91762 SH       SOLE                    85782        0     5980
SIGMA ALDRICH CORP          COM                 826552101       65     1350 SH       DEFINED                   900        0      450
SIMON PPTY GROUP INC NEW                        828806109       35      350 SH       SOLE                      350        0        0
SIMON PPTY GROUP INC NEW                        828806109      112     1122 SH       DEFINED                     0        0     1122
SIRIUS SATELLITE RADIO INC                      82966U103       10     3000 SH       SOLE                     3000        0        0
SKYWORKS SOLUTIONS INC                          83088M102        1      210 SH       SOLE                      210        0        0
SOLECTRON CORP              COM                 834182107        0      200 SH       DEFINED                   200        0        0
SOUTHERN COMPANY                                842587107       11      321 SH       SOLE                      321        0        0
SPECTRA ENERGY CORP         COM                 847560109       46     1893 SH       SOLE                     1793        0      100
SPECTRA ENERGY CORP         COM                 847560109       30     1250 SH       DEFINED                     0        0     1250
SPIRIT AEROSYSTEMS HDG                          848574109        1       30 SH       DEFINED                    30        0        0


                                       16




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
SPRINT NEXTEL CORP                              852061100       55     2925 SH       SOLE                     2925        0        0
SPRINT NEXTEL CORP                              852061100      250    13200 SH       DEFINED                   100        0    13100
STAPLES INC                 COM                 855030102     1956    91062 SH       SOLE                    85245        0     5817
STAPLES INC                 COM                 855030102       55     2575 SH       DEFINED                  2575        0        0
STARBUCKS CORP              COM                 855244109       20      800 SH       DEFINED                   800        0        0
STARWOOD HOTELS & RESORTS
 WORLDWIDE INC              COM                 85590A401       47      790 SH       SOLE                      790        0        0
STARWOOD HOTELS & RESORTS
 WORLDWIDE INC              COM                 85590A401        1       18 SH       DEFINED                    18        0        0
STATE STREET CORP           COM                 857477103        2       40 SH       SOLE                       40        0        0
STORA ENSO OYJ                                  86210M106        6      357 SH       DEFINED                   357        0        0
STRYKER CORP                                    863667101       68     1000 SH       DEFINED                  1000        0        0
SUFFOLK BANCORP             COM                 864739107      103     3244 SH       SOLE                     3244        0        0
SUN MICROSYSTEMS INC        COM                 866810104       23     4150 SH       SOLE                     3400        0      750
SUNTRUST BANKS INC          COM                 867914103      153     2033 SH       SOLE                     2033        0        0
SUNTRUST BANKS INC          COM                 867914103       83     1100 SH       DEFINED                     0        0     1100
SUNTECH POWER HLDS CO LTD                       86800C104        3      100 SH       SOLE                      100        0        0
SUPERVALU INC               COM                 868536103      131     3373 SH       SOLE                     3373        0        0
SYNGENTA AG SPONS ADR                           87160A100       12      281 SH       SOLE                      281        0        0
SYNOVUS FINL CORP           COM                 87161C105       75     2685 SH       SOLE                     2010        0      675
SYSCO CORP                  COM                 871829107     2205    61977 SH       SOLE                    57977        0     4000
SYSCO CORP                  COM                 871829107        7      200 SH       DEFINED                   200        0        0
TC PIPELINE LP                                  87233Q108        5      150 SH       SOLE                      150        0        0
TECO ENERGY INC                                 872375100       25     1524 SH       SOLE                      824        0      700
TEPPCO PARTNERS LP                              872384102       19      500 SH       SOLE                      500        0        0
TJX COS INC NEW             COM                 872540109       54     1862 SH       SOLE                     1862        0        0
TXU CORP COM                                    873168108       13      202 SH       SOLE                      202        0        0
TARGET CORP                 COM                 87612E106     4166    65549 SH       SOLE                    61484        0     4065
TARGET CORP                 COM                 87612E106       96     1521 SH       DEFINED                  1221        0      300
TELECOM ITALIA SPA ADSNEW                       87927Y102       21      722 SH       SOLE                      722        0        0
TELECOM CORP NEW ZEALAND
 LTD                        SPONSORED ADR       879278208        5      344 SH       SOLE                      344        0        0
TELLABS INC                 COM                 879664100       37     3970 SH       SOLE                     3970        0        0
TEMPLETON GLOBAL INC FD     C/C                 880198106        8      900 SH       SOLE                      900        0        0
TENNECO INC COM                                 880349105        7      250 SH       SOLE                      250        0        0
TEREX CORP                                      880779103      131     1475 SH       SOLE                     1475        0        0


                                       17




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
TEVA PHARMA INDS ADR                            881624209        0       10 SH       DEFINED                    10        0        0
TEXAS INSTRS INC            COM                 882508104     2326    63578 SH       SOLE                    59618        0     3960
TEXAS INSTRS INC            COM                 882508104      135     3700 SH       DEFINED                   650        0     3050
THERMO FISHER SCIENTIFIC
 INC                        COM                 883556102       86     1500 SH       DEFINED                  1500        0        0
3COM CORP                   COM                 885535104        3      800 SH       SOLE                      800        0        0
3M COMPANY COM                                  88579Y101     4468    47746 SH       SOLE                    44566        0     3180
3M COMPANY COM                                  88579Y101      215     2300 SH       DEFINED                  1300        0     1000
TIME WARNER INC             COM                 887317105      128     6980 SH       SOLE                     6650        0      330
TIME WARNER INC             COM                 887317105      161     8815 SH       DEFINED                    65        0     8750
TOMPKINS FINANCIAL CORP                         890110109    38608   972498 SH       SOLE                   953922        0    18576
TOMPKINS FINANCIAL CORP                         890110109     2311    58215 SH       DEFINED                 58215        0        0
TOOTSIE ROLL INDUSTRIES INC                     890516107        1       38 SH       SOLE                       38        0        0
TORCHMARK CORP              COM                 891027104       76     1230 SH       SOLE                     1230        0        0
TORONTO DOMINION BK ONT     COM NEW ADR         891160509        5       70 SH       SOLE                       70        0        0
TOTAL FINA ELF SA                               89151E109       16      208 SH       SOLE                      208        0        0
TRANSATLANTIC HLDGS INC                         893521104       10      150 SH       SOLE                      150        0        0
TRAVELERS COS INC           COM                 89417E109      176     3505 SH       SOLE                     3505        0        0
TRAVELERS COS INC           COM                 89417E109       67     1343 SH       DEFINED                    45        0     1298
UST INC COM                                     902911106       25      510 SH       SOLE                      410        0      100
US BANCORP DEL              COM NEW             902973304      259     7987 SH       SOLE                     7642        0      345
UNDER ARMOUR INC.                               904311107       17      300 SH       SOLE                      300        0        0
UNILEVER PLC AMER SHS ADR                       904767704       33     1055 SH       SOLE                     1055        0        0
UNILEVER N V                N Y SHS NEW         904784709      135     4380 SH       SOLE                     4380        0        0
UNION PAC CORP              COM                 907818108       67      598 SH       SOLE                      598        0        0
UNION PAC CORP              COM                 907818108      113     1000 SH       DEFINED                     0        0     1000
UNITED PARCEL SERVICE INC   CL B                911312106     3768    50183 SH       SOLE                    47118        0     3065
UNITED PARCEL SERVICE INC   CL B                911312106       50      675 SH       DEFINED                   675        0        0
UNITED TECHNOLOGIES CORP    COM                 913017109     4577    56882 SH       SOLE                    54107        0     2775
UNITED TECHNOLOGIES CORP    COM                 913017109       56      706 SH       DEFINED                   556        0      150
UNITEDHEALTH GROUP INC                          91324P102     3929    81131 SH       SOLE                    76446        0     4685
UNITEDHEALTH GROUP INC                          91324P102      244     5050 SH       DEFINED                   925        0     4125
V F CORP                    COM                 918204108      155     1930 SH       SOLE                     1930        0        0
V F CORP                    COM                 918204108        0       12 SH       DEFINED                    12        0        0


                                       18




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
VALERO ENERGY CORP NEW      COM                 91913Y100      101     1505 SH       SOLE                     1505        0        0
VAN KAMPEN AMERICAN CAPITAL MUNICIPAL TRUST     920919107       20     1400          SOLE                     1400        0        0
VAN KAMPEN TR INVT GRADE MUNCOM                 920929106       20     1400          SOLE                     1400        0        0
VAN KAMPEN TR INVT GRADE N JCOM                 920933108       38     2400          SOLE                     2400        0        0
VAN KAMPEN MUNICIPAL        OPPORTUNITY TR      920935103       20     1393          SOLE                     1393        0        0
VECTREN CORP COM                                92240G101       31     1170 SH       SOLE                     1170        0        0
VERIZON COMMUNICATIONS      COM                 92343V104     2921    65983 SH       SOLE                    60733        0     5250
VERIZON COMMUNICATIONS      COM                 92343V104        8      195 SH       DEFINED                   195        0        0
VIACOM INC NEW CL B                             92553P201       34      887 SH       DEFINED                   137        0      750
VODAFONE GROUP PLC NEW                          92857W209       10      280 SH       SOLE                      280        0        0
VODAFONE GROUP PLC NEW                          92857W209        2       70 SH       DEFINED                    70        0        0
VOLTERRA SEMICONDUCTER CORP                     928708106       12     1000 SH       SOLE                     1000        0        0
VULCAN MATLS CO             COM                 929160109        8       90 SH       SOLE                       90        0        0
W.P. CAREY & CO LLC                             92930Y107       12      405 SH       SOLE                      405        0        0
WACHOVIA CORP 2ND NEW COM                       929903102      114     2275 SH       SOLE                     2275        0        0
WACHOVIA CORP 2ND NEW COM                       929903102       55     1100 SH       DEFINED                     0        0     1100
WAL-MART STORES INC         COM                 931142103      424     9716 SH       SOLE                     9416        0      300
WAL-MART STORES INC         COM                 931142103      181     4150 SH       DEFINED                  4150        0        0
WALGREEN CO                 COM                 931422109      240     5101 SH       SOLE                     5101        0        0
WASHINGTON MUT INC          COM                 939322103       55     1574 SH       SOLE                     1574        0        0
WASHINGTON MUT INC          COM                 939322103        0       20 SH       DEFINED                    20        0        0
WASTE MGMT INC DEL          COM                 94106L109       33      896 SH       SOLE                      896        0        0
WASTE MGMT INC DEL          COM                 94106L109       46     1225 SH       DEFINED                     0        0     1225
WAVE SYSTEMS CORP           COM NEW             943526301        5     3000 SH       SOLE                     3000        0        0
WELLPOINT INC COM                               94973V107      509     6451 SH       SOLE                     6361        0       90
WELLPOINT INC COM                               94973V107        2       37 SH       DEFINED                    37        0        0
WELLS FARGO & CO NEW        COM                 949746101     3256    91455 SH       SOLE                    87250        0     4205
WELLS FARGO & CO NEW        COM                 949746101       42     1200 SH       DEFINED                  1200        0        0
WESTAR ENERGY INC           COM                 95709T100       27     1100 SH       SOLE                     1100        0        0
WHOLE FOODS MARKET INC                          966837106        1       24 SH       SOLE                       24        0        0
WINDSTREAM CORP                                 97381W104       28     2053 SH       SOLE                     2053        0        0
WINDSTREAM CORP                                 97381W104       20     1447 SH       DEFINED                     0        0     1447
WISCONSIN ENERGY CORP       COM                 976657106       13      300 SH       SOLE                      300        0        0


                                       19




                                                     FORM 13F INFORMATION TABLE

                            TITLE OF                       VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
NAME OF ISSUER              CLASS                 CUSIP   (X$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
--------------------------- ------------------  --------- -------- -------- --- ---- --------  ---------   ------- --------  -------
                                                                                             
WRIGLEY WM JR CO            COM                 982526105        6      101 SH       DEFINED                   101        0        0
WYETH                       COM                 983024100      167     3770 SH       SOLE                     3690        0       80
WYETH                       COM                 983024100      156     3505 SH       DEFINED                  1505        0     2000
XM SATELLITE RADIO HLDGS INCCL A                983759101        2      200 SH       SOLE                      200        0        0
XTO ENERGY CORP             COM                 98385X106      135     2196 SH       SOLE                     2196        0        0
XCEL ENERGY INC                                 98389B100       26     1211 SH       SOLE                      611        0      600
XEROX CORP                  COM                 984121103      130     7506 SH       SOLE                     7506        0        0
YAHOO INC                   COM                 984332106      156     5825 SH       DEFINED                     0        0     5825
ZIMMER HLDGS INC            COM                 98956P102       79      985 SH       SOLE                      985        0        0
ZIONS BANCORPORATION        COM                 989701107       41      600 SH       SOLE                        0        0      600

 GRAND TOTALS                                               339933  6741363                                6132949        0   608414


                                       20