Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Expires: January 31, 2005
Estimated average burden hours per response... 0.5

(Print or Type Responses)
1. Name and Address of Reporting Person *
COLEMAN GARY L
   2. Issuer Name and Ticker or Trading Symbol
TORCHMARK CORP [TMK] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
_____ Director _____ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
EVP & Chief Financial Officer
(Last)
(First)
(Middle)
UNITED AMERICAN INSURANCE COMPANY, 3700 SOUTH STONEBRIDGE DRIVE		 3. Date of Earliest Transaction (Month/Day/Year)
05/04/2005
(Street)

MCKINNEY, TX 75070		 4. If Amendment, Date Original Filed(Month/Day/Year)
 6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)		 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)		 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)		 5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)		 6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)		 7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 05/05/2005   M   60,000 A $ 27.8125 160,102 D  
Common Stock 05/05/2005   M   54,000 A $ 37.375 214,102 D  
Common Stock 05/05/2005   M   57,055 A $ 41.26 271,157 D  
Common Stock 05/05/2005   M   2,152 A $ 33.4375 273,309 D  
Common Stock 05/05/2005   M   2,587 A $ 27.8125 275,896 D  
Common Stock 05/05/2005   M   60,000 A $ 38.2 335,896 D  
Common Stock 05/05/2005   M   30,000 A $ 37.44 365,896 D  
Common Stock 05/05/2005   S   175,385 D $ 54.77 190,511 D  
Common Stock 05/05/2005   S   59,012 D $ 54.77 131,499 D  
Common Stock               15,699 (1) I Thrift Plan Trust

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 1474 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)		 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)		 5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)		 6. Date Exercisable and Expiration Date
(Month/Day/Year)		 7. Title and Amount of Underlying Securities
(Instr. 3 and 4)		 8. Price of Derivative Security
(Instr. 5)		 9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)		 10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)		 11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Employee Stock Option (Right to Buy) $ 54.77 05/04/2005   A   188,947   11/04/2005 05/04/2012 Common Stock 188,947 $ 0 188,947 D  
Employee Stock Option (Right to Buy) $ 27.8125 05/05/2005   M     60,000 12/21/2002 12/23/2009 Common Stock 60,000 $ 0 0 D  
Employee Stock Option (Right to Buy) $ 37.375 05/05/2005   M     54,000 12/20/2003 12/22/2010 Common Stock 54,000 $ 0 0 D  
Employee Stock Option (Right to Buy) $ 41.26 05/05/2005   M     57,055 02/09/2002 08/09/2011 Common Stock 57,055 $ 0 39,321 D  
Employee Stock Option (Right to Buy) $ 33.4375 05/05/2005   M     2,152   (2) 12/16/2009 Common Stock 2,152 $ 0 2,151 D  
Employee Stock Option (Right to Buy) $ 27.8125 05/05/2005   M     2,587   (3) 12/21/2010 Common Stock 2,587 $ 0 3,233 D  
Employee Stock Option (Right to Buy) $ 38.2 05/05/2005   M     60,000 12/13/2004 12/15/2011 Common Stock 60,000 $ 0 0 D  
Employee Stock Option (Right to Buy) $ 37.44 05/05/2005   M     30,000 12/16/2004 12/18/2012 Common Stock 30,000 $ 0 30,000 D  

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
COLEMAN GARY L
UNITED AMERICAN INSURANCE COMPANY
3700 SOUTH STONEBRIDGE DRIVE
MCKINNEY, TX 75070		       EVP & Chief Financial Officer  

Signatures

 Gary L. Coleman, By:/s/Carol A. McCoy, Attorney-in-fact   05/06/2005
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) Shares in unitized fund in employee benefit plan - estimated conversion of $ balance to shares using $54.77 per share.
(2) Vests as to 1/10 of option shares per year on anniversary of original grant date, commencing 12/21/2000.
(3) Vests as to 1/10 of option shares per year on anniversary of original grant date, commencing 12/16/1999.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.