Rule 424(b)(2) File No. 333-33814 Pricing Supplement #121 dated April 14, 2005 to the Prospectus Dated April 12, 2000 and Prospectus Supplement Dated October 21, 2003 Marshall & Ilsley Corporation MiNotes SM Due from 9 Months to 30 Years Trade Date: April 11, 2005 Issue Price: 100% Original Issue Date: April 14, 2005 Principal Amount: $646,000 Maturity Date: April 16, 2012 Interest Rate: 4.950% Interest Payment Dates: 05/15/05 and monthly thereafter Purchasing Agent acting as Principal: Merrill Lynch & Co. Purchasing Agent Commission: 1.200% Proceeds Before expenses: 98.80% ($638,248.00) Survivor's Option: Yes Redemption or Repayment: Callable 4/15/06 and monthly thereafter Redemption/Repayment Terms: Redeemable at the option of Marshall & Ilsley Corporation on 4/15/06 and each interest payment date thereafter, at a price equal to 100% Minimum Denomination: $1,000 minimum investment with increments of $1,000 CUSIP No.: 57183MFE5 Original Issue Discount: No Notes: All trades settle without accrued interest and clear SDFS: DTC Book-Entry only Merrill Lynch DTC Participant Number: 161