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. NNNNNNNNNNNN + C 1234567890 NNNNNN MR ANDREW SAMPLE 1234 AMERICA DRIVE NNNNNNNNN ANYWHERE, IL 60661 IMPORTANT ANNUAL SHAREHOLDERS’ MEETING INFORMATION — YOUR VOTE COUNTS! Shareholder Meeting Notice 123456 C0123456789 12345 Important Notice Regarding the Availability of Proxy Materials for the Annual Meeting of Shareholders of Credit Acceptance Corporation to be held on May 21, 2008 Under new U.S. Securities and Exchange Commission rules, you are receiving this notice that the proxy materials for the Credit Acceptance Corporation 2008 Annual Meeting of Shareholders’ are available on the Internet. Follow the instructions below to view the materials and vote online or request a paper or e-mail copy. The items to be voted on and location of the Annual Meeting of Shareholders are on the reverse side of this notice. This communication presents only an overview of the more complete proxy materials that are available to you on the Internet. We encourage you to access and review all of the important information contained in the proxy materials before voting. The Proxy Statement and Annual Report to shareholders are available at: When you go online to view materials, you can also vote your shares. 3 Step 1: Easy Online Access — A Convenient Way to View Proxy Materials and Vote Go to Step 2: Click the View button(s) to access the proxy materials. Step 3: Return to the window and follow the instructions on the screen to log in. Step 4: Make your selection as instructed on each screen to select delivery preferences and vote. When you go online, you can also help the environment by consenting to receive electronic delivery of future materials. Obtaining a Copy of the Proxy Materials — If you want to receive a paper or e-mail copy of these documents, you must request one. There is no charge to you for requesting a copy. Please make your request for a copy as instructed on the reverse side of this notice on or before Wednesday May 7, 2008 to facilitate timely delivery. C O Y + <STOCK#> 00VMGC



. Shareholder Meeting Notice Credit Acceptance Corporation’s Annual Meeting of Shareholders will be held on Wednesday, May 21, 2008 at 25505 West Twelve Mile Road, Southfield, Michigan 48034 at 8:00 a.m. Eastern Time. The Board of Directors recommends a vote FOR the following proposals: 1. Election of five directors to serve until the 2009 Annual Meeting of Shareholders: Donald A. Foss, Glenda J. Chamberlain, Brett A. Roberts, Thomas N. Tryforos and Scott J. Vassalluzzo. 2. Ratify the selection of Grant Thornton LLP as Credit Acceptance Corporation’s independent registered public accounting firm for 2008. PLEASE NOTE: This is not a proxy. To vote your shares you must vote online or request a set of proxy materials to receive a proxy card. If you wish to attend and vote at the meeting, please bring this notice and identification with you. Information on how to obtain directions so that you can attend the annual meeting and vote in person can be found on our website at Here’s how to order a copy of the proxy materials and select a future delivery preference: Paper copies: Current and future paper delivery requests can be submitted via the telephone, Internet or email options below. Email copies: Current and future email delivery requests must be submitted via the Internet following the instructions below. If you request an email copy of current materials you will receive an email with a link to the materials. PLEASE NOTE: You must use the numbers in the shaded bar on the reverse side when requesting a set of proxy materials. 3 Internet — Go to Follow the instructions to log in and order a paper or email copy of the current meeting materials and submit your preference for email or paper delivery of future meeting materials. 3 Telephone — Call us free of charge at 1-866-641-4276 using a touch-tone phone and follow the instructions to log in and order a paper copy of the materials by mail for the current meeting. You can also submit a preference to receive a paper copy for future meetings. 3 Email — Send email to with “Proxy Materials Credit Acceptance Corporation” in the subject line. Include in the message your full name and address, plus the three numbers located in the shaded bar on the reverse, and state in the email that you want a paper copy of current meeting materials. You can also state your preference to receive a paper copy for future meetings. To facilitate timely delivery, all requests for a paper copy of the proxy materials must be received by May 7, 2008. 00VMGC