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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (date of earliest event reported): October 24, 2007
MICROFINANCIAL INCORPORATED
(Exact name of registrant as specified in its charter)
MASSACHUSETTS
(State or other jurisdiction of incorporation)
     
1-14771   04-2962824
 
(Commission file number)   (IRS Employer Identification Number)
     
10-M Commerce Way, Woburn, MA   01801
 
(Address of principal executive offices)   (Zip Code)
Registrant’s telephone number, including area code: 781-994-4800
N/A
(Former name or former address, if changed since last report)
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2):
o  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 

 


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Item 2.02. Results of Operations and Financial Condition
Item 9.01. Financial Statements and Exhibits
SIGNATURES
EX-99 Press Release dated 10-24-2007


Table of Contents

Item 2.02. Results of Operations and Financial Condition.
          On October 24, 2007, the Registrant announced its results of operations for the fiscal quarter and nine month period ended September 30, 2007. Pursuant to Form 8-K, General Instruction F, the Registrant hereby incorporates by reference the press release attached hereto as Exhibit 99.
Item 9.01. Financial Statements and Exhibits.
     
Exhibit   Exhibit Title
 
   
Exhibit 99
  Press Release dated October 24, 2007
SIGNATURES
Pursuant to the requirements of the Securities and Exchange Act of 1934, as amended, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
         
  MICROFINANCIAL INCORPORATED
Registrant
 
 
  By:   /s/ James R. Jackson, Jr.    
    James R. Jackson, Jr.   
    Vice President and Chief Financial Officer   
 
Dated: October 24, 2007