FORM 8-K

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

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FORM 8-K

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Current Report Pursuant
to Section 13 or 15(d) of the
Securities Exchange Act of 1934

        Date of Report: July 18, 2003

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        Commission file number: 0-10140

CVB Financial Corp.
Incorporated pursuant to the Laws of California

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        Internal Revenue Service – Employer Identification No. 95-3629339

701 North Haven Avenue, Ontario, California 91764
(909) 980-4030

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Item 1.   Changes in Control of Registrant
     
    Not Applicable
     
Item 2.   Acquisition or Disposition of Assets
     
    Not Applicable
     
Item 3.   Bankruptcy or Receivership
     
    Not Applicable
     
Item 4.   Changes in Registrant's Certifying Accountant
     
    Not Applicable
     
Item 5.   Other Events
     
    Not Applicable
     
Item 6.   Resignations of Registrant's Directors
     
    Not Applicable
     
Item 7.   Financial Statements, Pro Forma Financial Information and Exhibits
     
    (a)     Financial Statements
     
              Not Applicable
     
    (b)     Pro Forma Financial Information
     
              Not Applicable
     
    (c)      Exhibits
     
              Exhibit 99.1     Press Release, dated July 16, 2003
     
Item 8.   Change in Fiscal Year
     
    Not Applicable
     
Item 9.   Regulation FD Disclosure
     
                                                 The press release attached hereto as Exhibit 99.1, incorporated herein by reference, is being furnished in this Form 8-K under Item 9 in satisfaction of Item 12 - Disclosure of Results of Operations and Financial Condition in accordance with the Filing Guidelines issued by the Securities and Exchange Commission in Release 33-8216. This information shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

SIGNATURES

        Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, hereunto duly authorized.

    CVB Financial Corp.
     
     
     
Date: July 18, 2003   By: /s/ Edward J. Biebrich, Jr.
    Edward J. Biebrich, Jr.
    Executive Vice President and Chief Financial and Accounting Officer

Exhibit Index

99.1 Press Release, dated July 16, 2003