UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 1 )*
-----
United Fire & Casualty Company
--------------------------------------------------------------------------------
(Name of Issuer)
Common Stock $3.33 1/3 par value
--------------------------------------------------------------------------------
(Title of Class of Securities)
910331107
------------------------------
(CUSIP Number)
Various. See attached Exhibit B.
--------------------------------------------------------------------------------
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:
[_] Rule 13d-1(b)
[_] Rule 13d-1(c)
[X] Rule 13d-1(d)
*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
CUSIP No. 910331107
-------------
------------------------------------------------------------------------------
NAMES OF REPORTING PERSONS.
1 I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY).
Mildred R. McIntyre
------------------------------------------------------------------------------
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
2 (a) [_]
N/A (b) [_]
------------------------------------------------------------------------------
SEC USE ONLY
3
------------------------------------------------------------------------------
CITIZENSHIP OR PLACE OF ORGANIZATION
4
United States of America
------------------------------------------------------------------------------
SOLE VOTING POWER
5
NUMBER OF 1,129,046
SHARES -----------------------------------------------------------
SHARED VOTING POWER
BENEFICIALLY 6
OWNED BY 0
-----------------------------------------------------------
EACH SOLE DISPOSITIVE POWER
7
REPORTING 1,129,046
PERSON -----------------------------------------------------------
SHARED DISPOSITIVE POWER
WITH 8
0
------------------------------------------------------------------------------
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
9
1,129,046
------------------------------------------------------------------------------
CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
10 (SEE INSTRUCTIONS)
N/A
------------------------------------------------------------------------------
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
11
11.2%
------------------------------------------------------------------------------
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
12
IN
------------------------------------------------------------------------------
Page 2 of 11
CUSIP No. 910331107
--------------
------------------------------------------------------------------------------
NAMES OF REPORTING PERSONS.
1 I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY).
Mildred Reynolds McIntyre Revocable Trust dated September 15, 1992
------------------------------------------------------------------------------
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
2 (a) [_]
N/A (b) [_]
------------------------------------------------------------------------------
SEC USE ONLY
3
------------------------------------------------------------------------------
CITIZENSHIP OR PLACE OF ORGANIZATION
4
State of Iowa
------------------------------------------------------------------------------
SOLE VOTING POWER
5
NUMBER OF 595,801
SHARES -----------------------------------------------------------
SHARED VOTING POWER
BENEFICIALLY 6
OWNED BY 0
-----------------------------------------------------------
EACH SOLE DISPOSITIVE POWER
7
REPORTING 595,801
PERSON -----------------------------------------------------------
SHARED DISPOSITIVE POWER
WITH 8
0
------------------------------------------------------------------------------
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
9
595,801
------------------------------------------------------------------------------
CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
10 (SEE INSTRUCTIONS)
N/A
------------------------------------------------------------------------------
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
11
5.9%
------------------------------------------------------------------------------
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
12
OO
------------------------------------------------------------------------------
Page 3 of 11
CUSIP No. 910331107
--------------
------------------------------------------------------------------------------
NAMES OF REPORTING PERSONS.
1 I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY).
Trust under will of Scott McIntyre 42-6276985
------------------------------------------------------------------------------
CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP (SEE INSTRUCTIONS)
2 (a) [_]
N/A (b) [_]
------------------------------------------------------------------------------
SEC USE ONLY
3
------------------------------------------------------------------------------
CITIZENSHIP OR PLACE OF ORGANIZATION
4
State of Iowa
------------------------------------------------------------------------------
SOLE VOTING POWER
5
NUMBER OF 533,245
SHARES -----------------------------------------------------------
SHARED VOTING POWER
BENEFICIALLY 6
OWNED BY 0
-----------------------------------------------------------
EACH SOLE DISPOSITIVE POWER
7
REPORTING 533,245
PERSON -----------------------------------------------------------
SHARED DISPOSITIVE POWER
WITH 8
0
------------------------------------------------------------------------------
AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
9
533,245
------------------------------------------------------------------------------
CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES
10 (SEE INSTRUCTIONS)
N/A
------------------------------------------------------------------------------
PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
11
5.3%
------------------------------------------------------------------------------
TYPE OF REPORTING PERSON (SEE INSTRUCTIONS)
12
OO
------------------------------------------------------------------------------
Page 4 of 11
ITEM 1(A) NAME OF ISSUER:
United Fire & Casualty Company
ITEM 1(B) ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
118 Second Avenue SE
Cedar Rapids, Iowa 52401
ITEM 2(A) NAME OF PERSON FILING:
The persons filing this Schedule 13G are: *
(1) Mildred R. McIntyre
(2) Mildred Reynolds McIntyre Revocable Trust dated September
15, 1992
(3) Trust under will of Scott McIntyre
* Attached to this Schedule 13G as Exhibit A is a Joint
Filing Agreement between the persons specified above that
this Schedule 13G is being filed on behalf of each of them.
ITEM 2(B) ADDRESS OF PRINCIPAL BUSINESS OFFICE OR, IF NONE, RESIDENCE:
2115 First Avenue SE, #2217
Cedar Rapids, Iowa 52402
ITEM 2(C) CITIZENSHIP:
Mildred R. McIntyre is a citizen of the United States of America.
The Mildred Reynolds McIntyre Revocable Trust dated September 15,
1992 and the Trust under will of Scott McIntyre were formed under
the laws of the State of Iowa.
ITEM 2(D) TITLE OF CLASS OF SECURITIES:
Common Stock $3.33 1/3 par value
ITEM 2(E) CUSIP NUMBER:
910331107
ITEM 3 IF THIS STATEMENT IS FILED PURSUANT TO (S)240.13d-1(b) OR 240.13d-2(b)
or (c), CHECK WHETHER THE PERSON FILING IS A:
Not applicable.
(a) [_] Broker or dealer registered under section 15 of the Act
(15 U.S.C. 78o).
(b) [_] Bank as defined in section 3(a)(6) of the Act
(15 U.S.C. 78c).
Page 5 of 11
(c) [_] Insurance company as defined in section 3(a)(19) of the Act
(15 U.S.C. 78c).
(d) [_] Investment company registered under section 8 of the Investment
Company Act of 1940 (15 U.S.C 80a-8)
(e) [_] An investment adviser in accordance with (S)240.13d-1(b)(1)(ii)
(E);
(f) [_] An employee benefit plan or endowment fund in accordance with (S)
240.13d-1(b) (1)(ii)(F);
(g) [_] A parent holding company or control person in accordance with (S)
240.1 3d- 1(b) (1)(ii)(G);
(h) [_] A savings associations as defined in Section 3(b) of the Federal
Deposit Insurance Act (12 U.S.C. 1813);
(i) [_] A church plan that is excluded from the definition of an
investment company under section 3(c)(14) of the Investment
Company Act of 1940 (15 U.S.C. 80a-3);
(j) [_] Group, in accordance with (S)240.13d-l(b)(1)(ii)(J).
ITEM 4 OWNERSHIP
(A) AMOUNT BENEFICIALLY OWNED
Mildred R. McIntyre is the beneficial owner of 1,129,046 shares of Common
Stock of the Company, consisting of (i) 595,801 shares held by the Mildred
Reynolds McIntyre Revocable Trust dated September 15, 1992, of which Ms.
McIntyre is the Trustee, and (ii) 533,245 shares held by the Trust under will of
Scott McIntyre, of which Ms. McIntyre is the Trustee.
The Mildred Reynolds McIntyre Revocable Trust dated September 15, 1992 is
the direct owner of and thus is beneficial owner of 595,801 shares of Common
Stock of the Company.
The Trust under will of Scott McIntyre is the direct owner of and thus is
beneficial owner of 533,245 shares of Common Stock of the Company.
(B) PERCENT OF CLASS:
The 1,129,046 shares reported as beneficially owned by Mildred R. McIntyre
constitute 11.2% of the issued and outstanding shares of Common Stock of the
Company on December 31, 2001. The 595,801 shares held by the Mildred Reynolds
McIntyre Revocable Trust dated September 15, 1992 constitute 5.9% of the issued
and outstanding shares. The 533,245 shares held by the Trust under will of Scott
McIntyre constitute 5.3% of the issued and outstanding shares.
(C) NUMBER OF SHARES TO WHICH THE PERSON HAS:
(1) Mildred R. McIntyre
(i) Sole power to vote or to direct the vote: 1, 129,046
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or to direct the disposition of: 1,129,046
(iv) Shared power to dispose or to direct the disposition of: 0
Page 6 of 11
(2) Mildred Reynolds McIntyre Revocable Trust dated September 15, 1992
(i) Sole power to vote or to direct the vote: 595,801
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or to direct the disposition of: 595,801
(iv) Shared power to dispose or to direct the disposition of: 0
(3) Trust under will of Scott McIntyre
(i) Sole power to vote or to direct the vote: 533,245
(ii) Shared power to vote or to direct the vote: 0
(iii) Sole power to dispose or to direct the disposition of: 533,245
(iv) Shared power to dispose or to direct the disposition of: 0
ITEM 5 OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS
If this statement is being filed to report the fact that as of the date hereof
the reporting person has ceased to be the beneficial owner of more than five
percent of the class of securities, check the following [_].
Not applicable.
ITEM 6 OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER PERSON.
Not applicable.
ITEM 7 IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH ACQUIRED THE
SECURITY BEING REPORTED ON BY THE PARENT HOLDING COMPANY
Not applicable.
ITEM 8 IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP
Not applicable.
ITEM 9 NOTICE OF DISSOLUTION OF A GROUP
Not applicable.
ITEM 10 CERTIFICATION
Not applicable.
Page 7 of 11
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
Dated: February 12, 2002 /s/ Mildred R. Mcintyre
--------------------------------------
Mildred R. McIntyre
Dated: February 12, 2002 Mildred Reynolds McIntyre Revocable
Trust dated September 15, 1992
By: /s/ Mildred R. McIntyre
-----------------------------------
Mildred R. McIntyre, Trustee
Dated: February 12, 2002 Trust under will of Scott McIntyre
By: /s/ Mildred R. McIntyre
-----------------------------------
Mildred R. McIntyre, Trustee
Page 8 of 11
EXHIBIT A TO SCHEDULE 13G
JOINT FILING AGREEMENT
Mildred R. McIntyre, individually, the Mildred Reynolds McIntyre Revocable
Trust dated September 15, 1992 and the Trust under will of Scott McIntyre hereby
agree and consent to the joint filing on their behalf of the foregoing amendment
to Schedule 13G relating to their beneficial ownership of the Common Stock of
United Fire & Casualty Company.
Dated: February 12, 2002 /s/ Mildred R. Mcintyre
--------------------------------------
Mildred R. McIntyre
Dated: February 12, 2002 Mildred Reynolds McIntyre Revocable
Trust dated September 15, 1992
By: /s/ Mildred R. McIntyre
-----------------------------------
Mildred R. McIntyre, Trustee
Dated: February 12, 2002 Trust under will of Scott McIntyre
By: /s/ Mildred R. McIntyre
-----------------------------------
Mildred R. McIntyre, Trustee
Page 9 of 11
EXHIBIT B TO SCHEDULE 13G
Mildred R. McIntyre
Mildred R. McIntyre filed her initial Schedule 13G on February 9, 1988,
reporting sole voting power and sole dispositive power with respect to 421,749
shares, of which 263,750 were owned by her individually and 157,999 were owned
by the Trust under will of John Scott McIntyre. Mrs. McIntyre is the sole
trustee of that trust.
The Reporting Persons filing jointly on this Amendment No. 1 are the
Mildred Reynolds McIntyre Revocable Trust, dated September 15, 1992, the Trust
under will of John Scott McIntyre, and Mrs. McIntyre individually.
Mildred Reynods McIntyre Revocable Trust, dated September 15, 1992.
Mrs. McIntyre created this trust in 1992 for estate planning purposes.
Mrs. McIntyre is the sole trustee of the trust. She may terminate the
trust at any time. Although the trust is included as a Reporting
Person, the shares owned by the trust are, for all other purposes,
treated as if owned by Mrs. McIntyre.
Trust under will of John Scott McIntyre. This trust was created by the
will of Mrs. McIntyre's husband, John Scott McIntyre. Mrs. McIntyre is
the sole trustee of this trust. Mrs. McIntyre is treated as the
beneficial owner of the shares owned by this trust because she has the
power to vote the shares and the power of disposition with respect to
the shares.
Schedule A shows current ownership and transactions from 1988 through
December 31, 2001, for the Reporting Persons. Please note the following with
respect to the transactions:
. With respect to the Trust under will of John Scott McIntyre,
the only transactions are the receipt of shares issued by the
Issuer as stock dividends.
. The gift given of 36,000 shares was a gift to an irrevocable
trust created by Mrs. McIntyre for the purpose of estate
planning. Mrs. McIntyre is not the beneficial owner of the
shares owned by that trust.
. All other transactions reported as gifts given were gifts
given by Mrs. McIntyre or the Mildred Reynolds McIntyre
Revocable Trust, dated September 15, 1992 to Mrs. McIntyre's
children, grandchildren or great-grandchildren.
. The transaction reported as a transfer on October 9, 1992 was
the initial and only transfer of shares to the Mildred
Reynolds McIntyre Revocable Trust, dated September 15, 1992.
. All of the other transactions reported as transfers were
transfers from the Mildred Reynolds McIntyre Revocable Trust,
dated September 15, 1992 to Mrs. McIntyre. These transfers
were made so that the gifts to children, grandchildren and
great-grandchildren would come directly from Mrs. McIntyre,
instead of from the trust. In most cases, these transfers were
required by tax laws in effect at the time of the gifts.
. the three transactions noted as "stock dividend" were stock
dividends issued by the Issuer;
Page 10 of 11
SCHEDULE A
---------------------------------------------------------------------------------------------------------------------
Mildred R. McIntyre Trustee, Mildred R. Trustee, Trust under will
Date Description Individually McIntyre Revocable Trust of John Scott McIntyre
---------------------------------------------------------------------------------------------------------------------
Total Total Total
Transaction Shares Transaction Shares Transaction Shares
Amount Owned Amount Owned Amount Owned
---------------------------------------------------------------------------------------------------------------------
2/3/88 as reported 263,750 157,999
---------------------------------------------------------------------------------------------------------------------
2/9/88 gift given (4,800) 258,950
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
1/6/89 gift given (3,924) 255,026
---------------------------------------------------------------------------------------------------------------------
4/27/89 gift given (36,000) 219,026
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
1/3/90 gift given (3,648) 215,378
--------------------------------------------------------------------------------------------------------------------
9/25/90 gift given (936) 214,442
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
1/3/91 gift given (4,350) 210,092
---------------------------------------------------------------------------------------------------------------------
9/4/91 gift given (235) 209,857
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
1/2/92 gift given (3,552) 206,305
---------------------------------------------------------------------------------------------------------------------
3/24/92 gift given (364) 205,941
---------------------------------------------------------------------------------------------------------------------
6/15/92 stock dividend 102,970 308,911 78,999 236,998
---------------------------------------------------------------------------------------------------------------------
10/9/92 transfer (308,911) 0 308,911 308,911
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
1/25/93 transfer 4,500 4,500 (4,500) 304,411
---------------------------------------------------------------------------------------------------------------------
1/25/93 gift given (4,500) 0
---------------------------------------------------------------------------------------------------------------------
3/18/93 transfer 250 250 (250) 304,161
---------------------------------------------------------------------------------------------------------------------
3/18/93 gift given (250) 0
---------------------------------------------------------------------------------------------------------------------
8/12/93 transfer 550 550 (550) 303,611
---------------------------------------------------------------------------------------------------------------------
8/12/93 gift given (550) 0
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
1/10/94 transfer 5,775 5,775 (5,775) 297,836
---------------------------------------------------------------------------------------------------------------------
1/10/94 gift given (5,775) 0
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
1/5/95 stock dividend 148,918 446,754 118,499 355,497
---------------------------------------------------------------------------------------------------------------------
1/10/95 transfer 7,700 7,700 (7,700) 439,054
---------------------------------------------------------------------------------------------------------------------
1/10/95 gift given (7,700) 0
---------------------------------------------------------------------------------------------------------------------
4/18/95 gift given (350) 438,704
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
1/5/96 stock dividend 219,352 658,056 177,748 533,245
---------------------------------------------------------------------------------------------------------------------
1/9/96 transfer 8,280 8,280 (8,280) 649,776
---------------------------------------------------------------------------------------------------------------------
1/9/96 gift given (8,280) 0
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
1/23/97 transfer 7,200 7,200 (7,200) 642,576
---------------------------------------------------------------------------------------------------------------------
1/23/97 gift given (6,900) 300
---------------------------------------------------------------------------------------------------------------------
3/10/97 gift given (300) 0
---------------------------------------------------------------------------------------------------------------------
8/29/97 gift given (2,200) 640,376
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
2/24/98 gift given (6,110) 634,266
---------------------------------------------------------------------------------------------------------------------
11/24/98 gift given (275) 633,991
---------------------------------------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------------------------------------
1/12/99 transfer 7,695 7,695 (7,695) 626,296
---------------------------------------------------------------------------------------------------------------------
1/12/99 gift given (7,695) 0
---------------------------------------------------------------------------------------------------------------------
9/9/99 gift given (870) 625,426
---------------------------------------------------------------------------------------------------------------------
12/17/99 gift given (500) 624,926
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
1/7/00 transfer 13,500 13,500 (13,500) 611,426
---------------------------------------------------------------------------------------------------------------------
1/7/00 gift given (13,500) 0
---------------------------------------------------------------------------------------------------------------------
12/15/00 transfer 540 540 (540) 610,886
---------------------------------------------------------------------------------------------------------------------
12/15/00 gift given (540) 0
---------------------------------------------------------------------------------------------------------------------
---------------------------------------------------------------------------------------------------------------------
1/23/01 gift given (14,725) 596,161
---------------------------------------------------------------------------------------------------------------------
11/1/01 gift given (360) 595,801
=====================================================================================================================
Total 0 595,801 533,245
---------------------------------------------------------------------------------------------------------------------
Page 11 of 11