UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 JANUARY 24, 2003 Date of Report (Date of Earliest Event Reported) AMES NATIONAL CORPORATION (Exact Name of Registrant as Specified in its Charter) IOWA 0-32637 42-1039071 (State or Other Jurisdiction of (Commission File Number) (I.R.S. Employer Incorporation or Organization) (Identification No.) 405 FIFTH STREET AMES, IOWA 50010 (Address of Principal Executive Offices) Registrant's Telephone Number, Including Area Code: (515) 232-6251 NOT APPLICABLE (Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report) Item 7. Financial Statements and Exhibits The following exhibit is filed as part of this Report: Exhibit No. Description ----------- ----------- 99.1 News Release dated January 24, 2003 Item 9. Regulation FD Disclosure On January 24, 2003, Ames National Corporation issued a News Release announcing its earnings for the three month and twelve month periods ending December 31, 2002. A copy of the New Release is attached hereto as Exhibit 99.1. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized. AMES NATIONAL CORPORATION Date: January 24, 2003 By: /s/ Daniel L. Krieger --------------------- Name: Daniel L. Krieger Title: President EXHIBIT INDEX Exhibit No. Description ----------- ----------- 99.1 News Release dated January 24, 2003