Pricing Supplement Number 8 Dated 05/24/2004

Filed Under Rule 424(b)(3), Registration Statement No. 333-104444, 333-104444-01 and 333-104444-02

Pricing Supplement Number 8 Dated 05/24/2004

(To: Prospectus Dated April 25, 2003 and Prospectus Supplement Dated March 25, 2004)

Investors should read this pricing supplement in conjunction with the Prospectus and Prospectus Supplement.

 


  CUSIP

  Number

  

Selling

Price

  Gross Concession  

Net

Proceeds

   Coupon
Type
   Coupon
Rate
 

Coupon

Frequency

   Maturity
Date
  

1st

Coupon

Date

  

1st

Coupon

Amount

   Survivor’s
Option
  

Product

Ranking

  

Moody’s

Rating

 

S & P

Rating  


  74432ABB5

   100.00%   0.75%   $3,061,862.50    FIXED    4.00%   SEMI-
ANNUAL
   05/15/2008    11/15/2004    $18.67    YES    Senior Unsecured
Notes
   A3   A-

 

Redemption Information: Non-Callable.

 

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Financial Services Inc., Wachovia Securities, LLC

 


  CUSIP

  Number

   Selling
Price
  Gross Concession   Net
Proceeds
   Coupon
Type
   Coupon
Rate
  Coupon
Frequency
   Maturity
Date
   1st
Coupon
Date
   1st
Coupon
Amount
   Survivor’s
Option
   Product
Ranking
   Moody’s
Rating
   S & P
Rating  

  74432ABC3

   100.00%   1.20%   $3,906,552.00    FIXED    5.00%   SEMI-
ANNUAL
   11/15/2011    11/15/2004    $23.33    YES    Senior Unsecured
Notes
   A3    A-

 

Redemption Information: Non-Callable.

 

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Financial Services Inc., Wachovia Securities, LLC

 


  CUSIP

  Number

   Selling
Price
  Gross Concession   Net
Proceeds
   Coupon
Type
   Coupon
Rate
  Coupon
Frequency
   Maturity
Date
   1st
Coupon
Date
   1st
Coupon
Amount
   Survivor’s
Option
   Product
Ranking
   Moody’s
Rating
   S & P
Rating  

  74432ABD1

   100.00%   1.75%   $6,802,830.00    FIXED    6.00%   SEMI-
ANNUAL
   05/15/2018    11/15/2004    $28.00    YES    Senior Unsecured
Notes
   A3    A-

 

Redemption Information: Callable at 100.000% on 05/15/2007 and every coupon date thereafter.

 

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL, LLC Agents: A.G. Edwards & Sons, Inc., Bear, Stearns & Co., Inc., Charles Schwab & Co. Inc., Citigroup, Edward D. Jones & Co., L.P., Fidelity Capital Markets, Merrill Lynch & Co., Morgan Stanley, Ramirez & Co., Inc., Raymond James & Associates, Inc., RBC Dain Rauscher Inc., Muriel Siebert & Co., Inc., UBS Financial Services Inc., Wachovia Securities, LLC The Prudential Financial, Inc. InterNotes will be subject to redemption at the option of Prudential Financial, Inc., in whole on the Interest Payment Date occurring any time on or after 05/15/2007 at a redemption price equal to 100% of the principal amount of the Prudential Financial, Inc. InterNotes, plus accrued interest thereon, if any, upon at least 30 days’ prior notice to the Noteholder and the Trustee, as described in the Prospectus.

 

Prudential Financial, Inc.

751 Broad Street

Newark NJ 07102

  

Trade Date: Monday, May 24, 2004 @12:00 PM ET

 

Settle Date: Thursday, May 27, 2004

 

Minimum Denomination/Increments: $1,000.00/$1,000.00

 

Initial trades settle flat and clear SDFS: DTC Book Entry only

 

DTC number: 0443 via Pershing, LLC

 

If the maturity date or an interest payment date for any note is not a Business Day (as defined in the Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date.

 

The Prudential Financial, Inc. InterNotes will be represented by a single master global note in fully registered form, without coupons. The master global note will be deposited with, or on behalf of, DTC and registered in the name of a nominee of DTC, as depository, or another depository as may be named in a subsequent pricing supplement.

 

InterNotes® is the trademark of INCAPITAL, LLC. All rights reserved

  

Prudential Financial, Inc.

 

$1,000,000,000.00 Prudential Financial, Inc. InterNotes®

 

Prospectus Dated 25-Apr-03 and Prospectus

Supplement Dated: 25-Mar-04