UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
SCHEDULE 13G
(Rule 13d - 102)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO
13d-1(b), (c) and (d) AND AMENDMENTS FILED PURSUANT TO 13d-2(b)
(Amendment No. _______)*
American Retirement Corporation
(Name of Issuer)
Common Stock
(Title of Class of Securities)
028913101
(CUSIP Number)
November 13, 2002
(Date of Event which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which
this Schedule is filed:
[ ] Rule 13d-1 (b)
[ x ] Rule 13d-1 (c)
[ ] Rule 13d-1 (d)
*The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to
the subject class of securities, and for any subsequent amendment
containing information which would alter disclosures provided in
a prior cover page.
The information required on the remainder of this cover page
shall not be deemed to be "filed" for the purpose of Section 18
of the Securities Exchange Act of 1934 ("Act") or otherwise
subject to the liabilities of that section of the Act but shall
be subject to all other provisions of the Act (however, see the
Notes).
1. NAMES OF REPORTING PERSONS
(I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
J. Ronald Scott
2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE
INSTRUCTIONS)
(a) [ ]
(b) [ ]
3. SEC USE ONLY
4. CITIZENSHIP OR PLACE OF ORGANIZATION
Tennessee
NUMBER OF SHARES BENEFICIALLY OWNED BY EACH REPORTING PERSON
WITH:
5. SOLE VOTING POWER
1,262,769
6. SHARED VOTING POWER
115,644
7. SOLE DISPOSITIVE POWER
1,262,769
8. SHARED DISPOSITIVE POWER
115,644
9. AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
1,378,413
10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN
SHARES* [ ]
11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
7.62%
12. TYPE OF REPORTING PERSON* (SEE INSTRUCTIONS)
Individual
Item 1 (a). Name of Issuer:
American Retirement Corporation
Item 1 (b). Address of Issuer's Principal Executive Offices:
111 Westwood Place, Suite 200
Brentwood, Tennessee 37027
Item 2 (a). Name of Persons Filing:
J. Ronald Scott
Item 2 (b). Address of Principal Business Office or, if None,
Residence:
111 Fourth Avenue South
Nashville, Tennessee 37201
Item 2 (c) . Citizenship:
United States
Item 2 (d). Title of Class of Securities:
Common stock
Item 2 (e). CUSIP Number:
028913101
Item 3. If this Statement is Filed Pursuant to Rule 13d-1 (b),
or 13d-2 (b) or (c), Check Whether the Person Filing is a:
(a) [ ] Broker or dealer registered under Section 15 of
the Exchange Act.
(b) [ ] Bank as defined in Section 3 (a) (6) of the
Exchange Act.
(c) [ ] Insurance company defined in Section 3 (a) (19) of
the Exchange Act.
(d) [ ] Investment company registered under Section 8 of
the Investment Company Act.
(e) [ ] An investment adviser in accordance with Rule 13d-
1 (b) (ii) (E).
(f) [ ] An employee benefit plan or endowment fund in
accordance with Rule 13d-1 (b) (ii) (F).
(g) [ ] A parent holding company or control person in
accordance with Rule 13d-1 (b) (1) (ii) (G).
(h) [ ] A savings association as defined in Section 3 (b)
of the Federal Deposit Insurance Act.
(i) [ ] A church plan that is excluded from the definition
of an investment company under Section 3 (c) (14) of the
Investment Company Act.
(j) [ } Group, in accordance with Rule 13d-1 (b) (1) (ii)
(J).
If this statement is filed pursuant to Rule 13d-1(c),
check this box. [ ]
Item 4. Ownership.
Provide the following information regarding the aggregate
number and percentage of the class of securities of the issuer
identified in Item 1.
(a) Amount beneficially owned:
1,378,413
(b) Percent of class:
7.62%
(c) Number of shares as to which such person has:
(i) Sole power to vote or to direct the vote
1,262,769
(ii) Shared power to vote or to direct the vote
115,644
(iii) Sole power to dispose or to direct the disposition of
1,262,769
(iv) Shared power to dispose or to direct the disposition of
115,644
Item 5. Ownership of Five Percent or Less of a Class.
If this statement is being filed to report the fact that as
of the date hereof the Reporting Persons have ceased to be the
beneficial owner of more than five percent of the class of
securities, check the following [ ].
Item 6. Ownership of More than Five Percent on Behalf of
Another Person.
Not applicable.
Item 7. Identification and Classification of the Subsidiary
Which Acquired the Security Being Reported on by the Parent
Holding Company.
Not applicable.
Item 8. Identification and Classification of Members of the
Group.
Not applicable.
Item 9. Notice of Dissolution of Group.
Not applicable.
Item 10. Certification.
By signing below the undersigned certifies that, to the best
of its knowledge and belief, the securities referred to above
were not acquired and are not held for the purpose of or with the
effect of changing or influencing the control of the issuer of
the securities and were not acquired and are not held in
connection with or as a participant in any transaction having
that purpose or effect.
SIGNATURES
After reasonable inquiry and to the best of its knowledge and
belief, each of the undersigned certifies that the information
with respect to it set forth in this statement is true, complete,
and correct.
Dated: January 21, 2003
By: J. Ronald Scott
EXHIBIT A
JOINT FILING AGREEMENT
The undersigned hereby agrees that the statement on Schedule 13G
with respect to the __________________ of _______________________
dated ___________, 2003 is, and any further amendments thereto
signed by each of the undersigned shall be, filed on behalf of
each of the undersigned pursuant to and in accordance with the
provisions of Rule 13d-1 (k) under the Securities Exchange Act of
1934, as amended.
Dated: ________________________
By:
EXHIBIT B
IDENTIFICATION OF MEMBERS OF THE GROUP
Not applicable