UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
 
FORM 8-K
 
CURRENT REPORT
Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934
 
Date of Report (Date of earliest event reported):  January 25, 2010
 
OLD POINT FINANCIAL CORPORATION
 (Exact name of registrant as specified in its charter)
 
Virginia
000-12896
54-1265373
(State or other jurisdiction of
(Commission
(IRS Employer
incorporation)
File Number)
Identification No.)

1 West Mellen Street
Hampton, Virginia  23663
(Address of principal executive offices)  (Zip Code)

(757)728-1200
(Registrant's telephone number, including area code)

Not applicable
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 
 
 
 
Item 2.02  Results of Operations and Financial Condition.
 
On January 25, 2010 Old Point Financial Corporation issued a press release reporting earnings and their financial results for its fourth quarter of 2009 which ended December 31, 2009.  A copy of the press release is attached as Exhibit 99.1.
 
Item  9.01 Financial Statements and Exhibits.
 
(c) Exhibits
 
Exhibit 99.1 Press release dated January 25, 2010

 
 
 
 
SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
Old Point Financial Corporation
 
Registrant
   
Date:  January 25, 2010
  
 
 /s/ Robert F. Shuford
 
Robert F. Shuford
 
Chairman of the Board
 
President & Chief Executive Officer