SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
-----------------------
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
-----------------------------------
Date of Report (Date of earliest
event reported): July 25, 2003
THE ST. PAUL COMPANIES, INC.
--------------------------------------------------
(Exact name of Registrant as specified in its charter)
Minnesota 001-10898 41-0518860
------------------- ---------------------- -----------------
(State of (Commission File (I.R.S. Employer
Incorporation) Number) Identification No.)
385 Washington St., St. Paul, MN 55102
-------------------------------- ---------
(Address of principal executive offices) (Zip Code)
(651) 310-7911
-----------------------------
(Registrant's telephone number,
including area code)
N/A
----------------------------------------------------------
(Former name or former address, if changed since last
report)
Item 12. Results of Operations and Financial Condition
---------------------------------------------
The St. Paul Companies, Inc. on July 25, 2003 issued a
press release announcing the estimated impact of a surety
exposure on its consolidated financial results for the
quarter ended June 30, 2003. A copy of the press release is
furnished as Exhibit 99.1 to this Form 8-K.
Pursuant to the requirements of the Securities Exchange
Act of 1934, the registrant has duly caused this report to
be signed on its behalf by the undersigned thereunto duly
authorized.
THE ST. PAUL COMPANIES, INC.
By Bruce A. Backberg
-----------------
Bruce A. Backberg
Senior Vice President
Date: July 28, 2003
EXHIBIT INDEX
-------------------
Exhibit No. Description
----------- -----------
99.1 Press Release of The St. Paul Companies, Inc.
dated July 25, 2003.